Chippewa
Solid value in a growing area
11 homes for sale·Median $273K·Schools 5.0/10
When you roll in on a summer evening, the first thing you notice is the glint of water—Chippewa Lake spreads out wide and calm, and the energy shifts. Fishing boats bob near the shore, kayaks are tied to docks, and there's that particular hum of a place where people actually use the outdoors year-round. The lake isn't just scenery here; it's the spine of things. Winter brings ice fishing and snowmobiling; summer is all swimming, boating, and campfires. The Martiny chain connects this lake to Lost, Tubbs, Diamond, and Evans—a whole system of water you can explore without leaving the area.
Why people love it here
$63K median household income
- $273K median · 15 sales in last 12mo
Explore Chippewa
Same name, different focus — Chippewa is also covered as:
- Chippewa Community — community details
Mortgage Calculator
Median home price in Chippewa
Estimated Monthly Payment
$1,853/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
15 homes sold in Chippewa this year. Thinking of selling?
See what your home is worthBased on 5 rated schools nearby
Range: 3/10 to 6/10
School District: Chippewa Hills School District
Most of Chippewa is policed by the Mecosta County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (598 per 100,000 residents) and aggravated assault (259 per 100,000 residents), per FBI Uniform Crime Reporting.
For perspective, homicide — the most serious crime — was reported at about 0.003% of the population, roughly 1 in 33,000 residents.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 598 |
| Aggravated assault | 259 |
| Burglary | 116 |
| Rape | 33 |
| Motor-vehicle theft | 33 |
| Arson | 9 |
| Homicide | 3 |
| Robbery | 3 |
Reported offenses per 100,000 residents, Mecosta County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Mecosta County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Chippewa alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Chippewa home (around $273,000) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $42k/year in household income to qualify — an estimated monthly payment of $1,583 (principal, interest, property tax, and insurance).
The typical Chippewa household earns $63,409 — above what the median home requires. At that income, a buyer can afford roughly $421,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,583/mo | $42,221 |
| 10% (+PMI) | $1,857/mo | $49,519 |
| 5% (+PMI) | $1,948/mo | $51,954 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Land for sale
Listings
8 parcels
Active / pending
Typical Land Value
$6K/acre
Median asking
Median Price
$4K
Per listing
Who actually lends in Chippewa, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Private well
Rural/lake township; individual wells.
Septic - individual
On-site septic; lake-area systems.
Resident-arranged private hauler
No municipal collection.
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressConsumers Energy / SEMCO / propane (LP)
Rural areas often LP/propane.
Confirm by addressSource: findenergy.com
Utility, solar, and service details for Chippewa are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$63K
Home Value (Census)
$124K
Frequently asked about Chippewa
- What do homes cost in Chippewa?
- The median home value in Chippewa is about $273,000. Individual prices vary by street, size, and condition.
- How active is the Chippewa housing market?
- there are 11 homes for sale in Chippewa right now, and 15 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Chippewa?
- Chippewa is served by Chippewa Hills School District. Its highest-rated assigned school is Evart Middle School (6/10).
