Reed City
Solid value in a growing area
10 homes for sale·Median $174K·Schools 6.0/10
Flat farmland stretches in every direction out here, broken only by the occasional treeline and the hum of state roads cutting through. Lake Michigan sits less than a mile to the west—close enough that the water shapes the climate and the local imagination, though you won't confuse this for a beach town. This is the kind of place where the horizon dominates, where you can see weather coming from miles away, and where the land itself feels like the main event.
Why people love it here
$49K median household income
- $174K median · 29 sales in last 12mo
Mortgage Calculator
Median home price in Reed City
Estimated Monthly Payment
$1,181/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
29 homes sold in Reed City this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 5/10 to 7/10
School District: Reed City Area Public Schools
In 2024, the most common reported offenses in Reed City were larceny / theft (1,461 per 100,000 residents) and aggravated assault (237 per 100,000 residents), per FBI Uniform Crime Reporting — with a comparison to similar-size Michigan cities below.
For perspective, homicide — the most serious crime — was reported at about 0.04% of the population, roughly 1 in 2,600 residents.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 1,461 |
| Aggravated assault | 237 |
| Rape | 158 |
| Burglary | 158 |
| Homicide | 39 |
| Robbery | 39 |
| Arson | 39 |
| Motor-vehicle theft | 0 |
How Reed City compares to similar-size Michigan cities
| City | Population | Violent /100k | Property /100k |
|---|---|---|---|
| Newaygo | 2,564 | 390 | 2,106 |
| Reed City | 2,532 | 474 | 1,659 |
| Montague | 2,417 | 0 | 414 |
| Saugatuck-Douglas | 2,301 | 0 | 435 |
| Shelby | 2,177 | 46 | 413 |
Reported offenses per 100,000 residents, Reed City Police Department, FBI Uniform Crime Reporting (2024). Comparison cities are the nearest in population, ordered by size — not ranked by crime. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Reed City home (around $174,000) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $28k/year in household income to qualify — an estimated monthly payment of $1,055 (principal, interest, property tax, and insurance).
The typical Reed City household earns $48,646 — above what the median home requires. At that income, a buyer can afford roughly $317,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,055/mo | $28,122 |
| 10% (+PMI) | $1,229/mo | $32,774 |
| 5% (+PMI) | $1,287/mo | $34,326 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Median Price
$115K
Per listing
Multifamily for sale
Listings
1 building
Active / pending
Median Price
$189K
Per building
Price Per Unit
$95K
Median
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Private hauler (resident-arranged)
No municipal trash noted
Source: reedcity.org
Utility, solar, and service details for Reed City are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$49K
Home Value (Census)
$105K
Flood Risk
None
Not in flood zone
Nearest Park
Westerburg Park
0.3 mi
Parks Nearby
20
within 1 mile
🍕 Restaurants(8)
Restaurant
Restaurant
Restaurant
H&D Chuckwagon
Restaurant
+3 more within 5 miles
☕ Coffee(1)
The Bridge Coffee Shop
Café
🍺 Bars(1)
🚴 Trails(3)
⚡ EV Charging(1)
Unnamed ev_charging
EV Charging
Frequently asked about Reed City
- What do homes cost in Reed City?
- The median home value in Reed City is about $174,000. Individual prices vary by street, size, and condition.
- How active is the Reed City housing market?
- there are 10 homes for sale in Reed City right now, and 29 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Reed City?
- Reed City is served by Reed City Area Public Schools. Its highest-rated assigned school is GT Norman Elementary School (7/10).
Top contributors in Reed City
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.