Overisel
Strong schools draw families here
1 home for sale·Median $468K·Walkability 0.0/10·Schools 7.0/10
You're living on land that's been farmed and settled the same way for 175 years—red barns dot the horizon, the Reformed church anchors the center, and your neighbors are actually farming, not commuting past farms. That kind of continuity changes your rhythm. You're not driving through someone else's history; you're living in it. Homes here run between $317,500 and $538,700, and they're real houses on real acreage, not subdivisions carved into what used to be cornfields.
Why people love it here
Bentheim Elementary School
- Elementary — 2.4 mi away
- Hamilton
- 2 rated schools in district
$100K median household income
- $468K median · 15 sales in last 12mo
Explore Overisel
Same name, different focus — Overisel is also covered as:
- Overisel Community — community details
Conventional Mortgage Calculator
Median home price in Overisel
Estimated Monthly Payment
$3,177/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
15 homes sold in Overisel this year. Thinking of selling?
See what your home is worthBased on 2 rated schools nearby
Range: 5/10 to 9/10
School District: Hamilton Community Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
American Char
Drenthe Grove Park
Playground in Holiday Sub Area
Goose Lake
Beach in 96th Avenue & East 16th Street Area
Upper Macatawa Natural Area Scenic Overlook
Kenowa Trail
Salem Township Library
Holland 7 Theater
Most of Overisel is policed by the Allegan County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (433 per 100,000 residents) and burglary (129 per 100,000 residents), per FBI Uniform Crime Reporting.
For perspective, homicide — the most serious crime — was reported at about 0.001% of the population, roughly 1 in 100,000 residents.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 433 |
| Burglary | 129 |
| Aggravated assault | 78 |
| Motor-vehicle theft | 58 |
| Rape | 9 |
| Arson | 7 |
| Robbery | 5 |
| Homicide | 1 |
Reported offenses per 100,000 residents, Allegan County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Allegan County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Overisel alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Overisel home (around $468,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $74k/year in household income to qualify — an estimated monthly payment of $2,762 (principal, interest, property tax, and insurance).
The typical Overisel household earns $99,950 — above what the median home requires. At that income, a buyer can afford roughly $651,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,762/mo | $73,655 |
| 10% (+PMI) | $3,233/mo | $86,215 |
| 5% (+PMI) | $3,391/mo | $90,415 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
2 parcels
Active / pending
Typical Land Value
$61K/acre
Median asking
Median Price
$213K
Per listing
Who actually lends in Overisel, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$899/yr in electricity from a typical rooftop solar system
Produces ~6,290 kWh/yr · offsets ~60% of a typical home's use
Private well
Rural township; individual wells.
Septic - individual
Individual septic systems.
Resident-arranged hauler
Township has a disposal/recycling page; curbside resident-arranged.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Standard provider; pockets Great Lakes Energy.
Confirm by addressConsumers Energy / SEMCO Energy
Natural gas where available; propane common.
Confirm by addressOverisel Township Fire Department
Paid-on-call township FD; Chief Josh Kooienga. 4779 142nd Ave, Holland.
Source: overiseltownship.org
Utility, solar, and service details for Overisel are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$100K
Home Value (Census)
$324K
Flood Risk
None
Not in flood zone
Nearest Park
Drenthe Grove Park
3.8 mi
Parks Nearby
0
within 1 mile
Frequently asked about Overisel
- What do homes cost in Overisel?
- The median home value in Overisel is about $468,000. Individual prices vary by street, size, and condition.
- How active is the Overisel housing market?
- there is 1 home for sale in Overisel right now, and 15 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Overisel?
- Overisel is served by Hamilton Community Schools. Its highest-rated assigned school is Bentheim Elementary School (9/10).
- Is Overisel walkable?
- Overisel scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
