Blue Lake
Space and nature
8 homes for sale·Median $349K·Walkability 2.1/10·Schools 5.3/10
Blue Lake Township spans over 22,000 acres—which means the average lot here is 13 acres, the kind of space where your nearest neighbor requires actual directions. There's a restaurant steps away, which is delightfully convenient until you realize it's probably the only one close enough to stumble to, and the grocery store sits about 1.7 miles down the road. Homes run around $312K, and you're looking at serious land if that's what matters to you. The township sits in Muskegon County, roughly 41 minutes from the beaches at Grand Haven—close enough for a weekend, far enough that you won't hear the traffic. Blue Lake County Park anchors the area about 2.5 miles out, and if you need coffee that's not from your own kitchen, add another 2.5 miles to that mental map. This is rural Michigan with actual acreage between you and everything else, which appeals to a specific kind of person and absolutely baffles everyone else.
Why people love it here
Lake life
- Big Blue Lake within walking distance
- Intermediate Bike Loop (Blue): 1 min walk
- Orange Trail: 1 min walk
12.4 acre avg lots
- 1,150 homes
$75K median household income
- $349K median · 22 sales in last 12mo
Explore Blue Lake
Same name, different focus — Blue Lake is also covered as:
- Blue Lake Lake Area — lake area details
Conventional Mortgage Calculator
Median home price in Blue Lake
Estimated Monthly Payment
$2,372/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
22 homes sold in Blue Lake this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Blue Lake County Park
2.5 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Big Blue Lake
0.0 mi
Median Income
$75K
Household
Median Sale Price
$349K
22 sales in last 12mo
Parcels
1,150
1132 residential
Based on 3 rated schools nearby
Range: 4/10 to 7/10
School District: Holton Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Lake Wolverine
Turtle Beach
Orange Trail
Intermediate Bike Loop (Blue)
Most of Blue Lake is policed by the Muskegon County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (274 per 100,000 residents) and burglary (80 per 100,000 residents), per FBI Uniform Crime Reporting.
For perspective, homicide — the most serious crime — was reported at about 0.002% of the population, roughly 1 in 50,000 residents.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 274 |
| Burglary | 80 |
| Aggravated assault | 45 |
| Motor-vehicle theft | 35 |
| Rape | 22 |
| Arson | 7 |
| Homicide | 2 |
| Robbery | 2 |
Reported offenses per 100,000 residents, Muskegon County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Muskegon County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Blue Lake alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Blue Lake home (around $349,450) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $57k/year in household income to qualify — an estimated monthly payment of $2,133 (principal, interest, property tax, and insurance).
The typical Blue Lake household earns $75,446 — above what the median home requires. At that income, a buyer can afford roughly $478,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,133/mo | $56,886 |
| 10% (+PMI) | $2,485/mo | $66,265 |
| 5% (+PMI) | $2,603/mo | $69,401 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
10 parcels
Active / pending
Typical Land Value
$20K/acre
Median asking
Median Price
$58K
Per listing
Who actually lends in Blue Lake, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$897/yr in electricity from a typical rooftop solar system
Produces ~6,543 kWh/yr · offsets ~62% of a typical home's use
Private well
Rural township; homes on individual private wells
Septic - individual
No municipal sewer; individual septic systems
Resident-arranged hauler (Republic/Arrowaste area)
Residents contract their own hauler
Consumers Energy Co · ~13.7¢/kWh
Service splits by location — other areas may be served by Consumers Energy. Confirm by address.
Confirm by addressRegional gas IOU where available; rural may use propane
Confirm by addressSource: bluelaketownship.org
Utility, solar, and service details for Blue Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$75K
Home Value (Census)
$232K
🛒 Grocery(1)
Grocery Store
🍕 Restaurants(6)
Evans Dining Hall
Restaurant
Centennial Lodge
Restaurant
San Marco's Mexican Restaurant Bar and Grill
Restaurant
Fast Food
Fast Food
+1 more within 5 miles
🏫 Schools(1)
Technology Center
Frequently asked about Blue Lake
- What do homes cost in Blue Lake?
- The median home value in Blue Lake is about $349,450. Individual prices vary by street, size, and condition.
- How active is the Blue Lake housing market?
- there are 8 homes for sale in Blue Lake right now, and 22 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Blue Lake?
- Blue Lake is served by Holton Public Schools. Its highest-rated assigned school is Whitehall Senior High School (7/10).
- Is Blue Lake walkable?
- Blue Lake scores 2.1/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.