Snug Harbor Area
Solid value in a growing area
The quick answer
Snug Harbor Area is a neighborhood, part of Grand Haven Area Public Schools. Homes here typically sell for around $467,000.
18 homes for sale·Median $467K·Walkability 1.7/10·Schools 6.2/10
Late afternoon light hits the water here just right—Ensign Pond and the bayous that thread through the area catch that golden hour in a way that makes you want to linger on a dock. The neighborhood spreads across wooded lots and cul-de-sacs where ranch homes sit comfortably on their land, many with finished basements and the kind of kitchens built for a real meal rather than a quick pass-through. A grocery is steps away, and there are 54 restaurants within a mile—everything from casual to sit-down—plus coffee shops for the morning routine. Hofma Park is a short walk if you've got kids or a dog, and there are three parks tucked within the immediate vicinity. The beach at Grand Haven runs about 12 minutes by car, and downtown Grand Rapids is under 45 minutes when you need it. Grand Haven Area Public Schools serves the area, and you're in Grand Haven charter township, where the waterfront culture—boats, bayou access, that Coast Guard Festival energy—still shapes how people spend their weekends.
Be first when a home lists in Snug Harbor Area
New listings and price drops in Snug Harbor Area, emailed the moment they hit the market. No account needed, unsubscribe anytime.
Why people love it here
$467K median
- 86 sales in last 12mo
Peach Plains School
- Elementary — 1.4 mi away
- Grand Haven Area
- 4 rated schools in district
Park-rich area
- 15 parks within 1 mile
- Hofma Park: 10 min walk
- Pathway: 3 min drive
Conventional Mortgage Calculator
Median home price in Snug Harbor Area
Estimated Monthly Payment
$3,172/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
86 homes sold in Snug Harbor Area this year. Thinking of selling?
See what your home is worthMedian Sale Price
$467K
86 sales in last 12mo
Parks Nearby
15
within 1 mile
Nearest Park
Hofma Park
0.4 mi
Expected Rent
$1,725/mo
$1,575 – $1,850 · estimated range
Based on 6 rated schools nearby
Range: 3/10 to 8/10
School District: Grand Haven Area Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Hofma Park
0.4 mi
Parks Nearby
15
within 1 mile
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
ALDI
+1 more
Wesco
Hiway Inn
Hofma Park
+1 more
Unnamed playground
Connor Bayou
Unnamed beach
Pathway
dog_park
Hofma Park Trail
Scott Flahive Memorial Launch
Walgreens
Grand Haven 9
Crime in Snug Harbor Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Snug Harbor Area home (around $467,250) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $84k/year in household income to qualify — an estimated monthly payment of $3,147 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,147/mo | $83,927 |
| 10% (+PMI) | $3,622/mo | $96,598 |
| 5% (+PMI) | $3,782/mo | $100,857 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
3 parcels
Active / pending
Typical Land Value
$64K/acre
Median asking
Median Price
$120K
Per listing
Who actually lends in Snug Harbor Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
Grand Haven Charter Township
Source: ghtmi.gov · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$893/yr in electricity from a typical rooftop solar system
Produces ~6,515 kWh/yr · offsets ~62% of a typical home's use
Municipal / public water
Based on assessor parcel records
Septic (individual)
Based on assessor parcel records
Resident-arranged hauler
Residents contract private hauler.
Consumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressServices for Grand Haven Township · Source: ghtmi.gov
Utility, solar, and service details for Snug Harbor Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(8)
+5 more within 5 miles
🍕 Restaurants(15)
Wesco
Restaurant
Mancino's Pizza & Grinders
Restaurant
Rock N Thai Cafe Grand Haven
Restaurant
American Dunes Golf Club
Restaurant
Speedy Cafe
Restaurant
+10 more within 5 miles
☕ Coffee(16)
+13 more within 5 miles
🍺 Bars(9)
+6 more within 5 miles
🏫 Schools(16)
Bignell School
Peach Plains School
Grand Haven High School
School
Griffin School
+11 more within 5 miles
🚴 Trails(6)
Hofma Park Trail
Bike Path
Unnamed bike_path
Bike Path
Forest Park Sub Area Trail
Bike Path
+3 more within 5 miles
⛵ Boat Launches(8)
Boat Launch
Boat Launch
Boat Launch
+5 more within 5 miles
🏥 Hospitals(1)
Hospital
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Snug Harbor Area? Our team can help with availability, schools, and what it's really like to live here.
Living in Snug Harbor Area: the details
Is Snug Harbor Area a good place to live?
Snug Harbor Area suits buyers looking for easy access to Lake Michigan — here is what the data shows. For getting around, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Grand Haven Area Public Schools. The going price is around $467,000.
What does it cost to live in Snug Harbor Area?
Homes in Snug Harbor Area sell for a median of about $467,000. There are 18 homes for sale here right now and 86 homes sold here in the past year.
Frequently asked about Snug Harbor Area
- What do homes cost in Snug Harbor Area?
- The median home value in Snug Harbor Area is about $467,250. Individual prices vary by street, size, and condition.
- How active is the Snug Harbor Area housing market?
- there are 18 homes for sale in Snug Harbor Area right now, and 86 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Snug Harbor Area?
- Snug Harbor Area is served by Grand Haven Area Public Schools. Its highest-rated assigned school is Grand Haven High School (8/10).
- Is Snug Harbor Area walkable?
- Snug Harbor Area scores 1.7/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
