Camp Lake
Surrounded by nature
Median $414K·Walkability 2.0/10·Schools 6.0/10
This 614-acre lakefront community offers a rare opportunity to live directly on the water in Kent County. With generous lot sizes averaging about a fifth of an acre, residents enjoy plenty of space and privacy along the shoreline. The area's defining feature is its pristine lakefront setting, where homes sit right on the water's edge, providing immediate access to swimming, fishing, and boating activities.
Why people love it here
Lake life
- Camp Lake within walking distance
- 10 parks within 1 mile
- Whit Lake: 10 min bike
- Camp Lake Boating Access Site: 8 min drive
$414K median
- Based on 3yr sales
Lake facts
MI DNRDepth, fish species, and motor restrictions sourced from MI DNR — coming soon.
Conventional Mortgage Calculator
Median home price in Camp Lake
Estimated Monthly Payment
$2,812/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Camp Lake Park
0.3 mi
Parks Nearby
10
within 1 mile
Based on 2 rated schools nearby
Range: 5/10 to 7/10
School District: Sparta Area Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Camp Lake Boating Access Site
Whit Lake
Unnamed beach
Camp Lake Launch
Northstar Cinema
Crime in Camp Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Camp Lake home (around $414,250) at today's 6.55% 30-year fixed rate with 20% down, you'd need roughly $74k/year in household income to qualify — an estimated monthly payment of $2,768 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,768/mo | $73,824 |
| 10% (+PMI) | $3,187/mo | $84,985 |
| 5% (+PMI) | $3,327/mo | $88,724 |
Estimates use a 6.55% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Median Price
$35K
Per listing
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$887/yr in electricity from a typical rooftop solar system
Produces ~6,473 kWh/yr · offsets ~62% of a typical home's use
Algoma Sanitary District / private well
Algoma Sanitary District serves water/sewer in pockets (incl. Algoma-Plainfield system); rural on private well.
Algoma Sanitary District / individual septic
Sanitary district + Camp Lake Sewer in serviced areas; rural on septic.
Resident-arranged private hauler
Algoma Township Fire Department
Serves ~12,143 in 33 sq mi; 2 stations; full-time chief + 3 FT + 28 paid-on-call.
Services for Algoma · Source: algomasd.org
Utility, solar, and service details for Camp Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(18)
Chase N Dogs
Restaurant
Palermo Pizza Sparta
Restaurant
Angela's Pizza
Restaurant
Maxine's Family Restaurant
Restaurant
Downtown Trini's
Restaurant
+13 more within 5 miles
☕ Coffee(6)
+3 more within 5 miles
🍺 Bars(6)
GR/Sparta Moose Lodge #50
Bar
Angela's Italian Restaurant
Bar
Cellar Brewing Company
Pub
+3 more within 5 miles
🏫 Schools(10)
Myers School
Holy Family School
Christian Hill School
White School
+5 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(1)
Dog Park in Pine Island Dr & Algoma Ave Area
Dog Park
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
💊 Pharmacies(1)
Rite Aid
Pharmacy
📚 Libraries(1)
Sparta Township Library and Community Enrichment Center
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Camp Lake? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Camp Lake
- What do homes cost in Camp Lake?
- The median home value in Camp Lake is about $414,250. Individual prices vary by street, size, and condition.
- How active is the Camp Lake housing market?
- there are 3 homes for sale in Camp Lake right now. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Camp Lake?
- Camp Lake is served by Sparta Area Schools. Its highest-rated assigned school is Sparta Senior High School (9/10).
- Is Camp Lake walkable?
- Camp Lake scores 2.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Camp Lake
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.