Olive
Solid value in a growing area
6 homes for sale·Median $437K·Walkability 1.1/10·Schools 4.4/10
You've got a sprawling township that straddles the line between rural roots and suburban convenience, sitting about 37 minutes south of downtown Grand Rapids and less than 25 minutes from Grand Haven's waterfront. The landscape here is a mix of farmland, residential neighborhoods, and commercial corridors—what you'd expect from a place that started as timber country in the 1850s and evolved into a working community anchored by the Ottawa County administrative complex. Generations of families have built their lives around these 23,000-plus acres, and the bones of that stability show in the older ranch homes that dominate the housing stock, where median prices hover around $451K. What keeps things livable is the practical density of amenities: eighteen restaurants within a mile, two dozen grocery stores within two, and a coffee shop or two just down the road. You're close enough to proper city infrastructure to not feel stranded—there's a park about a mile away if you want green space—but far enough out that you're still dealing with real land and a slower pace. Ottawa Area ISD serves the schools here, so check the district details separately. This is the kind of place where people sink roots because the location works and the cost of entry doesn't require a second mortgage.
Why people love it here
$85K median household income
- $437K median · 18 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Olive
Estimated Monthly Payment
$2,967/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
18 homes sold in Olive this year. Thinking of selling?
See what your home is worthBased on 5 rated schools nearby
Range: 4/10 to 5/10
School District: West Ottawa Public School District
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Meijer
+1 more
Subway
Park in 120th Avenue & Port Sheldon Street Area
Playground in 120th Avenue Area
Spring Bayou
Beach in Douglas Avenue & West 11th Street Area
Creek Loop
Helder Park Dog Park
US-31 Northbound & Croswell Street Area Trail
Pigeon Lake Launch
Journey of Hope Yoga
+1 more
120th & Greenly
Walgreens
Herrick District Library North Branch
Little Kingdom Warriors Academy LLC.
AMC Star Holland 8
Most of Olive is policed by the Ottawa County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (518 per 100,000 residents) and aggravated assault (146 per 100,000 residents), per FBI Uniform Crime Reporting.
For perspective, homicide — the most serious crime — was reported at about 0.001% of the population, roughly 1 in 100,000 residents.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 518 |
| Aggravated assault | 146 |
| Burglary | 85 |
| Rape | 52 |
| Motor-vehicle theft | 46 |
| Robbery | 5 |
| Arson | 3 |
| Homicide | 1 |
Reported offenses per 100,000 residents, Ottawa County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Ottawa County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Olive alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Olive home (around $437,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $70k/year in household income to qualify — an estimated monthly payment of $2,619 (principal, interest, property tax, and insurance).
The typical Olive household earns $85,294 — above what the median home requires. At that income, a buyer can afford roughly $544,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,619/mo | $69,852 |
| 10% (+PMI) | $3,059/mo | $81,580 |
| 5% (+PMI) | $3,206/mo | $85,502 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
2 parcels
Active / pending
Typical Land Value
$46K/acre
Median asking
Median Price
$173K
Per listing
Who actually lends in Olive, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$918/yr in electricity from a typical rooftop solar system
Produces ~6,423 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural township; individual wells.
Septic - individual
Rural township; individual septic.
Resident-arranged hauler
Residents contract private hauler.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional IOU; inferred.
Confirm by addressConsumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressOttawa County Sheriff's Office
County sheriff; Ottawa County Fillmore complex/jail located in Olive Township.
Source: olivetownship.org
Utility, solar, and service details for Olive are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$85K
Home Value (Census)
$304K
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
1.4 mi
Parks Nearby
0
within 1 mile
🛒 Grocery(2)
Grocery Store
bp
Grocery Store
🍕 Restaurants(11)
Pigeon Café
Fast Food
The Soft Spot
Fast Food
Stromboli's Express
Restaurant
La Cenaduria de Maria
Restaurant
+6 more within 5 miles
🍺 Bars(4)
ReyRayz kustomz
Bar
LiveGolf Studios at Macatawa Golf Club
Bar
RedRock Grille
Bar
+1 more within 5 miles
🏫 Schools(5)
Christian School
Sheldon Woods School
Robart School
School
🌳 Parks(7)
+4 more within 5 miles
🐕 Dog Parks(2)
🚴 Trails(6)
US-31 Northbound & Croswell Street Area Trail
Bike Path
Unnamed bike_path
Bike Path
Bike Path
Bike Path
+3 more within 5 miles
🚌 Transit(13)
Transit Stop
Transit Stop
Transit Stop
+10 more within 5 miles
Frequently asked about Olive
- What do homes cost in Olive?
- The median home value in Olive is about $437,000. Individual prices vary by street, size, and condition.
- How active is the Olive housing market?
- there are 6 homes for sale in Olive right now, and 18 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Olive?
- Olive is served by West Ottawa Public School District. Its highest-rated assigned school is West Ottawa High School Campus (6/10).
- Is Olive walkable?
- Olive scores 1.1/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
