Benona Township
Surrounded by nature
The quick answer
Benona Township is a township, part of Shelby Public Schools. Homes here typically sell for around $450,000.
12 homes for sale·Median $450K·Schools 5.7/10
Out here, the rolling glacial valleys are what catch you first—those panoramic sweeps across farmland and woods that line US 31 south of Shelby, where the land just keeps folding away toward the horizon. It's the kind of terrain that makes sense for acreage, and most of what exists does: ten-acre parcels with polebarn workshops, five-acre spreads with room for horses, the occasional cottage tucked into the trees with lake views across the road. Stony Lake anchors the eastern edge—an all-sports lake with channel access to Lake Michigan itself—and the proximity to actual shoreline, just minutes away, shapes what people build and how they live. A grocery is 1.2 miles in, and there's enough scattered within a mile—restaurants, a coffee shop, more than a handful of options for eating out—that you're not isolated, just set back from things. The Stony Creek Nature Preserve sits adjacent, and the sense of the place is one of working land with water access: geothermal homes on acreage, modern cabin rentals aimed at people looking to step away, mobile homes on lakefront deeds where fishing and kayaking are the point. It reads less like a typical neighborhood and more like what happens when you zone for rural living but keep the practical essentials and genuine water access close enough to matter.
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Why people love it here
Lake life
- Stony Lake within walking distance
$72K median household income
- $450K median · 23 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Benona Township
Estimated Monthly Payment
$3,055/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
23 homes sold in Benona Township this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Stony Creek Nature Preserve
2.0 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Stony Lake
0.0 mi
Median Income
$72K
Household
Median Sale Price
$450K
23 sales in last 12mo
Expected Rent
$1,450/mo
$1,275 – $1,625 · wider-area estimate
Based on 3 rated schools nearby
Range: 4/10 to 7/10
School District: Shelby Public Schools
Most of Benona Township is policed by the Oceana County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (470 per 100,000 residents) and aggravated assault (180 per 100,000 residents), per FBI Uniform Crime Reporting.
For perspective, homicide — the most serious crime — was reported at about 0.005% of the population, roughly 1 in 20,000 residents.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 470 |
| Aggravated assault | 180 |
| Burglary | 119 |
| Motor-vehicle theft | 76 |
| Rape | 71 |
| Robbery | 9 |
| Homicide | 5 |
| Arson | 0 |
Reported offenses per 100,000 residents, Oceana County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Oceana County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Benona Township alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Benona Township home (around $450,000) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $71k/year in household income to qualify — an estimated monthly payment of $2,650 (principal, interest, property tax, and insurance).
The typical Benona Township household earns $71,607 — above what the median home requires. At that income, a buyer can afford roughly $456,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,650/mo | $70,678 |
| 10% (+PMI) | $3,109/mo | $82,897 |
| 5% (+PMI) | $3,263/mo | $87,007 |
Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
13 parcels
Active / pending
Typical Land Value
$35K/acre
Median asking
Median Price
$160K
Per listing
Who actually lends in Benona Township, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government
Benona Township
unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Private well
Rural Lake Michigan shoreline township; individual wells
Septic - individual
No municipal sewer; individual septic
Resident-arranged private hauler; Oceana County transfer/recycling
No municipal collection; county transfer/recycling center available
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressNo piped natural gas (propane/LP)
Rural; typically propane
Confirm by addressSource: oceana.mi.us
Utility, solar, and service details for Benona Township are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$72K
Home Value (Census)
$224K
Expected Rent
$1,450/mo
$1,275 – $1,625 · wider-area estimate
🛒 Grocery(1)
Parkside Store
Grocery Store
🍕 Restaurants(5)
The Farmhouse
Restaurant
Restaurant
Stony Lake Inn
Restaurant
Pizza Factory
Restaurant
Restaurant
☕ Coffee(1)
Golden Bakery Donut Shop
Café
🏫 Schools(5)
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Benona Township? Our team can help with availability, schools, and what it's really like to live here.
Living in Benona Township: the details
Is Benona Township a good place to live?
Benona Township is a strong fit if you want green space nearby — here is what the data shows. This township is part of Shelby Public Schools. Homes here typically sell for around $450,000.
What does it cost to live in Benona Township?
Homes in Benona Township sell for a median of about $450,000. There are 12 homes for sale here right now and 23 homes sold here in the past year.
Frequently asked about Benona Township
- What do homes cost in Benona Township?
- The median home value in Benona Township is about $450,000. Individual prices vary by street, size, and condition.
- How active is the Benona Township housing market?
- there are 12 homes for sale in Benona Township right now, and 23 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Benona Township?
- Benona Township is served by Shelby Public Schools. Its highest-rated assigned school is Shelby Middle School (7/10).
