Highland
Solid value in a growing area
Homes for sale·Median $229K·Schools 5.5/10
What catches most people off guard is that this stretch of land sits right on the edge of Lake Michigan—the water is practically your backyard—yet the character here is deeply rural, with wooded lots measuring several acres, gravel roads winding through dense forest, and properties that feel genuinely remote. The Middle Branch River threads through some parcels, drawing trout anglers and adding genuine riverside appeal to homes set back among the trees. You're 15 miles from Cadillac and about 5 minutes from Marion, so while you're living on substantial acreage with deer wandering through and the smell of pines around you, basic services stay within reach. The nearest dining options sit around 3 miles away, and Pretty Lake Boating Access is less than a mile down the road if you want to launch a boat without the lake-house crowds. Homes out here tend toward ranch and cabin styles on heavily wooded ground—the kind of place where a 48-by-32 pole barn for storage isn't unusual and a septic system is just part of the setup. This is where people come when they want actual land, actual trees, and actual quiet, not a postcard version of rural life.
Why people love it here
$71K median household income
- $229K median · 2 recent sales
Explore Highland
Same name, different focus — Highland is also covered as:
- Highland Community — community details
Mortgage Calculator
Median home price in Highland
Estimated Monthly Payment
$1,555/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Based on 2 rated schools nearby
Range: 5/10 to 6/10
Most of Highland is policed by the Osceola County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (365 per 100,000 residents) and burglary (170 per 100,000 residents), per FBI Uniform Crime Reporting.
No homicides were reported in 2024.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 365 |
| Burglary | 170 |
| Aggravated assault | 123 |
| Rape | 77 |
| Motor-vehicle theft | 77 |
| Arson | 10 |
| Homicide | 0 |
| Robbery | 0 |
Reported offenses per 100,000 residents, Osceola County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Osceola County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Highland alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Highland home (around $229,000) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $36k/year in household income to qualify — an estimated monthly payment of $1,366 (principal, interest, property tax, and insurance).
The typical Highland household earns $71,250 — above what the median home requires. At that income, a buyer can afford roughly $472,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,366/mo | $36,431 |
| 10% (+PMI) | $1,596/mo | $42,553 |
| 5% (+PMI) | $1,672/mo | $44,596 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$5K/acre
Median asking
Median Price
$389K
Per listing
Who actually lends in Highland, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Private well
Rural township
Septic - individual
Individual septic systems
Private hauler (resident-arranged)
Resident-arranged hauler
Consumers Energy / propane
Natural gas where available; otherwise propane
Confirm by addressHersey / Reed City area Fire Department
Area fire coverage via mutual aid
Source: cms4files.revize.com
Utility, solar, and service details for Highland are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$71K
Home Value (Census)
$181K
Flood Risk
None
Not in flood zone
Nearest Park
Grove Hill Park
4.1 mi
Parks Nearby
0
within 1 mile
🌳 Parks(1)
Grove Hill Park
Frequently asked about Highland
- What do homes cost in Highland?
- The median home value in Highland is about $229,000. Individual prices vary by street, size, and condition.
- How active is the Highland housing market?
- no homes are listed in Highland right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
Top contributors in Highland
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.
