Richland
Surrounded by nature
4 homes for sale·Median $220K·Walkability 1.1/10·Schools 4.0/10
The one thing that sticks—the water. Bass Lake and Rock Lake sit right here, fifty acres of the kind of lake that doesn't need a name to mean something. You get deeded waterfront, beach access, the whole setup: fishing, skiing, pontoon rides in summer, ice fishing when winter locks it down. The shoreline pulls the neighborhood together in a way strip malls never could.
Why people love it here
Lake life
- Rock Lake within walking distance
- Park on Vernier Rd: 3 min drive
- Bass Lake Park: 5 min drive
$51K median household income
- $220K median · 13 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Richland
Estimated Monthly Payment
$1,494/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
13 homes sold in Richland this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Unnamed park
1.5 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Rock Lake
0.0 mi
Based on 2 rated schools nearby
School District: Vestaburg Community Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Farmer in the Dell
Riverdale Tavern
Park on Vernier Rd
Playground on Beahan Rd
River Trail
Fred Meijer Heartland Trail
Richland Township Library
Most of Richland is policed by the Montcalm County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (186 per 100,000 residents) and aggravated assault (83 per 100,000 residents), per FBI Uniform Crime Reporting.
No homicides were reported in 2024.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 186 |
| Aggravated assault | 83 |
| Burglary | 65 |
| Rape | 43 |
| Motor-vehicle theft | 25 |
| Robbery | 2 |
| Homicide | 0 |
| Arson | 0 |
Reported offenses per 100,000 residents, Montcalm County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Montcalm County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Richland alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Richland home (around $220,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $35k/year in household income to qualify — an estimated monthly payment of $1,306 (principal, interest, property tax, and insurance).
The typical Richland household earns $51,488 — above what the median home requires. At that income, a buyer can afford roughly $336,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,306/mo | $34,830 |
| 10% (+PMI) | $1,528/mo | $40,734 |
| 5% (+PMI) | $1,602/mo | $42,708 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$7K/acre
Median asking
Median Price
$490K
Per listing
Who actually lends in Richland, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government
Richland Township
Source: richland-township.com · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$869/yr in electricity from a typical rooftop solar system
Produces ~6,377 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural township; individual wells
Septic - individual
Rural township; individual septic
Resident-arranged private hauler
No municipal trash service listed
Consumers Energy Co|Tri County Electric Coop (MI) · ~13.6¢/kWh
Rural pockets may be Great Lakes Energy cooperative
Confirm by addressSource: richland-township.com
Utility, solar, and service details for Richland are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$51K
Home Value (Census)
$118K
🍕 Restaurants(3)
🍺 Bars(1)
Riverdale Tavern
Pub
🏫 Schools(5)
Frequently asked about Richland
- What do homes cost in Richland?
- The median home value in Richland is about $220,000. Individual prices vary by street, size, and condition.
- How active is the Richland housing market?
- there are 4 homes for sale in Richland right now, and 13 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Richland?
- Richland is served by Vestaburg Community Schools. Its highest-rated assigned school is Vestaburg Community High School (4/10).
- Is Richland walkable?
- Richland scores 1.1/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
