Harlem
Solid value in a growing area
Median $580K·Walkability 0.0/10·Schools 4.4/10
Most people assume "Harlem" means something else entirely, but out here it's a quiet corner of Olive township where the draw is land, golf courses, and proximity to water without being right on it. Macatawa Legends Golf Club anchors the area—a resort-style community where condos and townhomes sit on or overlook the fairways, and you can watch golfers from your kitchen. The homes tend toward low-maintenance living: end units with master suites, granite countertops, gas fireplaces, and that kind of finish. Beyond the development, there's acreage scattered throughout—wooded lots, a few with ponds, the kind of space where a 700-foot driveway to a home on 11 acres doesn't raise an eyebrow. Grand Haven beach is about 22 minutes away, and downtown Grand Rapids is roughly 40 minutes, so you're close enough to reach either without feeling tethered to them. It's the sort of place where you trade walkability for quiet and room to breathe.
Why people love it here
$580K median
- 13 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Harlem
Estimated Monthly Payment
$3,937/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
13 homes sold in Harlem this year. Thinking of selling?
See what your home is worthBased on 5 rated schools nearby
Range: 4/10 to 5/10
School District: West Ottawa Public School District
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Harvest Health Foods
Subway
Zlodelandia
La Botana Bar
+1 more
Unnamed park
Unnamed playground
Spring Bayou
Unnamed beach
Willows Way
Helder Park Dog Park
Pine Wood Lake Estates Area Trail
Pigeon Lake Launch
Journey of Hope Yoga
+1 more
136th & Byran
+1 more
Walgreens
Herrick District Library North Branch
daycare
AMC Star Holland 8
Crime in Harlem is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Harlem home (around $580,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $103k/year in household income to qualify — an estimated monthly payment of $3,858 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,858/mo | $102,873 |
| 10% (+PMI) | $4,441/mo | $118,439 |
| 5% (+PMI) | $4,637/mo | $123,644 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$60K/acre
Median asking
Median Price
$120K
Per listing
Who actually lends in Harlem, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
Olive Township
Source: olivetownship.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$918/yr in electricity from a typical rooftop solar system
Produces ~6,423 kWh/yr · offsets ~61% of a typical home's use
Municipal / public water
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Resident-arranged hauler
Residents contract private hauler.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional IOU; inferred.
Confirm by addressConsumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressOttawa County Sheriff's Office
County sheriff; Ottawa County Fillmore complex/jail located in Olive Township.
Services for Olive · Source: olivetownship.org
Utility, solar, and service details for Harlem are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Nearest Park
Unnamed park
1.9 mi
Parks Nearby
0
within 1 mile
🛒 Grocery(14)
Grocery Store
Supermercado Santa Fe
Grocery Store
Family Fare Supermarket
Grocery Store
+11 more within 5 miles
🍕 Restaurants(10)
El Palacio
Restaurant
Royalty Sweet Treats LLC
Restaurant
Wow Bao- Holland (MI)
Restaurant
+5 more within 5 miles
☕ Coffee(17)
+14 more within 5 miles
🍺 Bars(13)
LiveGolf Studios at Macatawa Golf Club
Bar
RedRock Grille
Bar
Lugar cómida
Bar
+10 more within 5 miles
🏫 Schools(8)
+3 more within 5 miles
💪 Gyms(10)
Journey of Hope Yoga
Fitness Center
H3alth
Fitness Center
Fitness Together
Fitness Center
+7 more within 5 miles
🌳 Parks(6)
+3 more within 5 miles
🐕 Dog Parks(2)
🚴 Trails(4)
Pine Wood Lake Estates Area Trail
Bike Path
Bike Path
Bike Path
Unnamed bike_path
Bike Path
+1 more within 5 miles
⛵ Boat Launches(1)
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
Transit Stop
+27 more within 5 miles
👶 Childcare(1)
Little Kingdom Warriors Academy LLC.
Childcare Center
📚 Libraries(1)
Frequently asked about Harlem
- What do homes cost in Harlem?
- The median home value in Harlem is about $580,000. Individual prices vary by street, size, and condition.
- How active is the Harlem housing market?
- there are 6 homes for sale in Harlem right now, and 13 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Harlem?
- Harlem is served by West Ottawa Public School District. Its highest-rated assigned school is West Ottawa High School Campus (6/10).
- Is Harlem walkable?
- Harlem scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Harlem
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