Eureka
Great schools with outdoor access
13 homes for sale·Median $325K·Walkability 1.7/10·Schools 7.8/10
Driving through this stretch of Montcalm County, you feel the shift almost immediately—acreage opens up, trees thicken, and the road quiets. Properties sit on anywhere from a couple acres to seven or more, with outbuildings and pole barns tucked back from the road. Fruit trees, state land across the way, streams running through backyards, and that particular mix of space and privacy that comes from genuine country living just minutes from town. It's the kind of place where you can have a chicken coop and a fenced dog area in your backyard, or spend a weekend on a bigger project without bothering anyone.
Why people love it here
Lake life
- Baldwin Lake within walking distance
- 75 parks within 1 mile
- Fred Meijer Flat River Trail: 13 min walk
- Tower Park: 7 min bike
Cedar Crest Elementary School
- Elementary — 0.5 mi away
- Greenville
- 5 rated schools in district
$82K median household income
- $325K median · 43 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Eureka
Estimated Monthly Payment
$2,206/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
43 homes sold in Eureka this year. Thinking of selling?
See what your home is worthBased on 5 rated schools nearby
Range: 7/10 to 9/10
School District: Greenville Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Heritage Park
0.1 mi
Parks Nearby
75
within 1 mile
Nearest Lake
Baldwin Lake
0.1 mi
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Meijer
Dairy Queen
+1 more
The Stone at Candlestone
Tower Park
+1 more
Heritage Park Playground
Beach at Baldwin Lake
Silk City Nature Trail
Fred Meijer Flat River Trail
Walgreens
Flat River Community Library
Greeneville Cinema
Most of Eureka is policed by the Montcalm County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (186 per 100,000 residents) and aggravated assault (83 per 100,000 residents), per FBI Uniform Crime Reporting.
No homicides were reported in 2024.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 186 |
| Aggravated assault | 83 |
| Burglary | 65 |
| Rape | 43 |
| Motor-vehicle theft | 25 |
| Robbery | 2 |
| Homicide | 0 |
| Arson | 0 |
Reported offenses per 100,000 residents, Montcalm County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Montcalm County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Eureka alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Eureka home (around $324,900) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $53k/year in household income to qualify — an estimated monthly payment of $1,978 (principal, interest, property tax, and insurance).
The typical Eureka household earns $82,147 — above what the median home requires. At that income, a buyer can afford roughly $529,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,978/mo | $52,752 |
| 10% (+PMI) | $2,305/mo | $61,472 |
| 5% (+PMI) | $2,415/mo | $64,388 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
9 parcels
Active / pending
Typical Land Value
$22K/acre
Median asking
Median Price
$200K
Per listing
Who actually lends in Eureka, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government
Eureka Township
unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$869/yr in electricity from a typical rooftop solar system
Produces ~6,336 kWh/yr · offsets ~60% of a typical home's use
Private well
Mostly private wells; areas near Greenville may have city water.
Septic - individual
Mostly individual septic; some near-Greenville parcels on city sewer.
Resident-arranged private hauler
No municipal trash; residents contract private haulers.
Consumers Energy Co · ~13.7¢/kWh
Primary electric provider for the area.
Confirm by addressNatural gas where available; rural homes often on propane.
Confirm by addressGreenville Department of Public Safety
Greenville DPS provides fire/EMS to Eureka Township by contract.
Source: montcalm.us
Utility, solar, and service details for Eureka are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$82K
Home Value (Census)
$227K
🛒 Grocery(3)
🍕 Restaurants(6)
+1 more within 5 miles
🍺 Bars(1)
The Stone at Candlestone
Bar
🏫 Schools(7)
St. Charles Catholic School
Cedar Crest School
Baldwin Heights School
Walnut School
Greenville High School
School
+2 more within 5 miles
🚴 Trails(3)
💊 Pharmacies(1)
Walgreens
Pharmacy
🏥 Hospitals(1)
Hospital
📚 Libraries(1)
Frequently asked about Eureka
- What do homes cost in Eureka?
- The median home value in Eureka is about $324,900. Individual prices vary by street, size, and condition.
- How active is the Eureka housing market?
- there are 13 homes for sale in Eureka right now, and 43 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Eureka?
- Eureka is served by Greenville Public Schools. Its highest-rated assigned school is Cedar Crest Elementary School (9/10).
- Is Eureka walkable?
- Eureka scores 1.7/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
