Victory
Solid value in a growing area
3 homes for sale·Median $329K·Schools 4.3/10
Out here, you're looking at serious acreage—we're talking 5, 10, sometimes 20 acres tucked between Ludington and Scottville, with enough woods to actually disappear into if you want to. The listings tell the story: log homes on nine acres, broadfront ranch access to Hamlin Lake, pole barns and storage sheds, decks overlooking the treeline. Most places sit well back from the road, which means you get the space to breathe without feeling pinned to the shoulder. If you need coffee or a decent meal, it's about 2.4 miles down the road—close enough that you're not completely isolated, far enough that you're genuinely out here. Ramps and Rails Skate Park sits right adjacent, and Lake Michigan itself is essentially at your doorstep, which is the kind of geographic luck most people don't realize they're sitting on. The homes tend to be honest 1950s ranches and farmhouses, some updated, some raw potential—nothing pretentious, just real land and real houses that let you do what you actually want to do with the place.
Why people love it here
$75K median household income
- $329K median · 10 sales in last 12mo
Mortgage Calculator
Median home price in Victory
Estimated Monthly Payment
$2,236/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
10 homes sold in Victory this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 3/10 to 5/10
School District: Mason County Central Schools
Most of Victory is policed by the Mason County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (456 per 100,000 residents) and aggravated assault (141 per 100,000 residents), per FBI Uniform Crime Reporting.
No homicides were reported in 2024.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 456 |
| Aggravated assault | 141 |
| Burglary | 73 |
| Rape | 53 |
| Motor-vehicle theft | 29 |
| Arson | 10 |
| Homicide | 0 |
| Robbery | 0 |
Reported offenses per 100,000 residents, Mason County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Mason County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Victory alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Victory home (around $329,375) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $52k/year in household income to qualify — an estimated monthly payment of $1,957 (principal, interest, property tax, and insurance).
The typical Victory household earns $75,000 — above what the median home requires. At that income, a buyer can afford roughly $489,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,957/mo | $52,187 |
| 10% (+PMI) | $2,287/mo | $60,992 |
| 5% (+PMI) | $2,397/mo | $63,930 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Land for sale
Listings
2 parcels
Active / pending
Typical Land Value
$39K/acre
Median asking
Median Price
$85K
Per listing
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Private well
Rural township; individual wells.
Septic - individual
On-site septic.
Resident-arranged private hauler
No municipal collection.
Service splits by location — other areas may be served by Consumers Energy. Confirm by address.
Confirm by addressConsumers Energy / propane (LP)
Rural LP/propane common.
Confirm by addressMason County Rural Fire Authority (Scottville Station)
Scottville Station of the MCRFA covers Amber + Victory Townships.
Source: findenergy.com
Utility, solar, and service details for Victory are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$75K
Home Value (Census)
$264K
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
2.2 mi
Parks Nearby
0
within 1 mile
Frequently asked about Victory
- What do homes cost in Victory?
- The median home value in Victory is about $329,375. Individual prices vary by street, size, and condition.
- How active is the Victory housing market?
- there are 3 homes for sale in Victory right now, and 10 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Victory?
- Victory is served by Mason County Central Schools. Its highest-rated assigned school is Mason County Central MS (5/10).
Top contributors in Victory
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.