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Home/Neighborhoods/Lake County/Sweetwater Township (County-subdivision)

Sweetwater Township (County-subdivision)

Solid value in a growing area

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)

The quick answer

Sweetwater Township (County-subdivision) is a township, part of Baldwin Community Schools. Homes here typically sell for around $238,000.

Jump to:Is it a good place to live?·What it costs to live here

5 homes for sale·Median $238K·Schools 3.7/10

You're driving through land that breathes—thick forest on both sides, federal acreage spreading out behind the trees, and the kind of quiet that actually means something. The Pere Marquette River runs through here, a Blue Ribbon stream where boats launch and fishing happens year-round. Houses sit back on acreage—one-and-a-half acres, five acres, twenty-eight acres—enough land that your neighbors aren't borrowing your Wi-Fi password. Most places have that detached garage for the snowmobile, the bass boat, or whatever else you need to keep close. The Manistee National Forest wraps around the edges, which means thousands of acres of public land for hunting, hiking, and just disappearing into the woods when you need to.

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Why people love it here

💰Home Values

$238K median

  • 4 sales in last 12mo

Conventional Mortgage Calculator

Median home price in Sweetwater Township (County-subdivision)

Estimated Monthly Payment

$1,616/mo

$
$47,600
20%
%
Principal & Interest $1,23576%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

4 homes sold in Sweetwater Township (County-subdivision) this year. Thinking of selling?

See what your home is worth
3.7
/10 avg
Below average schools

Based on 3 rated schools nearby

Range: 3/10 to 4/10

School District: Baldwin Community Schools

4Baldwin Senior High SchoolHigh · 09-12 · 119 students · 10:1 · 7.3 mi
4Baldwin Elementary SchoolElementary · PK-05 · 224 students · 12:1 · 7.3 mi
3Baldwin Junior High SchoolMiddle · 06-08 · 99 students · 10:1 · 7.3 mi

To buy a median-priced Sweetwater Township (County-subdivision) home (around $238,000) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $43k/year in household income to qualify — an estimated monthly payment of $1,606 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $1,606/mo$42,817
10% (+PMI)$1,848/mo$49,279
5% (+PMI)$1,929/mo$51,453

Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Sweetwater Township (County-subdivision) cost-of-living breakdown →

Land for sale

Listings

3 parcels

Active / pending

Typical Land Value

$8K/acre

Median asking

Median Price

$40K

Per listing

Who actually lends in Sweetwater Township (County-subdivision), and how homes here are financed — from 2024 federal mortgage records.

Home purchases~11 loans · $2M

Loans to buy a home

Conventional 75%FHA 12%VA 9%USDA 5%

Most active lenders

1Lake Michigan Credit Union14%
2Union Home Mortgage Corp.12%
3The Huntington National Bank10%
4Mortgage 1 Incorporated9%
5Calcon Mutual Mortgage LLC8%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Flood Risk

None

Not in flood zone

Nearest Park

Unnamed park

1.9 mi

Parks Nearby

0

within 1 mile

🌳 Parks(4)

Unnamed park

1.9 mimap

Park

1.9 mimap

Park in W Wingleton Rd & S Bigford Rd Area

1.9 mimap

+1 more within 5 miles

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Sweetwater Township (County-subdivision)? Our team can help with availability, schools, and what it's really like to live here.

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Living in Sweetwater Township (County-subdivision): the details

Is Sweetwater Township (County-subdivision) a good place to live?

Here is what the numbers say about Sweetwater Township (County-subdivision) as a place to live. This township is part of Baldwin Community Schools. Expect prices centered around $238,000.

What does it cost to live in Sweetwater Township (County-subdivision)?

The median home value in Sweetwater Township (County-subdivision) is about $238,000. There are 5 homes for sale here right now and 4 homes sold here in the past year.

Frequently asked about Sweetwater Township (County-subdivision)

What do homes cost in Sweetwater Township (County-subdivision)?
The median home value in Sweetwater Township (County-subdivision) is about $238,000. Individual prices vary by street, size, and condition.
How active is the Sweetwater Township (County-subdivision) housing market?
there are 5 homes for sale in Sweetwater Township (County-subdivision) right now, and 4 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Sweetwater Township (County-subdivision)?
Sweetwater Township (County-subdivision) is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Senior High School (4/10).

Top contributors in Sweetwater Township (County-subdivision)

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Sweetwater Township (County-subdivision)? Our team can help.

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Conventional Mortgage Calculator

Median in Sweetwater Township (County-subdivision)

Estimated Monthly Payment

$1,616/mo

$
$47,600
20%
%
Principal & Interest $1,23576%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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