Grattan
Surrounded by nature
Median $465K·Walkability 2.7/10·Schools 8.5/10
The Grattan Raceway, a two-mile road course that's been hosting weekly motorsports events since the 1960s, sits at the heart of this rural stretch about 15 miles northeast of Grand Rapids—a place where wooded lots roll into lake frontage on Murray Lake, and where the quiet hum of weekend racing echoes through the trees. Most homes here are owner-occupied cottages, farmhouses, and newer traditional builds on secluded acres, many with walkout decks overlooking water or perched into wooded hills. M-44 connects the area to downtown, about 25 minutes south, while the township itself remains largely under the radar—a collection of private properties and summer retreats that most people pass right by without knowing what they're missing.
Why people love it here
Lake life
- Big Pine Island Lake within walking distance
- Stocking Lake: 9 min walk
- Wolf Lake: 12 min bike
$465K median
- 9 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Grattan
Estimated Monthly Payment
$3,157/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
9 homes sold in Grattan this year. Thinking of selling?
See what your home is worthBased on 4 rated schools nearby
Range: 6/10 to 10/10
School District: Belding Area School District
Nearest Park
Big Pine Island Lake Public Access
1.3 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Big Pine Island Lake
0.0 mi
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
bp
KD's Corner
+1 more
Grattan Irish Pub
Big Pine Island Lake Public Access
Unnamed playground
Stocking Lake
WABASIS COUNTY PARK Beach
Cannon Trail
Big Pine Island Lake Launch
gym
Crime in Grattan is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Grattan home (around $465,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $82k/year in household income to qualify — an estimated monthly payment of $3,093 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,093/mo | $82,476 |
| 10% (+PMI) | $3,561/mo | $94,955 |
| 5% (+PMI) | $3,717/mo | $99,128 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
3 parcels
Active / pending
Typical Land Value
$332K/acre
Median asking
Median Price
$100K
Per listing
Who actually lends in Grattan, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
Grattan Township
Source: grattantownshipmi.gov · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$864/yr in electricity from a typical rooftop solar system
Produces ~6,299 kWh/yr · offsets ~60% of a typical home's use
Private well
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Resident-arranged private hauler
Consumers Energy Co · ~13.7¢/kWh
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressServices for Grattan · Source: NREL Utility Rates API
Utility, solar, and service details for Grattan are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(1)
bp
Grocery Store
🍕 Restaurants(6)
KD's Corner
Restaurant
Parnell Market
Restaurant
Arena's Pizza Bostwick Lake
Restaurant
Bostwick Lake Inn
Restaurant
Aunt Belle's Kitchen
Restaurant
+1 more within 5 miles
🍺 Bars(1)
Grattan Irish Pub
Bar
🏫 Schools(4)
💪 Gyms(1)
Fitness Center on Unnamed
Fitness Center
🌳 Parks(6)
+3 more within 5 miles
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
Frequently asked about Grattan
- What do homes cost in Grattan?
- The median home value in Grattan is about $465,000. Individual prices vary by street, size, and condition.
- How active is the Grattan housing market?
- there are 4 homes for sale in Grattan right now, and 9 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Grattan?
- Grattan is served by Belding Area School District. Its highest-rated assigned school is Lakes Elementary School (10/10).
- Is Grattan walkable?
- Grattan scores 2.7/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Grattan
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