Ferris
Easy outdoor access
4 homes for sale·Median $195K·Walkability 0.0/10·Schools 4.3/10
Drive in on a county paved road and the landscape does its thing—trees open up to rolling acreage, wildlife crossing at dusk, the hum of engines fading behind. This is rural land on a real scale: ten-, twenty-, twenty-five-acre parcels where the driveway itself becomes part of the property's character, winding through woods or down gravel that quiets the world. Homes here tend toward substance—pole barns and finished breezeways, radiant heat and custom details that suggest owners who plan to stay and build. A grocery is about two and a half miles off, a restaurant closer than that, and downtown Grand Rapids sits roughly an hour and twenty minutes south if you need it. The Vestaburg State Game Area sits under two miles away, offering trails and the kind of breathing room that acreage promises. What defines the place is less about amenities than about what the land itself provides: space to walk your property, room for a workshop or barn, the chance to see deer more often than neighbors. It's the kind of stretch where a quiet paved dead-end road isn't a limitation—it's the whole point.
Why people love it here
Near the water
- Loon Lake — 1.1 mi
- Vestaburg State Game Area: 4 min drive
- Mud Lake Public Access: 8 min drive
$58K median household income
- $195K median · 3 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Ferris
Estimated Monthly Payment
$1,323/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
3 homes sold in Ferris this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Vestaburg State Game Area
1.8 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Loon Lake
1.1 mi
Based on 3 rated schools nearby
Range: 4/10 to 5/10
School District: Vestaburg Community Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
3D's Pizza
Vestaburg State Game Area
Playground on Beahan Rd
Mud Lake
Dog Park on Vernier Rd
Richland Township Library
Crystal Box Office Theater
Most of Ferris is policed by the Montcalm County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (186 per 100,000 residents) and aggravated assault (83 per 100,000 residents), per FBI Uniform Crime Reporting.
No homicides were reported in 2024.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 186 |
| Aggravated assault | 83 |
| Burglary | 65 |
| Rape | 43 |
| Motor-vehicle theft | 25 |
| Robbery | 2 |
| Homicide | 0 |
| Arson | 0 |
Reported offenses per 100,000 residents, Montcalm County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Montcalm County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Ferris alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Ferris home (around $194,900) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $32k/year in household income to qualify — an estimated monthly payment of $1,207 (principal, interest, property tax, and insurance).
The typical Ferris household earns $57,500 — above what the median home requires. At that income, a buyer can afford roughly $371,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,207/mo | $32,174 |
| 10% (+PMI) | $1,403/mo | $37,405 |
| 5% (+PMI) | $1,468/mo | $39,154 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Median Price
$90K
Per listing
Who actually lends in Ferris, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government
Ferris Township
unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$875/yr in electricity from a typical rooftop solar system
Produces ~6,427 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural township; residents on individual private wells.
Septic - individual
Rural township; individual septic systems.
Resident-arranged private hauler
No municipal trash; residents contract private haulers.
Consumers Energy Co|Tri County Electric Coop (MI) · ~13.6¢/kWh
Primary electric provider; Great Lakes Energy cooperative in pockets.
Confirm by addressNatural gas where available; rural homes often on propane.
Confirm by addressSheridan Community Fire Department
Sheridan-area community fire likely covers Ferris Twp.
Source: montcalm.us
Utility, solar, and service details for Ferris are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$58K
Home Value (Census)
$170K
Frequently asked about Ferris
- What do homes cost in Ferris?
- The median home value in Ferris is about $194,900. Individual prices vary by street, size, and condition.
- How active is the Ferris housing market?
- there are 4 homes for sale in Ferris right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Ferris?
- Ferris is served by Vestaburg Community Schools. Its highest-rated assigned school is Central Montcalm Middle High School (5/10).
- Is Ferris walkable?
- Ferris scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.