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Home/Neighborhoods/Mason County/Mecosta Township

Mecosta Township

Surrounded by nature

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)

The quick answer

Mecosta Township is a township, part of Morley Stanwood Community Schools. Homes here typically sell for around $309,000.

Jump to:Is it a good place to live?·What it costs to live here·How safe is it?

11 homes for sale·Median $309K·Schools 4.7/10

Out here, your morning coffee might come from a place just over a mile away, and the grocery run is a quick jaunt down the road—close enough that you're not planning an expedition, far enough that you feel genuinely removed from things. The character of the area centers on river access and land: properties tend toward the spacious, with three to four acres being less of a luxury and more of a default, and the Muskegon River shows up constantly in what people actually build toward—dock privileges, boat launches, riverfront cottages with hardwood floors. You'll find custom homes mixed in with country charmers, LEED-certified energy-efficient builds sitting alongside older places freshly renovated, all of them tending toward that acreage-and-privacy equation. Wooded lots, gardens, fire pits, and the kind of detached garages that have lofts—these aren't afterthoughts here, they're the point. It's the kind of place where "a short drive to the river" is a selling point because the river actually matters to how people live, and where three or four bedrooms on a couple of acres reads as normal, not aspirational.

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Why people love it here

🌊Nature & Outdoors

Lake life

  • Rogers Dam Pond within walking distance
💰Home Values

$58K median household income

  • $309K median · 26 sales in last 12mo

Conventional Mortgage Calculator

Median home price in Mecosta Township

Estimated Monthly Payment

$2,094/mo

$
$61,700
20%
%
Principal & Interest $1,60176%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

26 homes sold in Mecosta Township this year. Thinking of selling?

See what your home is worth

Median Income

$58K

Household

Median Sale Price

$309K

26 sales in last 12mo

Expected Rent

$1,075/mo

$1,000 – $1,175 · estimated range

4.7
/10 avg
Average schools

Based on 3 rated schools nearby

Range: 4/10 to 6/10

School District: Morley Stanwood Community Schools

6Morley Stanwood High SchoolHigh · 09-12 · 362 students · 22:1 · 5.3 mi
4Morley Stanwood Middle SchoolMiddle · 06-08 · 226 students · 15:1 · 5.2 mi
4Morley Stanwood Elementary SchoolElementary · PK-05 · 461 students · 17:1 · 5.2 mi

Most of Mecosta Township is policed by the Mecosta County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (598 per 100,000 residents) and aggravated assault (259 per 100,000 residents), per FBI Uniform Crime Reporting.

For perspective, homicide — the most serious crime — was reported at about 0.003% of the population, roughly 1 in 33,000 residents.

Offense typePer 100k residents
Larceny / theft598
Aggravated assault259
Burglary116
Rape33
Motor-vehicle theft33
Arson9
Homicide3
Robbery3

Reported offenses per 100,000 residents, Mecosta County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Mecosta County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Mecosta Township alone. Crime is reported at the jurisdiction level and varies block to block within any community.

Full Mecosta Township crime & safety report →

To buy a median-priced Mecosta Township home (around $308,500) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $48k/year in household income to qualify — an estimated monthly payment of $1,816 (principal, interest, property tax, and insurance).

The typical Mecosta Township household earns $58,233 — above what the median home requires. At that income, a buyer can afford roughly $375,000 with 20% down.

Down paymentMonthly paymentIncome needed
20% $1,816/mo$48,432
10% (+PMI)$2,130/mo$56,809
5% (+PMI)$2,236/mo$59,626

Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Mecosta Township cost-of-living breakdown →

Land for sale

Listings

9 parcels

Active / pending

Typical Land Value

$36K/acre

Median asking

Median Price

$125K

Per listing

Who actually lends in Mecosta Township, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~24 loans · $6M

Loans to buy a home

Conventional 76%FHA 17%VA 6%USDA 1%

Most active lenders

1American Pacific Mortgage Corporation13%
2Mercantile Bank11%
3Lake Michigan Credit Union11%
4Guild Mortgage Company8%
5Consumers Credit Union7%
Refinances~11 loans · $2M

Homeowners refinancing an existing mortgage

Conventional 55%FHA 9%VA 36%

Most active lenders

1Rocket Mortgage, LLC31%
2United Shore Financial Services, LLC25%
3The Huntington National Bank8%
4West Michigan Credit Union7%
5Lake Michigan Credit Union7%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Local Government

Mecosta Township

Website

Source: mecostatwp.org · unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Waterunconfirmed

Private well

Rural township; individual wells.

Sewerunconfirmed

Septic - individual

On-site septic.

Trashunconfirmed

Resident-arranged private hauler

No municipal collection.

Electricvaries by address

Consumers Energy

Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.

Confirm by address
Natural Gasvaries by address

Consumers Energy / SEMCO / propane (LP)

Rural areas often LP/propane.

Confirm by address
Police

Mecosta County Sheriff

No local PD; county sheriff.

Fire

Mecosta Township Fire Rescue (Mecosta-Austin Fire)

Township-operated fire/rescue; Fire Hall at 19729 11 Mile Rd.

Source: findenergy.com

Utility, solar, and service details for Mecosta Township are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

Median Income

$58K

Home Value (Census)

$171K

Expected Rent

$1,075/mo

$1,000 – $1,175 · estimated range

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Mecosta Township? Our team can help with availability, schools, and what it's really like to live here.

Call

Living in Mecosta Township: the details

Is Mecosta Township a good place to live?

Mecosta Township suits buyers looking for green space nearby — here is what the data shows. This township is part of Morley Stanwood Community Schools. The going price is around $309,000.

What does it cost to live in Mecosta Township?

Homes in Mecosta Township sell for a median of about $309,000. There are 11 homes for sale here right now and 26 homes sold here in the past year.

Frequently asked about Mecosta Township

What do homes cost in Mecosta Township?
The median home value in Mecosta Township is about $308,500. Individual prices vary by street, size, and condition.
How active is the Mecosta Township housing market?
there are 11 homes for sale in Mecosta Township right now, and 26 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Mecosta Township?
Mecosta Township is served by Morley Stanwood Community Schools. Its highest-rated assigned school is Morley Stanwood High School (6/10).

Top contributors in Mecosta Township

Data sources: listings · Updated 8/2/2026
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Mecosta Township? Our team can help.

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Conventional Mortgage Calculator

Median in Mecosta Township

Estimated Monthly Payment

$2,094/mo

$
$61,700
20%
%
Principal & Interest $1,60176%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

Micro Communities(1)

Stanwood
S

Stanwood

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