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Home/Neighborhoods/Osceola County/Osceola Township

Osceola Township

Solid value in a growing area

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)

The quick answer

Osceola Township is a township, part of Evart Public Schools. Homes here typically sell for around $227,000.

Jump to:Is it a good place to live?·What it costs to live here·How safe is it?

5 homes for sale·Median $227K·Schools 4.7/10

Out here, you're looking at land—genuine acreage, not postage stamps. Properties routinely sit on 2, 3, or 20 acres; the listings talk about manicured gardens, fruit trees, vegetable patches, and room to actually breathe. A couple miles from town keeps you close enough that a restaurant is a 4-minute walk away when you want it, with half a dozen options within a mile, yet far enough out that you've got septic systems, private wells, and the kind of quiet that comes with elbow room. Woodbeck Lake borders the area, and Pretty Lake Boating Access sits right adjacent—water access without the waterfront price tag. What gets built here tends toward practical: ranch homes with full basements, pole buildings for storage or projects, fireplaces you can actually gather around. The township even maintains a historic one-room schoolhouse from the 1960s as its meeting space, a nod to what stood here before. Utilities run the gamut—natural gas, high-speed internet, on-demand systems—so you're not roughing it despite the rural feel. This is the zone where people come to own land and have room for it to mean something, whether that's an extra guest area, an office, or just the freedom to plant what you want and watch it grow.

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Why people love it here

💰Home Values

$53K median household income

  • $227K median · 8 sales in last 12mo

Conventional Mortgage Calculator

Median home price in Osceola Township

Estimated Monthly Payment

$1,541/mo

$
$45,400
20%
%
Principal & Interest $1,17876%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

8 homes sold in Osceola Township this year. Thinking of selling?

See what your home is worth
4.7
/10 avg
Average schools

Based on 3 rated schools nearby

Range: 3/10 to 6/10

School District: Evart Public Schools

6Evart Middle SchoolMiddle · 05-08 · 255 students · 14:1 · 2.9 mi
5Evart Elementary SchoolElementary · PK-04 · 353 students · 15:1 · 2.7 mi
3Evart High SchoolHigh · 09-12 · 281 students · 15:1 · 2.9 mi

Most of Osceola Township is policed by the Osceola County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (365 per 100,000 residents) and burglary (170 per 100,000 residents), per FBI Uniform Crime Reporting.

No homicides were reported in 2024.

Offense typePer 100k residents
Larceny / theft365
Burglary170
Aggravated assault123
Rape77
Motor-vehicle theft77
Arson10
Homicide0
Robbery0

Reported offenses per 100,000 residents, Osceola County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Osceola County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Osceola Township alone. Crime is reported at the jurisdiction level and varies block to block within any community.

Full Osceola Township crime & safety report →

To buy a median-priced Osceola Township home (around $227,000) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $36k/year in household income to qualify — an estimated monthly payment of $1,363 (principal, interest, property tax, and insurance).

The typical Osceola Township household earns $53,482 — above what the median home requires. At that income, a buyer can afford roughly $344,000 with 20% down.

Down paymentMonthly paymentIncome needed
20% $1,363/mo$36,347
10% (+PMI)$1,594/mo$42,511
5% (+PMI)$1,672/mo$44,584

Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Osceola Township cost-of-living breakdown →

Who actually lends in Osceola Township, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~14 loans · $2M

Loans to buy a home

Conventional 66%FHA 21%VA 1%USDA 12%

Most active lenders

1Union Home Mortgage Corp.20%
2American Pacific Mortgage Corporation13%
3Rocket Mortgage, LLC11%
4J. Virgil, INC.7%
5MEMBERS FIRST Credit Union7%
Refinances~10 loans · $1M

Homeowners refinancing an existing mortgage

Conventional 53%FHA 20%VA 26%

Most active lenders

1Rocket Mortgage, LLC41%
2United Shore Financial Services, LLC7%
3Union Home Mortgage Corp.5%
4Carrington Mortgage Services, LLC5%
5Fifth Third Bank, National Association4%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Local Government

Osceola Township

Website

Source: osceola-county.org · unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Waterunconfirmed

Private well

Rural township

Sewerunconfirmed

Septic - individual

Individual septic systems

Trashunconfirmed

Private hauler (resident-arranged)

Resident-arranged hauler

Electricvaries by address

Consumers Energy

Rural pockets may be Great Lakes Energy cooperative

Confirm by address
Natural Gasvaries by address

Consumers Energy / propane

Natural gas where available; otherwise propane

Confirm by address
Police

Osceola County Sheriff

County sheriff serves township

Fireunconfirmed

Evart / Hersey area Fire Department

Area fire coverage via mutual aid

Source: cms4files.revize.com

Utility, solar, and service details for Osceola Township are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

Median Income

$53K

Home Value (Census)

$142K

Expected Rent

$1,100/mo

$1,000 – $1,175 · estimated range

Flood Risk

None

Not in flood zone

Nearest Park

City Park

2.2 mi

Parks Nearby

0

within 1 mile

🍕 Restaurants(5)

Subway

Fast Food

3.0 mimap

Pompeii's Pizza

Restaurant

3.1 mimap

Mishler's Drive-In

Fast Food

3.1 mimap

B.C. Pizza

Restaurant

3.1 mimap

Lamplighter Cafe

Restaurant

3.1 mimap

🌳 Parks(3)

City Park

2.2 mimap

City Tennis Courts and Ball Field

2.8 mimap

Heritage Park

2.9 mimap

🚴 Trails(2)

Pere Marquette State Trail

Bike Path

3.1 mimap

Bike Path

Bike Path

3.2 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Osceola Township? Our team can help with availability, schools, and what it's really like to live here.

Call

Living in Osceola Township: the details

Is Osceola Township a good place to live?

Here is a data-based look at what living in Osceola Township is like. This township is part of Evart Public Schools. The going price is around $227,000.

What does it cost to live in Osceola Township?

The median home value in Osceola Township is about $227,000. There are 5 homes for sale here right now and 8 homes sold here in the past year.

Frequently asked about Osceola Township

What do homes cost in Osceola Township?
The median home value in Osceola Township is about $227,000. Individual prices vary by street, size, and condition.
How active is the Osceola Township housing market?
there are 5 homes for sale in Osceola Township right now, and 8 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Osceola Township?
Osceola Township is served by Evart Public Schools. Its highest-rated assigned school is Evart Middle School (6/10).

Top contributors in Osceola Township

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Osceola Township? Our team can help.

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Conventional Mortgage Calculator

Median in Osceola Township

Estimated Monthly Payment

$1,541/mo

$
$45,400
20%
%
Principal & Interest $1,17876%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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