Pine
Great schools with outdoor access
4 homes for sale·Median $280K·Walkability 2.5/10·Schools 6.7/10
Out here in the northern stretch of Montcalm County, the landscape opens up into rolling acreage and quiet roads—the kind of place where two acres feels like a reasonable lot size and a pole barn isn't just practical, it's assumed. You're about an hour northeast of downtown Grand Rapids, far enough to trade sidewalks for space and routine commutes for deliberate drives. The area draws people who want genuine country living: homes sit on substantial land, often with detached garages and storage buildings, and lake access—whether shared sandy beaches on Rainbow Lake or private waterfront on West Lake—punctuates the wooded stretches. Spring Lake, Tecoma Lake, and smaller ponds dot the township, creating a network of water that matters more to daily life than any highway. The Langston State Game Area sits less than a mile away, offering the kind of hunting and outdoor access that shapes how residents spend their weekends. What emerges is a place defined not by density or convenience, but by the sheer permission to spread out—fireplaces, pools, front porches facing the water, enough room for toys and dreams that need a barn to store them in.
Why people love it here
Lake life
- Rainbow Lake within walking distance
- 5 parks within 1 mile
- West Lake: 10 min walk
- Spring Lake: 14 min walk
Lakeview Elementary School
- Elementary — 7.3 mi away
- Lakeview Community Schools (Montcalm)
- 3 rated schools in district
$78K median household income
- $280K median · 11 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Pine
Estimated Monthly Payment
$1,900/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
11 homes sold in Pine this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Langston State Game Area
0.9 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Rainbow Lake
0.0 mi
Based on 3 rated schools nearby
Range: 5/10 to 9/10
School District: Lakeview Community Schools (Montcalm)
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Langston Bar
Langston State Game Area
West Lake
+1 more
Most of Pine is policed by the Montcalm County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (186 per 100,000 residents) and aggravated assault (83 per 100,000 residents), per FBI Uniform Crime Reporting.
No homicides were reported in 2024.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 186 |
| Aggravated assault | 83 |
| Burglary | 65 |
| Rape | 43 |
| Motor-vehicle theft | 25 |
| Robbery | 2 |
| Homicide | 0 |
| Arson | 0 |
Reported offenses per 100,000 residents, Montcalm County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Montcalm County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Pine alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Pine home (around $279,900) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $45k/year in household income to qualify — an estimated monthly payment of $1,688 (principal, interest, property tax, and insurance).
The typical Pine household earns $77,632 — above what the median home requires. At that income, a buyer can afford roughly $506,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,688/mo | $45,024 |
| 10% (+PMI) | $1,970/mo | $52,536 |
| 5% (+PMI) | $2,064/mo | $55,048 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
8 parcels
Active / pending
Typical Land Value
$13K/acre
Median asking
Median Price
$130K
Per listing
Who actually lends in Pine, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government
Pine Township
Source: pinetownship.net · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$872/yr in electricity from a typical rooftop solar system
Produces ~6,401 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural township; individual wells
Septic - individual
Rural township; individual septic
Resident-arranged private hauler
No municipal trash; township hosts tire/electronic/hazardous recycling events
Township community recycling events
Periodic tire, electronics, hazardous waste collection events
Consumers Energy Co|Tri County Electric Coop (MI) · ~13.6¢/kWh
Regional provider; rural pockets may be Great Lakes Energy cooperative
Confirm by addressLakeview Fire Department
Burn permits via Lakeview FD
Source: pinetownship.net
Utility, solar, and service details for Pine are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$78K
Home Value (Census)
$210K
Frequently asked about Pine
- What do homes cost in Pine?
- The median home value in Pine is about $279,900. Individual prices vary by street, size, and condition.
- How active is the Pine housing market?
- there are 4 homes for sale in Pine right now, and 11 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Pine?
- Pine is served by Lakeview Community Schools (Montcalm). Its highest-rated assigned school is Lakeview Elementary School (9/10).
- Is Pine walkable?
- Pine scores 2.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
