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Home/Neighborhoods/Lake County/Yates Township (County-subdivision)

Yates Township (County-subdivision)

Solid value in a growing area

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)

The quick answer

Yates Township (County-subdivision) is a township, part of Baldwin Community Schools. Homes here typically sell for around $138,000.

Jump to:Is it a good place to live?·What it costs to live here

5 homes for sale·Median $138K·Schools 3.7/10

The moment you crest the ridge road, you're looking at wide-open land—acres of it, mostly wooded, punctuated by cabins and modest homes set back from the road with serious breathing room between neighbors. This stretch of west Michigan sits right against Lake Michigan, though the shoreline itself is largely state-controlled; what defines the area is the mix of deep forest, small private parcels, and a deliberate kind of quiet that comes from actual distance. Homes here tend toward practical—remodeled cabins, A-frame retreats, off-grid builds on acreage where folks have invested in generators, solar, and septic systems because they want separation more than convenience. You'll find properties ranging from five-acre wooded parcels to established homes with new roofs and updated kitchens, often sitting on multiple lots that leave room for expansion or just for the sake of it. Dining and shopping require a drive—the closest restaurant is about two miles away, and Baldwin sits three miles south—which isn't isolation so much as intentional geography. This is the kind of place where you either want the land and the quiet, or you don't; there's no pretense about it being anything else.

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Why people love it here

💰Home Values

$138K median

  • 7 sales in last 12mo

Conventional Mortgage Calculator

Median home price in Yates Township (County-subdivision)

Estimated Monthly Payment

$937/mo

$
$27,600
20%
%
Principal & Interest $71676%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

7 homes sold in Yates Township (County-subdivision) this year. Thinking of selling?

See what your home is worth

Median Sale Price

$138K

7 sales in last 12mo

Expected Rent

$850/mo

$775 – $900 · estimated range

3.7
/10 avg
Below average schools

Based on 3 rated schools nearby

Range: 3/10 to 4/10

School District: Baldwin Community Schools

4Baldwin Elementary SchoolElementary · PK-05 · 224 students · 12:1 · 6.1 mi
4Baldwin Senior High SchoolHigh · 09-12 · 119 students · 10:1 · 6.1 mi
3Baldwin Junior High SchoolMiddle · 06-08 · 99 students · 10:1 · 6.1 mi

To buy a median-priced Yates Township (County-subdivision) home (around $138,000) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $25k/year in household income to qualify — an estimated monthly payment of $931 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $931/mo$24,826
10% (+PMI)$1,072/mo$28,574
5% (+PMI)$1,119/mo$29,834

Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Yates Township (County-subdivision) cost-of-living breakdown →

Land for sale

Listings

11 parcels

Active / pending

Typical Land Value

$9K/acre

Median asking

Median Price

$13K

Per listing

Who actually lends in Yates Township (County-subdivision), and how homes here are financed — from 2024 federal mortgage records.

Home purchases~13 loans · $2M

Loans to buy a home

Conventional 74%FHA 10%VA 15%

Most active lenders

1Lake Michigan Credit Union22%
2Union Home Mortgage Corp.15%
3Mortgage Center L.C7%
4The Huntington National Bank7%
5Mortgage Research Center, LLC7%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Flood Risk

None

Not in flood zone

Nearest Park

Roller Bridge Boating Access Site

1.4 mi

Parks Nearby

0

within 1 mile

🌳 Parks(5)

Roller Bridge Boating Access Site
1.4 mimap
Switzer Lake Public Access
2.0 mimap

Unnamed park

3.6 mimap

+2 more within 5 miles

🚴 Trails(4)

Pere Marquette State Trail

Bike Path

2.9 mimap

Pere Marquette State Trail

Bike Path

3.0 mimap

Pere Marquette State Trail

Bike Path

3.4 mimap

+1 more within 5 miles

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Yates Township (County-subdivision)? Our team can help with availability, schools, and what it's really like to live here.

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Living in Yates Township (County-subdivision): the details

Is Yates Township (County-subdivision) a good place to live?

Here is what the data shows about living in Yates Township (County-subdivision). This township is part of Baldwin Community Schools. Expect prices centered around $138,000.

What does it cost to live in Yates Township (County-subdivision)?

The typical home in Yates Township (County-subdivision) goes for around $138,000. There are 5 homes for sale here right now and 7 homes sold here in the past year.

Frequently asked about Yates Township (County-subdivision)

What do homes cost in Yates Township (County-subdivision)?
The median home value in Yates Township (County-subdivision) is about $138,000. Individual prices vary by street, size, and condition.
How active is the Yates Township (County-subdivision) housing market?
there are 5 homes for sale in Yates Township (County-subdivision) right now, and 7 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Yates Township (County-subdivision)?
Yates Township (County-subdivision) is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Elementary School (4/10).

Top contributors in Yates Township (County-subdivision)

Data sources: listings · Updated 8/2/2026
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Yates Township (County-subdivision)? Our team can help.

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Conventional Mortgage Calculator

Median in Yates Township (County-subdivision)

Estimated Monthly Payment

$937/mo

$
$27,600
20%
%
Principal & Interest $71676%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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