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Home/Neighborhoods/Mecosta County/Canadian Lakes
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Canadian Lakes

Surrounded by nature

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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Median $350K·Walkability 1.8/10·Schools 5.0/10

🏙️47 mito Downtown GR(~1h 33m drive)
🏞️59 mito Lake Michigan(~1h 58m drive)

What might surprise you is that this private community about an hour north of Grand Rapids sits on over 730 acres of waterways—340 of them open to all-sports boating across five beaches—yet feels more like a self-contained resort than a residential neighborhood. Two nine-hole courses and an eighteen-hole layout draw golfers year-round, while eight pickleball courts, tennis, volleyball, and some of Michigan's best largemouth bass fishing anchor the recreational calendar. A castle serves as the community's visual anchor, hosting weddings and hosting the annual "Night of Lights" each winter. Beyond sports and water, there's a full business district with grocers, healthcare, dining, and over fifty clubs that keep the social calendar packed. River frontage homes back onto the Little Muskegon, while lakefront properties command sandy beaches and sunrise views; golf-adjacent lots offer their own brand of quietude. An annual membership fee under $730 covers all amenities—a detail that speaks to the accessibility built into this place. Many residents stay year-round, though the vacant housing stock suggests a steady seasonal rhythm.

Why people love it here

🌊Nature & Outdoors

Lake life

  • West Canadian Lake within walking distance
  • 10 parks within 1 mile
  • Unnamed beach: 8 min walk
  • East Canadian Lake: 6 min bike
💰Home Values

$350K median

  • 102 sales in last 12mo
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Conventional Mortgage Calculator

Median home price in Canadian Lakes

Estimated Monthly Payment

$2,376/mo

$
$69,990
20%
%
Principal & Interest $1,81676%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

102 homes sold in Canadian Lakes this year. Thinking of selling?

See what your home is worth
5.0
/10 avg
Average schools

Based on 5 rated schools nearby

Range: 2/10 to 7/10

School District: Chippewa Hills School District

7Mecosta Elementary SchoolElementary · PK-04 · 228 students · 18:1 · 4.3 mi
6Chippewa Hills High SchoolHigh · 07-12 · 476 students · 19:1 · 9.3 mi
5Chippewa Hills Intermediate SchoolMiddle · 05-08 · 513 students · 17:1 · 9.4 mi
5Barryton Elementary SchoolElementary · PK-04 · 221 students · 16:1 · 14.0 mi
2Mosaic SchoolHigh · 07-12 · 97 students · 24:1 · 8.0 mi

Walkability

1.8

Car-dependent

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
0.9
🍽️Dining— Restaurants, cafes, bars
1.5
🌳Nature— Parks, trails
4.2
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
0.0

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🛒Grocery Stores
Bikeable

Hixson's Family Market

12 minbike· 5 min drive
🍽️Restaurants
Bikeable

Gregory's Grill

10 minbike· 27 min walk· 5 min drive
🌳Parks
Bikeable

Unnamed park

10 minbike· 29 min walk· 6 min drive
🏞️Lakes & Water
Bikeable

East Canadian Lake

6 minbike· 16 min walk· 4 min drive
Dukes Lake
10 minbike
Canadian Lakes
7 mindrive
West Canadian Lake
7 mindrive

+1 more

🏖️Beaches
Short walk

Unnamed beach

8 minwalk· 3 min bike· 2 min drive

Crime in Canadian Lakes is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Mecosta County.

Mecosta County crime & safety stats →

To buy a median-priced Canadian Lakes home (around $349,950) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $63k/year in household income to qualify — an estimated monthly payment of $2,359 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $2,359/mo$62,907
10% (+PMI)$2,715/mo$72,404
5% (+PMI)$2,835/mo$75,597

Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Canadian Lakes cost-of-living breakdown →

Land for sale

Listings

83 parcels

Active / pending

Typical Land Value

$31K/acre

Median asking

Median Price

$16K

Per listing

Dominant StyleRanch
ConstructionVinyl Siding
RoofComposition
HeatingForced Air
Central Air100%
Fireplace31%
SewerSeptic Tank
WaterWell
Waterfront15%
Water Bodies
Canadian LakesEast Canadian LakeHamlet LakeLake LauraLake Of The CloudsMain LakeWest Canadian Lake

Who actually lends in Canadian Lakes, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~16 loans · $4M

Loans to buy a home

Conventional 78%FHA 11%VA 12%

Most active lenders

1Lake Michigan Credit Union14%
2United Shore Financial Services, LLC14%
3Mercantile Bank13%
4Isabella Bank12%
5Rocket Mortgage, LLC8%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Solar potential

~$875/yr in electricity from a typical rooftop solar system

Produces ~6,422 kWh/yr · offsets ~61% of a typical home's use

Waterunconfirmed

Private well

Based on assessor parcel records

Sewerunconfirmed

Septic (individual)

Based on assessor parcel records

Utility, solar, and service details for Canadian Lakes are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🛒 Grocery(2)

Hixson's Family Market

Grocery Store

0.9 mimap

Woody's Grocery and More

Grocery Store

4.5 mimap

🍕 Restaurants(1)

Gregory's Grill

Restaurant

0.8 mimap

🌳 Parks(4)

Unnamed park

0.5 mimap

Park on Newcosta Ave

0.5 mimap

Park

0.5 mimap

+1 more within 5 miles

🚴 Trails(3)

Cycleway from 80th Ave to Franklin St

Bike Path

4.4 mimap

Bike Path

Bike Path

4.4 mimap

Unnamed bike_path

Bike Path

4.4 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Canadian Lakes? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Canadian Lakes

What do homes cost in Canadian Lakes?
The median home value in Canadian Lakes is about $349,950. Individual prices vary by street, size, and condition.
How active is the Canadian Lakes housing market?
there are 49 homes for sale in Canadian Lakes right now, and 102 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Canadian Lakes?
Canadian Lakes is served by Chippewa Hills School District. Its highest-rated assigned school is Mecosta Elementary School (7/10).
Is Canadian Lakes walkable?
Canadian Lakes scores 1.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Canadian Lakes

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Canadian Lakes? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Canadian Lakes

Estimated Monthly Payment

$2,376/mo

$
$69,990
20%
%
Principal & Interest $1,81676%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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