Oakfield
Surrounded by nature
29 homes for sale·Median $434K·Walkability 1.6/10·Schools 6.0/10
If you're driving out here, fair warning: the Township Supervisor will tell you straight—"We don't have much here. This is a very small, rural community." And they mean it. Oakfield is 23,000 acres of farmland, oak and maple forest, and water, sitting about 20 miles northeast of Grand Rapids in Kent County, roughly 38 minutes from downtown if you need the city. The real draw is Wabasis Lake, just 1.7 miles in—a 400-acre recreation area with a sandy beach, fishing docks, a four-lane boat ramp, hiking trails, and camping, all anchored by the local legend that an Odawa chief buried gold and silver in a limestone cave here (it's since been filled). There are two sit-down restaurants in the township itself—Halfway Diner and Harvard Tavern—and the basics along 14 Mile Road: Dollar General, Marathon. Groceries are a quick mile away, or you drive to nearby Greenville for the big shops. Most residents own their homes; median sale price runs around $410K. The Greenville Public Schools district covers most of the township, with some areas served by Cedar Springs and Rockford. This is the place you come for land, water access, and quiet—not walkability or restaurants. Founded in 1849, it's stayed true to what it is: rural, deliberate, and built around the lake.
Why people love it here
Lake life
- Little Blue Lake within walking distance
- Wabasis Creek: 8 min walk
- Little Wabasis Lake: 9 min bike
$100K median household income
- $434K median · 60 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Oakfield
Estimated Monthly Payment
$2,944/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
60 homes sold in Oakfield this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
WABASIS COUNTY PARK
2.2 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Little Blue Lake
0.0 mi
Based on 1 rated school nearby
School District: Greenville Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Log Cabin Grocery
BIGGBY COFFEE
Harvard Tavern
Wabasis Lake Park
Wabasis Creek
+1 more
WABASIS COUNTY PARK Beach
Wabasis Lake Park Launch
Most of Oakfield is policed by the Kent County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (660 per 100,000 residents) and aggravated assault (108 per 100,000 residents), per FBI Uniform Crime Reporting.
No homicides were reported in 2024.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 660 |
| Aggravated assault | 108 |
| Motor-vehicle theft | 76 |
| Burglary | 66 |
| Rape | 43 |
| Robbery | 5 |
| Arson | 5 |
| Homicide | 0 |
Reported offenses per 100,000 residents, Kent County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Kent County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Oakfield alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Oakfield home (around $433,592) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $69k/year in household income to qualify — an estimated monthly payment of $2,583 (principal, interest, property tax, and insurance).
The typical Oakfield household earns $99,750 — above what the median home requires. At that income, a buyer can afford roughly $648,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,583/mo | $68,890 |
| 10% (+PMI) | $3,020/mo | $80,526 |
| 5% (+PMI) | $3,166/mo | $84,418 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
11 parcels
Active / pending
Typical Land Value
$35K/acre
Median asking
Median Price
$110K
Per listing
Who actually lends in Oakfield, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$928/yr in electricity from a typical rooftop solar system
Produces ~6,492 kWh/yr · offsets ~62% of a typical home's use
Septic - individual (Scram Lake Sewer in pockets)
Mostly individual septic; Scram Lake Sewer managed by Infrastructure Alternatives in pockets.
Resident-arranged private hauler
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressSource: oakfieldtwp.org
Utility, solar, and service details for Oakfield are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$100K
Home Value (Census)
$301K
🛒 Grocery(3)
🍕 Restaurants(9)
Log Cabin Grocery
Restaurant
Halfway Diner
Restaurant
The Lunch Spot
Restaurant
+4 more within 5 miles
☕ Coffee(1)
Biggby Coffee
Café
🏫 Schools(2)
Satterlee School
🌳 Parks(8)
+5 more within 5 miles
🚴 Trails(1)
Fred Meijer Flat River Trail
Bike Path
⛵ Boat Launches(2)
Boat Launch
Boat Launch
💊 Pharmacies(1)
Walgreens
Pharmacy
Frequently asked about Oakfield
- What do homes cost in Oakfield?
- The median home value in Oakfield is about $433,592. Individual prices vary by street, size, and condition.
- How active is the Oakfield housing market?
- there are 29 homes for sale in Oakfield right now, and 60 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Oakfield?
- Oakfield is served by Greenville Public Schools. Its highest-rated assigned school is Lincoln Heights Elementary School (6/10).
- Is Oakfield walkable?
- Oakfield scores 1.6/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
