Grattan
Surrounded by nature
12 homes for sale·Median $470K·Walkability 2.2/10·Schools 8.4/10
Early morning, when the mist still clings to the water—that's when Grattan Township shows itself best. The place sits about 15 miles northeast of Grand Rapids, sprawling across nearly 24,000 acres of farmland, woods, and water. There are at least 25 lakes scattered throughout the township, some barely 30 acres, others pushing 300, all stocked by Michigan's Department of Natural Resources for fishing. The Grattan General Store handles the essentials, and the Grattan Irish Pub is the only restaurant in town—the kind of place where you go to eat, not to be seen. Homes here run around $461K, and most people own rather than rent. Nature preserves offer hiking trails through forests and wetlands if you want to stretch your legs beyond the shoreline. But the real draw, the thing that brings people from hours away, is Grattan Raceway—a 190-acre road course that's been hosting serious motorsports since the 1960s, considered one of the finest in America. Paul Newman raced there. So did professional drivers and the major automakers testing new machines. The township itself voted in 2025 to keep things agricultural, blocking a housing development and saying no to sprawl. It's genuinely rural, the kind of place where quiet and water and speed—when you want it—are the point.
Why people love it here
Lake life
- Twin Lakes within walking distance
- Smith Lake: 5 min walk
- Braden Lake: 14 min walk
$109K median household income
- $470K median · 38 sales in last 12mo
Explore Grattan
Same name, different focus — Grattan is also covered as:
- Grattan Community — community details
Conventional Mortgage Calculator
Median home price in Grattan
Estimated Monthly Payment
$3,191/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
38 homes sold in Grattan this year. Thinking of selling?
See what your home is worthBased on 5 rated schools nearby
Range: 6/10 to 10/10
School District: Belding Area School District
Flood Risk
None
Not in flood zone
Nearest Park
Big Pine Island Lake Public Access
1.8 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Twin Lakes
0.0 mi
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
KD's Corner
Grattan Irish Pub
Grattan Township Roadside Park
Smith Lake
+1 more
WABASIS COUNTY PARK Beach
Cannon Trail
Big Pine Island Lake Launch
Most of Grattan is policed by the Kent County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (660 per 100,000 residents) and aggravated assault (108 per 100,000 residents), per FBI Uniform Crime Reporting.
No homicides were reported in 2024.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 660 |
| Aggravated assault | 108 |
| Motor-vehicle theft | 76 |
| Burglary | 66 |
| Rape | 43 |
| Robbery | 5 |
| Arson | 5 |
| Homicide | 0 |
Reported offenses per 100,000 residents, Kent County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Kent County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Grattan alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Grattan home (around $470,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $76k/year in household income to qualify — an estimated monthly payment of $2,861 (principal, interest, property tax, and insurance).
The typical Grattan household earns $109,125 — above what the median home requires. At that income, a buyer can afford roughly $698,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,861/mo | $76,292 |
| 10% (+PMI) | $3,334/mo | $88,905 |
| 5% (+PMI) | $3,492/mo | $93,123 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
10 parcels
Active / pending
Typical Land Value
$22K/acre
Median asking
Median Price
$220K
Per listing
Who actually lends in Grattan, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$864/yr in electricity from a typical rooftop solar system
Produces ~6,299 kWh/yr · offsets ~60% of a typical home's use
Resident-arranged private hauler
Consumers Energy Co · ~13.7¢/kWh
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressSource: grattantownshipmi.gov
Utility, solar, and service details for Grattan are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$109K
Home Value (Census)
$341K
🍕 Restaurants(5)
🍺 Bars(1)
Grattan Irish Pub
Bar
🏫 Schools(4)
💪 Gyms(1)
Fitness Center on Unnamed
Fitness Center
🚴 Trails(2)
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
Frequently asked about Grattan
- What do homes cost in Grattan?
- The median home value in Grattan is about $470,000. Individual prices vary by street, size, and condition.
- How active is the Grattan housing market?
- there are 12 homes for sale in Grattan right now, and 38 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Grattan?
- Grattan is served by Belding Area School District. Its highest-rated assigned school is Lakes Elementary School (10/10).
- Is Grattan walkable?
- Grattan scores 2.2/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
