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Home/Neighborhoods/Mason County/Big Rapids Township

Big Rapids Township

Great schools with outdoor access

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)

The quick answer

Big Rapids Township is a township, part of Big Rapids Public Schools. Homes here typically sell for around $396,000.

Jump to:Is it a good place to live?·What it costs to live here·How safe is it?

19 homes for sale·Median $396K·Schools 6.6/10

Early evening light through the pines makes this stretch of land look almost painterly—the kind of golden hour that turns wooded acreage into something worth the drive. What really anchors the area, though, is how close everything still is: groceries and restaurants literally within steps, a coffee shop a short walk away, and if you need transit access, it's about six minutes on foot. The listing inventory here tells the story—capes and ranches tucked into country settings, condos in subdivisions like the Bluffs, homes on wooded lots where you can actually see the trees, and a surprising number of riverfront properties. It's the kind of place where "close to town without sacrificing privacy" isn't marketing language but the actual equation: you're near enough to grab dinner or run errands without feeling pressed against neighbors, and far enough out that your weekends can happen on your own acreage. Three bedrooms and finished basements are common enough that they barely register—what stands out is when someone builds something completely customized, or picks up a waterfront spot where the Muskegon River runs nearby.

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Why people love it here

🎓Schools
100

Riverview Elementary School

  • Elementary — 1.8 mi away
  • Big Rapids
  • 5 rated schools in district
💰Home Values

$57K median household income

  • $396K median · 35 sales in last 12mo
🌊Nature & Outdoors

Near the water

  • Rogers Dam Pond — 1.2 mi

Conventional Mortgage Calculator

Median home price in Big Rapids Township

Estimated Monthly Payment

$2,688/mo

$
$79,200
20%
%
Principal & Interest $2,05576%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

35 homes sold in Big Rapids Township this year. Thinking of selling?

See what your home is worth
6.6
/10 avg
Above average schools

Based on 5 rated schools nearby

Range: 4/10 to 10/10

School District: Big Rapids Public Schools

10Riverview Elementary SchoolElementary · PK-04 · 421 students · 19:1 · 1.8 mi
8Brookside Elementary SchoolElementary · PK-04 · 417 students · 19:1 · 1.2 mi
6Big Rapids High SchoolHigh · 09-12 · 714 students · 21:1 · 0.1 mi
5Big Rapids Middle SchoolMiddle · 05-08 · 646 students · 21:1 · 1.9 mi
4Big Rapids Virtual SchoolOther · K-12 · 152 students · 76:1 · 0.4 mi

Median Income

$57K

Household

Median Sale Price

$396K

35 sales in last 12mo

Expected Rent

$1,050/mo

$975 – $1,125 · estimated range

Most of Big Rapids Township is policed by the Mecosta County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (598 per 100,000 residents) and aggravated assault (259 per 100,000 residents), per FBI Uniform Crime Reporting.

For perspective, homicide — the most serious crime — was reported at about 0.003% of the population, roughly 1 in 33,000 residents.

Offense typePer 100k residents
Larceny / theft598
Aggravated assault259
Burglary116
Rape33
Motor-vehicle theft33
Arson9
Homicide3
Robbery3

Reported offenses per 100,000 residents, Mecosta County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Mecosta County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Big Rapids Township alone. Crime is reported at the jurisdiction level and varies block to block within any community.

Full Big Rapids Township crime & safety report →

To buy a median-priced Big Rapids Township home (around $396,000) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $63k/year in household income to qualify — an estimated monthly payment of $2,380 (principal, interest, property tax, and insurance).

The typical Big Rapids Township household earns $57,045 — about $6,423 below what the median home requires, which is why many local buyers look below $396,000 or put more down. At that income, a buyer can afford roughly $352,000 with 20% down.

Down paymentMonthly paymentIncome needed
20% $2,380/mo$63,468
10% (+PMI)$2,783/mo$74,221
5% (+PMI)$2,919/mo$77,837

Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Big Rapids Township cost-of-living breakdown →

Land for sale

Listings

25 parcels

Active / pending

Typical Land Value

$25K/acre

Median asking

Median Price

$30K

Per listing

Who actually lends in Big Rapids Township, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~81 loans · $18M

Loans to buy a home

Conventional 77%FHA 15%VA 4%USDA 3%

Most active lenders

121st Mortgage Corporation13%
2Lake Michigan Credit Union10%
3Guild Mortgage Company9%
4Union Home Mortgage Corp.9%
5Independent Bank8%
Refinances~28 loans · $5M

Homeowners refinancing an existing mortgage

Conventional 86%FHA 4%VA 10%

Most active lenders

1The Huntington National Bank25%
2Rocket Mortgage, LLC18%
3Isabella Bank10%
4United Shore Financial Services, LLC9%
5Horizon Bank6%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Local Government

Big Rapids Charter Township

Website

Source: bigrapidstownshipmi.gov · unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Water

Private well (City of Big Rapids water along city border)

Majority on private wells; some city-border households and large developments on Big Rapids municipal water.

Sewerunconfirmed

Septic - individual (municipal sewer in developments)

Mostly septic; municipal sewer serves some commercial/housing developments.

Trashunconfirmed

Resident-arranged private hauler

No municipal collection.

Electricvaries by address

Consumers Energy

Consumers Energy primary in Big Rapids area.

Confirm by address
Natural Gasvaries by address

Consumers Energy

Natural gas in developed corridors.

Confirm by address
Police

Mecosta County Sheriff

Coverage by Mecosta County Sheriff + MSP Mt. Pleasant Post.

Fire

Big Rapids Township Fire Department

Paid on-call township fire/EMS; non-emergency 231-527-0005.

Source: bigrapidstownshipmi.gov

Utility, solar, and service details for Big Rapids Township are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

Median Income

$57K

Home Value (Census)

$232K

Expected Rent

$1,050/mo

$975 – $1,125 · estimated range

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Big Rapids Township? Our team can help with availability, schools, and what it's really like to live here.

Call

Living in Big Rapids Township: the details

Is Big Rapids Township a good place to live?

If you're after green space nearby, Big Rapids Township is worth a close look — here is what the data shows. This township is part of Big Rapids Public Schools. Homes here typically sell for around $396,000.

What does it cost to live in Big Rapids Township?

The typical home in Big Rapids Township goes for around $396,000. There are 19 homes for sale here right now and 35 homes sold here in the past year.

Frequently asked about Big Rapids Township

What do homes cost in Big Rapids Township?
The median home value in Big Rapids Township is about $396,000. Individual prices vary by street, size, and condition.
How active is the Big Rapids Township housing market?
there are 19 homes for sale in Big Rapids Township right now, and 35 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Big Rapids Township?
Big Rapids Township is served by Big Rapids Public Schools. Its highest-rated assigned school is Riverview Elementary School (10/10).

Top contributors in Big Rapids Township

Data sources: listings, census · Updated 8/2/2026
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Big Rapids Township? Our team can help.

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Conventional Mortgage Calculator

Median in Big Rapids Township

Estimated Monthly Payment

$2,688/mo

$
$79,200
20%
%
Principal & Interest $2,05576%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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