Algoma Ave & Pine Island Dr Area
Space and nature
11 homes for sale·Median $495K·Walkability 0.5/10·Schools 5.5/10
Pine Island Drive and Algoma Avenue wind through acreage that breathes—most lots run around 1.8 acres, giving homes room to stretch without feeling isolated from the everyday. Ranch-style houses anchor the landscape, and a grocery is less than a mile away when you need it, with a coffee shop close enough to walk to. Water marks the character here: Camp Lake and a pond sit within reach. Downtown Grand Rapids is a half-hour drive, which puts you in reach of the city without being tethered to it; the airport is a touch farther at 44 minutes. Algoma Sports Park, about two miles along the roads, draws families with its maintained fields and courts. The area is served by Sparta Area Schools, and restaurants cluster within walking or quick-drive distance—ten within a mile, plus another dozen grocery and market options within two. What anchors this stretch is the land itself: wooded, rolling, punctuated by water views and the kind of quiet that feels earned rather than imposed.
Why people love it here
1.9 acre avg lots
- 157 homes
Lake life
- Camp Lake within walking distance
- Whit Lake: 9 min drive
- Lime Lake Public Access: 8 min drive
$495K median
- 38 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Algoma Ave & Pine Island Dr Area
Estimated Monthly Payment
$3,357/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
38 homes sold in Algoma Ave & Pine Island Dr Area this year. Thinking of selling?
See what your home is worthMedian Sale Price
$495K
38 sales in last 12mo
Parks Nearby
0
within 1 mile
Nearest Park
Algoma Sports Park
1.8 mi
Flood Risk
None
Not in flood zone
Nearest Park
Algoma Sports Park
1.8 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Camp Lake
0.0 mi
Based on 4 rated schools nearby
Range: 5/10 to 7/10
School District: Sparta Area Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Lime Lake Public Access
Whit Lake
+1 more
Beach at Long Lake Park
North Country National Scenic Trail
Lime Lake Launch
Northstar Cinema
Crime in Algoma Ave & Pine Island Dr Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Algoma Ave & Pine Island Dr Area home (around $494,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $88k/year in household income to qualify — an estimated monthly payment of $3,289 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,289/mo | $87,708 |
| 10% (+PMI) | $3,787/mo | $100,979 |
| 5% (+PMI) | $3,953/mo | $105,417 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
5 parcels
Active / pending
Typical Land Value
$38K/acre
Median asking
Median Price
$125K
Per listing
Who actually lends in Algoma Ave & Pine Island Dr Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$861/yr in electricity from a typical rooftop solar system
Produces ~6,277 kWh/yr · offsets ~60% of a typical home's use
Private well
Based on assessor parcel records
Septic (individual)
Based on assessor parcel records
Resident-arranged private hauler
Algoma Township Fire Department
Serves ~12,143 in 33 sq mi; 2 stations; full-time chief + 3 FT + 28 paid-on-call.
Services for Algoma · Source: NREL Utility Rates API
Utility, solar, and service details for Algoma Ave & Pine Island Dr Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(5)
+2 more within 5 miles
🍕 Restaurants(10)
Momma's Boy
Restaurant
Chase N Dogs
Restaurant
Evergreen Inn Restaurant
Restaurant
Fast Food
MrBeast Burger
Restaurant
+5 more within 5 miles
☕ Coffee(14)
+11 more within 5 miles
🍺 Bars(9)
GR/Sparta Moose Lodge #50
Bar
Flo's Wood Fired Pizzeria
Bar
St. Julian Winery & Distillery Tasting Room
Bar
+6 more within 5 miles
🏫 Schools(9)
Myers School
Christian Hill School
Block School
Creative Technologies Academy
+4 more within 5 miles
💪 Gyms(1)
Fitness Center
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(2)
⛵ Boat Launches(4)
Boat Launch
Boat Launch
Boat Launch
+1 more within 5 miles
🚌 Transit(1)
Transit Stop
💊 Pharmacies(1)
Rite Aid
Pharmacy
Frequently asked about Algoma Ave & Pine Island Dr Area
- What do homes cost in Algoma Ave & Pine Island Dr Area?
- The median home value in Algoma Ave & Pine Island Dr Area is about $494,500. Individual prices vary by street, size, and condition.
- How active is the Algoma Ave & Pine Island Dr Area housing market?
- there are 11 homes for sale in Algoma Ave & Pine Island Dr Area right now, and 38 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Algoma Ave & Pine Island Dr Area?
- Algoma Ave & Pine Island Dr Area is served by Sparta Area Schools. Its highest-rated assigned school is Sparta Senior High School (9/10).
- Is Algoma Ave & Pine Island Dr Area walkable?
- Algoma Ave & Pine Island Dr Area scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
