Martiny
Surrounded by nature
2 homes for sale·Median $272K·Schools 5.0/10
When you roll in on the backroads around here, the first thing that hits you is water—lots of it. The Martiny Chain of Lakes sprawls across the area, a network of connected waterways that includes Big John Brown, Horsehead, and Pretty Lake, offering more than 2,000 acres for boating, fishing, and just sitting still. The landscape is genuinely rural: 40-acre parcels sit next to state land, log cabins overlook sandy shorelines with 80 to 123 feet of waterfront, and the quiet is the real deal—no soundtrack except what's on the water. You'll find the usual cottage life here: metal roofs, lake access, open floor plans with views, manufactured homes on spacious lots, and year-round sun porches for watching the seasons turn. A grocery run means heading about a mile and a half down the road, but that's the trade-off for living in a place where the lakes and the state land define the geography more than strip centers. This is hunter and fisherman territory—the kind of place where a 40-acre parcel backing up to thousands of acres of protected land isn't a fantasy. The homes reflect that: practical, well-maintained, built for people who actually use the water and the woods, not people driving past them on weekends.
Why people love it here
Lake life
- Pretty Lake within walking distance
$50K median household income
- $272K median · 22 sales in last 12mo
Mortgage Calculator
Median home price in Martiny
Estimated Monthly Payment
$1,846/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
22 homes sold in Martiny this year. Thinking of selling?
See what your home is worthBased on 5 rated schools nearby
Range: 2/10 to 7/10
School District: Chippewa Hills School District
Most of Martiny is policed by the Mecosta County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (598 per 100,000 residents) and aggravated assault (259 per 100,000 residents), per FBI Uniform Crime Reporting.
For perspective, homicide — the most serious crime — was reported at about 0.003% of the population, roughly 1 in 33,000 residents.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 598 |
| Aggravated assault | 259 |
| Burglary | 116 |
| Rape | 33 |
| Motor-vehicle theft | 33 |
| Arson | 9 |
| Homicide | 3 |
| Robbery | 3 |
Reported offenses per 100,000 residents, Mecosta County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Mecosta County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Martiny alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Martiny home (around $271,950) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $42k/year in household income to qualify — an estimated monthly payment of $1,560 (principal, interest, property tax, and insurance).
The typical Martiny household earns $50,061 — above what the median home requires. At that income, a buyer can afford roughly $331,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,560/mo | $41,588 |
| 10% (+PMI) | $1,832/mo | $48,858 |
| 5% (+PMI) | $1,923/mo | $51,284 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Land for sale
Listings
5 parcels
Active / pending
Typical Land Value
$8K/acre
Median asking
Median Price
$60K
Per listing
Who actually lends in Martiny, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government
Martiny Township
unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Private well
Rural/lake township; individual wells.
Septic - individual
On-site septic; lake-area systems.
Resident-arranged private hauler
No municipal collection.
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressConsumers Energy / SEMCO / propane (LP)
Rural areas often LP/propane.
Confirm by addressChippewa-Martiny Fire Department
Joint Chippewa + Martiny Township fire dept; fire board meets at Martiny Township.
Source: findenergy.com
Utility, solar, and service details for Martiny are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$50K
Home Value (Census)
$168K
Frequently asked about Martiny
- What do homes cost in Martiny?
- The median home value in Martiny is about $271,950. Individual prices vary by street, size, and condition.
- How active is the Martiny housing market?
- there are 2 homes for sale in Martiny right now, and 22 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Martiny?
- Martiny is served by Chippewa Hills School District. Its highest-rated assigned school is Mecosta Elementary School (7/10).
Top contributors in Martiny
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.