Little Point Sable
Easy outdoor access
Median $491K·Walkability 0.8/10·Schools 6.0/10
Out here, your morning coffee tastes different when Lake Michigan sprawls across your back deck—and that's the defining rhythm of this stretch. Homes sit on substantial acreage, often two-plus acres, tucked into wooded terrain that slopes toward water; many have direct beach access via low bluffs and wooden stairs that lead down to wide, sandy shoreline. The association keeps things exclusive and intimate—just a handful of residences clustered together, which means the quiet is real and the views are shared only with a few neighbors. You're minutes from Silver Lake to the north and the sand dunes beyond, and the architecture leans toward substantive: fieldstone fireplaces, wrap-around decks, custom kitchens, pole barns for toys and projects. The lighthouse just south marks the boundary between your private retreat and the broader shoreline. This is lake country where you own land as much as you own a house.
Why people love it here
Near the water
- Silver Lake — 0.9 mi
- Ruckel's Bridge: 10 min drive
- Golden Township Park: 13 min drive
$491K median
- 7 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Little Point Sable
Estimated Monthly Payment
$3,333/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
7 homes sold in Little Point Sable this year. Thinking of selling?
See what your home is worthNearest Park
Golden Township Park
1.5 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Silver Lake
0.9 mi
Based on 5 rated schools nearby
Range: 4/10 to 8/10
School District: Shelby Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Parkside Store
Silver Lake
Unnamed beach
Ruckel's Bridge
Crime in Little Point Sable is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced Little Point Sable home (around $490,900) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $87k/year in household income to qualify — an estimated monthly payment of $3,265 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,265/mo | $87,070 |
| 10% (+PMI) | $3,759/mo | $100,244 |
| 5% (+PMI) | $3,924/mo | $104,650 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
7 parcels
Active / pending
Typical Land Value
$82K/acre
Median asking
Median Price
$185K
Per listing
Local Government · area-wide
Benona Township
unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$927/yr in electricity from a typical rooftop solar system
Produces ~6,488 kWh/yr · offsets ~62% of a typical home's use
Private well
Based on assessor parcel records
Septic (individual)
Based on assessor parcel records
Resident-arranged private hauler; Oceana County transfer/recycling
No municipal collection; county transfer/recycling center available
Consumers Energy · ~14.3¢/kWh
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressNo piped natural gas (propane/LP)
Rural; typically propane
Confirm by addressServices for Benona · Source: oceana.mi.us
Utility, solar, and service details for Little Point Sable are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(1)
Parkside Store
Grocery Store
🍕 Restaurants(7)
Restaurant
Restaurant
Sands Resturant
Restaurant
Silver Lake Chicken Shack
Restaurant
Frickin Chicken Shack
Restaurant
+2 more within 5 miles
☕ Coffee(1)
Golden Bakery Donut Shop
Café
🌳 Parks(4)
+1 more within 5 miles
Frequently asked about Little Point Sable
- What do homes cost in Little Point Sable?
- The median home value in Little Point Sable is about $490,900. Individual prices vary by street, size, and condition.
- How active is the Little Point Sable housing market?
- there are 3 homes for sale in Little Point Sable right now, and 7 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Little Point Sable?
- Little Point Sable is served by Shelby Public Schools. Its highest-rated assigned school is Hart High School (8/10).
- Is Little Point Sable walkable?
- Little Point Sable scores 0.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Little Point Sable
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