Cutter Park
Great schools with outdoor access
Median $550K·Walkability 1.9/10·Schools 7.3/10
The moment you turn onto the tree-lined streets, you notice the lot sizes—wide enough that houses don't stack on top of each other, each one breathing a little. Cutter Park sits on 72 acres of Craftsman and Ranch homes, with an average lot of 0.46 acres, the kind of footprint that lets you actually see your neighbor's garage without needing binoculars. Homes here run around $886K and feed into Grand Haven Area Public Schools. The nearest grocery is a short drive at 2.9 miles, and restaurants are about two miles out; this is the kind of place where you're doing errands on purpose, not stumbling into them. Schmidt Heritage Park sits a six-minute walk away, with two parks total within a mile, and the subdivision borders Ensign Pond if water access matters to you. Grand Haven's beach is just over ten minutes down the road, while downtown Grand Rapids takes about 43 minutes when you need it. The real anchor, though, is the space itself—enough land that the subdivision doesn't feel compressed, just settled.
Why people love it here
Grand Haven High School
- High — 2.1 mi away
- Grand Haven Area
- 4 rated schools in district
Park-rich area
- 10 parks within 1 mile
- Pathway: 8 min walk
- Schmidt Heritage Park Trail: 9 min walk
$550K median
- 3 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Cutter Park
Estimated Monthly Payment
$3,734/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
3 homes sold in Cutter Park this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 6/10 to 8/10
School District: Grand Haven Area Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Schmidt Heritage Park
0.3 mi
Parks Nearby
10
within 1 mile
Median Sale Price
$550K
3 sales in last 12mo
Parcels / Units
129
Median Lot Size
0.41 ac
0.33 ac – 2.5 ac
Homeowner Rate
98.4%
Principal residence
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
ALDI
+1 more
Rock N Thai Cafe Grand Haven
+1 more
Starbucks Coffee Company
Highway Inn
+1 more
Schmidt Heritage Park
+1 more
Hofma Park Playground
Little Pigeon Creek
Unnamed beach
Pathway
dog_park
Schmidt Heritage Park Trail
Scott Flahive Memorial Launch
gym
Walgreens
Loutit District Library
Grand Haven 9
Crime in Cutter Park is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Cutter Park home (around $550,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $98k/year in household income to qualify — an estimated monthly payment of $3,658 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,658/mo | $97,552 |
| 10% (+PMI) | $4,212/mo | $112,313 |
| 5% (+PMI) | $4,397/mo | $117,249 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Homeowners Association
Cutter Park (condominium/HOA association)
Source: nextdoor.com · unconfirmed
Local Government · area-wide
Grand Haven Charter Township
Source: ghtmi.gov · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$893/yr in electricity from a typical rooftop solar system
Produces ~6,515 kWh/yr · offsets ~62% of a typical home's use
Municipal / public water
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Resident-arranged hauler
Residents contract private hauler.
Consumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressServices for Grand Haven · Source: ghtmi.gov
Utility, solar, and service details for Cutter Park are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(6)
+3 more within 5 miles
🍕 Restaurants(17)
Wesco
Restaurant
Rock N Thai Cafe Grand Haven
Restaurant
Mancino's Pizza & Grinders
Restaurant
Stable Inn
Restaurant
American Dunes Golf Club
Restaurant
+12 more within 5 miles
☕ Coffee(12)
+9 more within 5 miles
🍺 Bars(6)
+3 more within 5 miles
🏫 Schools(15)
Bignell School
Grand Haven High School
School
Peach Plains School
Griffin School
+10 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🚴 Trails(6)
Lincoln Street & Us-31 Northbound Area Trail
Bike Path
Bike Path
Bike Path
Unnamed bike_path
Bike Path
+3 more within 5 miles
⛵ Boat Launches(5)
Boat Launch
Boat Launch
Boat Launch
+2 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(1)
Loutit District Library
Frequently asked about Cutter Park
- What do homes cost in Cutter Park?
- The median home value in Cutter Park is about $550,000. Individual prices vary by street, size, and condition.
- How active is the Cutter Park housing market?
- there are 2 homes for sale in Cutter Park right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Cutter Park?
- Cutter Park is served by Grand Haven Area Public Schools. Its highest-rated assigned school is Grand Haven High School (8/10).
- Is Cutter Park walkable?
- Cutter Park scores 1.9/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.