Cove Sub
Strong schools draw families here
Median $290K·Walkability 1.4/10·Schools 6.1/10
The moment you turn onto the grid of streets here, you notice the lots—modest, quarter-acre parcels that mean homes sit close enough to their neighbors that you can actually see what people are doing on their front porches. It's a 13-acre subdivision within the larger Forest Park Sub Area, the kind of place where the houses run in the $369K range and the whole thing feels intentionally compact rather than sprawling. Grand Haven Area Public Schools serves the area, and the beach is about 8 minutes away by car—close enough that you smell salt when the wind's right. The nearest grocery and restaurants are just over two miles out, a short drive that doesn't feel isolating. Walk to Pottawattomie Park in seven minutes if you want green space without leaving the immediate neighborhood.
Why people love it here
Peach Plains School
- Elementary — 0.7 mi away
- Grand Haven Area
- 4 rated schools in district
$290K median
- 3 sales in last 12mo
Park-rich area
- 5 parks within 1 mile
- Grand River Explorers Trail: 8 min walk
- Pottawattomie Park: 13 min walk
Conventional Mortgage Calculator
Median home price in Cove Sub
Estimated Monthly Payment
$1,968/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
3 homes sold in Cove Sub this year. Thinking of selling?
See what your home is worthBased on 8 rated schools nearby
Range: 3/10 to 8/10
School District: Grand Haven Area Public Schools
Median Sale Price
$290K
3 sales in last 12mo
Parcels / Units
40
Median Lot Size
0.22 ac
0.15 ac – 0.40 ac
Homeowner Rate
72.5%
Principal residence
Flood Risk
None
Not in flood zone
Nearest Park
Pottawattomie Park
0.3 mi
Parks Nearby
5
within 1 mile
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Meijer
Wesco
Whipped Cafe' & Creamery
Hiway Inn
Pottawattomie Park
Pottawattomie Park Playground
Connor Bayou
Unnamed beach
Pathway
dog_park
Grand River Explorers Trail
Scott Flahive Memorial Launch
gym
Walgreens
Loutit District Library
Grand Haven 9
Crime in Cove Sub is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Cove Sub home (around $289,900) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $51k/year in household income to qualify — an estimated monthly payment of $1,928 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,928/mo | $51,419 |
| 10% (+PMI) | $2,220/mo | $59,199 |
| 5% (+PMI) | $2,318/mo | $61,801 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Grand Haven Charter Township
Source: ghtmi.gov · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$890/yr in electricity from a typical rooftop solar system
Produces ~6,489 kWh/yr · offsets ~62% of a typical home's use
Grand Haven Charter Township (Northwest Ottawa Water System)
Township water; sourced from NW Ottawa Water Treatment Plant.
Resident-arranged hauler
Residents contract private hauler.
Consumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressServices for Grand Haven · Source: ghtmi.gov
Utility, solar, and service details for Cove Sub are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(9)
+6 more within 5 miles
🍕 Restaurants(13)
Wesco
Restaurant
Casa de Churros
Restaurant
Spring Lake Athletic Boosters
Restaurant
D & W Deli Cafe
Restaurant
Fast Food
+8 more within 5 miles
☕ Coffee(19)
+16 more within 5 miles
🍺 Bars(16)
+13 more within 5 miles
🏫 Schools(16)
Bignell School
Peach Plains School
Jeffers School
Griffin School
White Pines Intermediate School
+11 more within 5 miles
🚴 Trails(4)
Grand River Explorers Trail
Bike Path
Forest Park Sub Area Trail
Bike Path
Bike Path
Bike Path
+1 more within 5 miles
⛵ Boat Launches(9)
Boat Launch
Boat Launch
Boat Launch
+6 more within 5 miles
🏥 Hospitals(1)
Hospital
Frequently asked about Cove Sub
- What do homes cost in Cove Sub?
- The median home value in Cove Sub is about $289,900. Individual prices vary by street, size, and condition.
- How active is the Cove Sub housing market?
- there is 1 home for sale in Cove Sub right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Cove Sub?
- Cove Sub is served by Grand Haven Area Public Schools. Its highest-rated assigned school is Grand Haven High School (8/10).
- Is Cove Sub walkable?
- Cove Sub scores 1.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.