Merrill
Solid value in a growing area
6 homes for sale·Median $150K·Walkability 1.5/10·Schools 4.0/10
If you're used to buying groceries within shouting distance and catching a movie without planning ahead, Merrill Township will recalibrate your expectations—in the best way, if you're the type who actually wants land. Spread across nearly twenty-three thousand acres in Newaygo County, this is the kind of place where your nearest neighbor isn't an afterthought but a genuine geographical fact. A county park sits about a mile and a half away, which is closer than most things around here anyway. The landscape itself is the main event: open, rural, and built for people who prefer acreage to addresses.
Why people love it here
$38K median household income
- $150K median · 11 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Merrill
Estimated Monthly Payment
$1,018/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
11 homes sold in Merrill this year. Thinking of selling?
See what your home is worthBased on 5 rated schools nearby
Range: 3/10 to 5/10
School District: White Cloud Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Park in Lakeview Park Area
Moon Lake
North Country National Scenic Trail
To buy a median-priced Merrill home (around $150,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $24k/year in household income to qualify — an estimated monthly payment of $913 (principal, interest, property tax, and insurance).
The typical Merrill household earns $37,500 — above what the median home requires. At that income, a buyer can afford roughly $241,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $913/mo | $24,358 |
| 10% (+PMI) | $1,064/mo | $28,384 |
| 5% (+PMI) | $1,115/mo | $29,730 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
10 parcels
Active / pending
Typical Land Value
$7K/acre
Median asking
Median Price
$52K
Per listing
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$916/yr in electricity from a typical rooftop solar system
Produces ~6,409 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural township; individual private wells
Septic - individual
No municipal sewer; individual septic
Resident-arranged private hauler (Republic Services)
No municipal collection; residents contract haulers
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Member-owned coop serves rural Newaygo; Consumers Energy in pockets
Confirm by addressNo piped natural gas (propane/LP)
Deep-rural; typically propane, no piped gas
Confirm by addressArea fire department (via Newaygo County 911)
Rural fire coverage dispatched through county
Source: merrilltownship.com
Utility, solar, and service details for Merrill are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$38K
Home Value (Census)
$121K
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
1.7 mi
Parks Nearby
0
within 1 mile
Frequently asked about Merrill
- What do homes cost in Merrill?
- The median home value in Merrill is about $150,000. Individual prices vary by street, size, and condition.
- How active is the Merrill housing market?
- there are 6 homes for sale in Merrill right now, and 11 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Merrill?
- Merrill is served by White Cloud Public Schools. Its highest-rated assigned school is White Cloud Elementary School (5/10).
- Is Merrill walkable?
- Merrill scores 1.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
