Alder Creek Sub
Quiet lots near top schools
Median $500K·Walkability 1.8/10·Schools 7.3/10
What surprises people about Alder Creek Sub is how much land comes with each home—lots average 1.45 acres, which means you're not shoulder-to-shoulder with neighbors, even though you're still connected to the rest of the area. Homes here run around $579K, and you're looking at a genuine subdivision with real setback and breathing room that's increasingly rare this close to the water.
Why people love it here
1.4 acre avg lots
- 5 homes
Grand Haven High School
- High — 2.1 mi away
- Grand Haven Area
- 4 rated schools in district
Park-rich area
- 10 parks within 1 mile
- Forest Park Sub Area Trail: 4 min walk
- Unnamed bike path: 4 min walk
Notable nearby
Conventional Mortgage Calculator
Median home price in Alder Creek Sub
Estimated Monthly Payment
$3,394/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 6/10 to 8/10
School District: Grand Haven Area Public Schools
Recent Sale Price
$500K
1 recent sale
Parcels / Units
5
Median Lot Size
1.3 ac
0.79 ac – 2.5 ac
Homeowner Rate
100%
Principal residence
Flood Risk
None
Not in flood zone
Nearest Park
Schmidt Heritage Park
0.4 mi
Parks Nearby
10
within 1 mile
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
ALDI
+1 more
Rock N Thai Cafe Grand Haven
+1 more
Starbucks Coffee Company
Hiway Inn
+1 more
Hofma Park
+1 more
Unnamed playground
Connor Bayou
Unnamed beach
Pathway
dog_park
Forest Park Sub Area Trail
Scott Flahive Memorial Launch
gym
Walgreens
Loutit District Library
Grand Haven 9
Crime in Alder Creek Sub is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Alder Creek Sub home (around $500,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $89k/year in household income to qualify — an estimated monthly payment of $3,326 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,326/mo | $88,684 |
| 10% (+PMI) | $3,829/mo | $102,103 |
| 5% (+PMI) | $3,997/mo | $106,590 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Grand Haven Charter Township
Source: ghtmi.gov · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$893/yr in electricity from a typical rooftop solar system
Produces ~6,515 kWh/yr · offsets ~62% of a typical home's use
Grand Haven Charter Township (Northwest Ottawa Water System)
Township water; sourced from NW Ottawa Water Treatment Plant.
Resident-arranged hauler
Residents contract private hauler.
Consumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressServices for Grand Haven · Source: ghtmi.gov
Utility, solar, and service details for Alder Creek Sub are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(8)
+5 more within 5 miles
🍕 Restaurants(17)
Wesco
Restaurant
Rock N Thai Cafe Grand Haven
Restaurant
Mancino's Pizza & Grinders
Restaurant
Stable Inn
Restaurant
American Dunes Golf Club
Restaurant
+12 more within 5 miles
☕ Coffee(14)
+11 more within 5 miles
🍺 Bars(8)
+5 more within 5 miles
🏫 Schools(15)
Bignell School
Grand Haven High School
School
Peach Plains School
Griffin School
+10 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🚴 Trails(5)
+2 more within 5 miles
⛵ Boat Launches(7)
Boat Launch
Boat Launch
Boat Launch
+4 more within 5 miles
🏥 Hospitals(1)
Hospital
⚡ EV Charging(1)
Spring Lake Waterfront Parking
EV Charging
Frequently asked about Alder Creek Sub
- What do homes cost in Alder Creek Sub?
- The median home value in Alder Creek Sub is about $500,000. Individual prices vary by street, size, and condition.
- How active is the Alder Creek Sub housing market?
- no homes are listed in Alder Creek Sub right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Alder Creek Sub?
- Alder Creek Sub is served by Grand Haven Area Public Schools. Its highest-rated assigned school is Grand Haven High School (8/10).
- Is Alder Creek Sub walkable?
- Alder Creek Sub scores 1.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.