ATLAS— Grand Rapids Real Estate
ListingsPlaces
SavedWizardHome loansReviews
ATLAS
SavedMatchWizardHome Loans
Home/Neighborhoods/Montcalm County/Eureka
Township18930.3 acres

Eureka

Great schools with outdoor access

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
Show on map

The quick answer

Eureka is a township, part of Greenville Public Schools. Homes here typically sell for around $326,000.

Jump to:Is it a good place to live?·What it costs to live here·How safe is it?

15 homes for sale·Median $326K·Walkability 1.7/10·Schools 7.8/10

🏙️25 mito Downtown GR(~50 min drive)
🏞️50 mito Lake Michigan(~1h 39m drive)

Driving through this stretch of Montcalm County, you feel the shift almost immediately—acreage opens up, trees thicken, and the road quiets. Properties sit on anywhere from a couple acres to seven or more, with outbuildings and pole barns tucked back from the road. Fruit trees, state land across the way, streams running through backyards, and that particular mix of space and privacy that comes from genuine country living just minutes from town. It's the kind of place where you can have a chicken coop and a fenced dog area in your backyard, or spend a weekend on a bigger project without bothering anyone.

Why people love it here

🌊Nature & Outdoors

Lake life

  • Baldwin Lake within walking distance
  • 75 parks within 1 mile
  • Fred Meijer Flat River Trail: 13 min walk
  • Tower Park: 7 min bike
🎓Schools
90

Cedar Crest Elementary School

  • Elementary — 0.5 mi away
  • Greenville
  • 5 rated schools in district
💰Home Values

$82K median household income

  • $326K median · 46 sales in last 12mo
Loading map…

Conventional Mortgage Calculator

Median home price in Eureka

Estimated Monthly Payment

$2,213/mo

$
$65,190
20%
%
Principal & Interest $1,69176%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

46 homes sold in Eureka this year. Thinking of selling?

See what your home is worth
7.8
/10 avg
Above average schools

Based on 5 rated schools nearby

Range: 7/10 to 9/10

School District: Greenville Public Schools

9Cedar Crest Elementary SchoolElementary · PK-05 · 302 students · 10:1 · 0.5 mi
8Baldwin Heights SchoolElementary · PK-05 · 485 students · 18:1 · 0.7 mi
8Walnut Hills Elementary SchoolElementary · PK-05 · 386 students · 16:1 · 1.0 mi
7Greenville Senior High SchoolHigh · 08-12 · 1,106 students · 20:1 · 1.1 mi
7Greenville Middle SchoolMiddle · 05-08 · 799 students · 17:1 · 1.3 mi

Flood Risk

None

Not in flood zone

Nearest Park

Heritage Park

0.1 mi

Parks Nearby

75

within 1 mile

Nearest Lake

Baldwin Lake

0.1 mi

Median Income

$82K

Household

Median Sale Price

$326K

46 sales in last 12mo

Expected Rent

$1,325/mo

$1,225 – $1,425 · estimated range

Walkability

1.7

Car-dependent

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
0.0
🍽️Dining— Restaurants, cafes, bars
0.8
🌳Nature— Parks, trails
3.3
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
0.0

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🛒Grocery Stores
Quick drive

Meijer

8 mindrive· 16 min bike
Aldi
7 mindrive
Walmart Supercenter
8 mindrive
🍽️Restaurants
Short drive

Dairy Queen

5 mindrive· 14 min bike
McDonald's
6 mindrive
Arby's
6 mindrive
Big Boy
6 mindrive

+1 more

🍺Bars & Breweries
Quick drive

The Stone at Candlestone

7 mindrive
🌳Parks
Bikeable

Tower Park

7 minbike· 26 min walk· 4 min drive
Baldwin Lake Boating Access Site
10 minbike
Wah Wah Tay See Park
10 minbike
Baldwin Lake Beach
6 mindrive

+1 more

🛝Playgrounds
Bikeable

Heritage Park Playground

9 minbike· 25 min walk· 3 min drive
Playground on Montcalm Ave
9 minbike
🏖️Beaches
Quick drive

Beach at Baldwin Lake

6 mindrive· 13 min bike
Baldwin Lake Beach Beach
6 mindrive
🥾Hiking Trails
Quick drive

Silk City Nature Trail

9 mindrive
🚴Bike Paths
Walkable

Fred Meijer Flat River Trail

13 minwalk· 4 min bike· 2 min drive
💊Pharmacies
Quick drive

Walgreens

6 mindrive· 17 min bike
📚Libraries
Bikeable

Flat River Community Library

8 minbike· 22 min walk· 3 min drive
Alvah N. Belding Memorial Library
12 mindrive
🎬Movie Theaters
Quick drive

Greeneville Cinema

7 mindrive· 17 min bike

Most of Eureka is policed by the Montcalm County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (186 per 100,000 residents) and aggravated assault (83 per 100,000 residents), per FBI Uniform Crime Reporting.

No homicides were reported in 2024.

Offense typePer 100k residents
Larceny / theft186
Aggravated assault83
Burglary65
Rape43
Motor-vehicle theft25
Robbery2
Homicide0
Arson0

Reported offenses per 100,000 residents, Montcalm County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Montcalm County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Eureka alone. Crime is reported at the jurisdiction level and varies block to block within any community.

Full Eureka crime & safety report →

To buy a median-priced Eureka home (around $325,950) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $54k/year in household income to qualify — an estimated monthly payment of $2,013 (principal, interest, property tax, and insurance).

The typical Eureka household earns $82,147 — above what the median home requires. At that income, a buyer can afford roughly $520,000 with 20% down.

Down paymentMonthly paymentIncome needed
20% $2,013/mo$53,683
10% (+PMI)$2,345/mo$62,529
5% (+PMI)$2,456/mo$65,503

Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Eureka cost-of-living breakdown →

Land for sale

Listings

10 parcels

Active / pending

Typical Land Value

$24K/acre

Median asking

Median Price

$180K

Per listing

Who actually lends in Eureka, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~110 loans · $24M

Loans to buy a home

Conventional 77%FHA 14%VA 6%USDA 3%

Most active lenders

1Mortgage 1 Incorporated12%
2Guild Mortgage Company11%
3First Community Mortgage, INC.10%
4United Shore Financial Services, LLC9%
5Lake Michigan Credit Union9%
Refinances~63 loans · $11M

Homeowners refinancing an existing mortgage

Conventional 74%FHA 20%VA 6%

Most active lenders

1Rocket Mortgage, LLC21%
2Fifth Third Bank, National Association14%
3Lake Michigan Credit Union11%
4United Shore Financial Services, LLC10%
5MICHIGAN ONE COMMUNITY Credit Union8%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Local Government

Eureka Township

unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Solar potential

~$869/yr in electricity from a typical rooftop solar system

Produces ~6,336 kWh/yr · offsets ~60% of a typical home's use

Waterunconfirmed

Private well

Mostly private wells; areas near Greenville may have city water.

Sewerunconfirmed

Septic - individual

Mostly individual septic; some near-Greenville parcels on city sewer.

Trashunconfirmed

Resident-arranged private hauler

No municipal trash; residents contract private haulers.

Electricvaries by address

Consumers Energy Co · ~13.7¢/kWh

Primary electric provider for the area.

Confirm by address
Natural Gasvaries by address

Consumers Energy

Natural gas where available; rural homes often on propane.

Confirm by address
Policeunconfirmed

Montcalm County Sheriff

No local PD; county sheriff provides law enforcement.

Fire

Greenville Department of Public Safety

Greenville DPS provides fire/EMS to Eureka Township by contract.

Source: montcalm.us

Utility, solar, and service details for Eureka are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

Median Income

$82K

Home Value (Census)

$227K

Expected Rent

$1,325/mo

$1,225 – $1,425 · estimated range

🛒 Grocery(3)

Meijer

Grocery Store

1.2 mimap
Aldi

Grocery Store

1.7 mimap
Walmart Supercenter

Grocery Store

1.9 mimap

🍕 Restaurants(5)

Dairy Queen

Fast Food

0.8 mimap
Pizza Hut

Restaurant

1.0 mimap
McDonald's

Fast Food

1.0 mimap
Wendy's

Fast Food

1.1 mimap
McDonald's

Fast Food

1.2 mimap

🍺 Bars(1)

The Stone at Candlestone

Bar

4.9 mimap

🏫 Schools(7)

St. Charles Catholic School

152mmap

Cedar Crest School

0.4 mimap

Baldwin Heights School

0.6 mimap

Walnut School

1.1 mimap

Greenville High School

School

1.2 mimap

+2 more within 5 miles

🌳 Parks(4)

Heritage Park

0.1 mimap

Friendship Park

0.3 mimap
Miller Park
0.3 mimap

+1 more within 5 miles

🚴 Trails(3)

Fred Meijer Flat River Trail

Bike Path

0.3 mimap

Fred Meijer Flat River Valley Rail Trail

Bike Path

0.3 mimap

Fred Meijer Heartland Trail

Bike Path

0.4 mimap

💊 Pharmacies(1)

Walgreens

Pharmacy

1.2 mimap

🏥 Hospitals(1)

Spectrum Health United Hospital

Hospital

0.8 mimap

📚 Libraries(1)

Flat River Community Library
0.1 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Eureka? Our team can help with availability, schools, and what it's really like to live here.

Call

Living in Eureka: the details

Is Eureka a good place to live?

Eureka suits buyers looking for green space nearby — here is what the data shows. Day to day, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This township is part of Greenville Public Schools. The going price is around $326,000.

What does it cost to live in Eureka?

Homes in Eureka sell for a median of about $326,000. There are 15 homes for sale here right now and 46 homes sold here in the past year.

Frequently asked about Eureka

What do homes cost in Eureka?
The median home value in Eureka is about $325,950. Individual prices vary by street, size, and condition.
How active is the Eureka housing market?
there are 15 homes for sale in Eureka right now, and 46 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Eureka?
Eureka is served by Greenville Public Schools. Its highest-rated assigned school is Cedar Crest Elementary School (9/10).
Is Eureka walkable?
Eureka scores 1.7/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Eureka

Data sources: sales · Updated 8/2/2026
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Eureka? Our team can help.

Call
🧭

Find neighborhoods you'll love

Answer a few questions, see your top matches

Take the 2-Minute Quiz

No account needed. Find places that fit you.

Conventional Mortgage Calculator

Median in Eureka

Estimated Monthly Payment

$2,213/mo

$
$65,190
20%
%
Principal & Interest $1,69176%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

Micro Communities(1)

Eureka Place
E

Eureka Place

Nearby Townships

Ada townshipAetna TownshipAlgoma townshipAllegan townshipAllendale charter townshipAlpine townshipAmber TownshipAshland townshipAssyria townshipAustin TownshipBaltimore townshipBarry township+8 more

Real estate professional?

Claim Eureka — add insider tips, video tours, and connect with buyers. For licensed agents only.

Claim this neighborhood