Fork
Solid value in a growing area
4 homes for sale·Median $134K·Schools 5.0/10
Out here, the landscape spreads wide and rural—farms and woodlots punctuated by the Chippewa River cutting through the middle, which has become the quiet anchor of what people actually stay for. Properties run large, measured in acres rather than lot size, and waterfront parcels along the river are the real draw: riverfront homes with decks overlooking the water, ponds on the property, and that particular kind of seclusion that comes from distance rather than gated walls. A few miles south sits Barryton, so you're not entirely removed from services, but out here the feeling is decidedly country—metal roofs and fireplaces, creek-side properties with cathedral ceilings, the kind of homes that signal you've chosen space over convenience. The older Victorian structures downtown hint at what was built a century ago, though most activity now clusters around land itself: acreage to work with, wildlife visible from your back deck, the river as your actual neighbor. It's the sort of place where a three-bedroom starter home coexists with sprawling multi-acre estates, and where "updated" often means someone's added a new metal roof or spray-foam insulation rather than torn the whole thing down.
Why people love it here
$53K median household income
- $134K median · 20 sales in last 12mo
Mortgage Calculator
Median home price in Fork
Estimated Monthly Payment
$906/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
20 homes sold in Fork this year. Thinking of selling?
See what your home is worthBased on 5 rated schools nearby
Range: 2/10 to 7/10
School District: Chippewa Hills School District
Most of Fork is policed by the Mecosta County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (598 per 100,000 residents) and aggravated assault (259 per 100,000 residents), per FBI Uniform Crime Reporting.
For perspective, homicide — the most serious crime — was reported at about 0.003% of the population, roughly 1 in 33,000 residents.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 598 |
| Aggravated assault | 259 |
| Burglary | 116 |
| Rape | 33 |
| Motor-vehicle theft | 33 |
| Arson | 9 |
| Homicide | 3 |
| Robbery | 3 |
Reported offenses per 100,000 residents, Mecosta County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Mecosta County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Fork alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Fork home (around $133,500) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $22k/year in household income to qualify — an estimated monthly payment of $836 (principal, interest, property tax, and insurance).
The typical Fork household earns $52,500 — above what the median home requires. At that income, a buyer can afford roughly $344,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $836/mo | $22,299 |
| 10% (+PMI) | $970/mo | $25,867 |
| 5% (+PMI) | $1,015/mo | $27,058 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Who actually lends in Fork, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government
Fork Township
unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Private well
Rural township; individual wells.
Septic - individual
On-site septic.
Resident-arranged private hauler
No municipal collection.
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressConsumers Energy / SEMCO / propane (LP)
Rural areas often LP/propane.
Confirm by addressArea township/volunteer fire department (county mutual aid)
Rural fire coverage via nearest township department / county mutual aid (Remus/Mecosta area).
Source: findenergy.com
Utility, solar, and service details for Fork are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$53K
Home Value (Census)
$131K
Frequently asked about Fork
- What do homes cost in Fork?
- The median home value in Fork is about $133,500. Individual prices vary by street, size, and condition.
- How active is the Fork housing market?
- there are 4 homes for sale in Fork right now, and 20 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Fork?
- Fork is served by Chippewa Hills School District. Its highest-rated assigned school is Mecosta Elementary School (7/10).
Top contributors in Fork
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.
