Osceola
Solid value in a growing area
2 homes for sale·Median $220K·Schools 4.7/10
Out here, you're looking at land—genuine acreage, not postage stamps. Properties routinely sit on 2, 3, or 20 acres; the listings talk about manicured gardens, fruit trees, vegetable patches, and room to actually breathe. A couple miles from town keeps you close enough that a restaurant is a 4-minute walk away when you want it, with half a dozen options within a mile, yet far enough out that you've got septic systems, private wells, and the kind of quiet that comes with elbow room. Woodbeck Lake borders the area, and Pretty Lake Boating Access sits right adjacent—water access without the waterfront price tag. What gets built here tends toward practical: ranch homes with full basements, pole buildings for storage or projects, fireplaces you can actually gather around. The township even maintains a historic one-room schoolhouse from the 1960s as its meeting space, a nod to what stood here before. Utilities run the gamut—natural gas, high-speed internet, on-demand systems—so you're not roughing it despite the rural feel. This is the zone where people come to own land and have room for it to mean something, whether that's an extra guest area, an office, or just the freedom to plant what you want and watch it grow.
Why people love it here
$53K median household income
- $220K median · 9 sales in last 12mo
Mortgage Calculator
Median home price in Osceola
Estimated Monthly Payment
$1,494/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
9 homes sold in Osceola this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 3/10 to 6/10
School District: Evart Public Schools
Most of Osceola is policed by the Osceola County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (365 per 100,000 residents) and burglary (170 per 100,000 residents), per FBI Uniform Crime Reporting.
No homicides were reported in 2024.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 365 |
| Burglary | 170 |
| Aggravated assault | 123 |
| Rape | 77 |
| Motor-vehicle theft | 77 |
| Arson | 10 |
| Homicide | 0 |
| Robbery | 0 |
Reported offenses per 100,000 residents, Osceola County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Osceola County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Osceola alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Osceola home (around $220,000) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $35k/year in household income to qualify — an estimated monthly payment of $1,297 (principal, interest, property tax, and insurance).
The typical Osceola household earns $53,482 — above what the median home requires. At that income, a buyer can afford roughly $352,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,297/mo | $34,578 |
| 10% (+PMI) | $1,517/mo | $40,459 |
| 5% (+PMI) | $1,591/mo | $42,422 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$11K/acre
Median asking
Median Price
$125K
Per listing
Who actually lends in Osceola, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Private well
Rural township
Septic - individual
Individual septic systems
Private hauler (resident-arranged)
Resident-arranged hauler
Consumers Energy / propane
Natural gas where available; otherwise propane
Confirm by addressEvart / Hersey area Fire Department
Area fire coverage via mutual aid
Source: cms4files.revize.com
Utility, solar, and service details for Osceola are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$53K
Home Value (Census)
$142K
Flood Risk
None
Not in flood zone
Nearest Park
City Park
2.2 mi
Parks Nearby
0
within 1 mile
Frequently asked about Osceola
- What do homes cost in Osceola?
- The median home value in Osceola is about $220,000. Individual prices vary by street, size, and condition.
- How active is the Osceola housing market?
- there are 2 homes for sale in Osceola right now, and 9 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Osceola?
- Osceola is served by Evart Public Schools. Its highest-rated assigned school is Evart Middle School (6/10).
Top contributors in Osceola
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