Ridge Water Estates II
Solid value in a growing area
Median $550K·Walkability 1.4/10·Schools 5.7/10
...and that's where you end up if you're tired of pretending density is a virtue. Ridge Water Estates II sits on 55 acres just outside the immediate crush of Grand Rapids, where each condo lot averages 0.71 acres—enough room to breathe without feeling like you're running a small farm. The median price hovers around $501K, which means you're not paying downtown premiums for the privilege of actually having a yard. Downtown's about 24 minutes if you need it; the airport's 40 minutes past that. There's a coffee shop less than a mile away, which is the real test of proximity, and Algoma Sports Park sits 1.5 miles out if you want that kind of thing. Schools fall under Cedar Springs Public Schools. The grocery and restaurants are a couple miles off, close enough to not feel stranded but far enough that you're not staring at strip lights from your porch. It's the middle ground: condo convenience without the neighbor-sharing walls, land without the maintenance burden of actual acreage, and proximity to the city without living in it.
Why people love it here
$550K median
- 3 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Ridge Water Estates II
Estimated Monthly Payment
$3,734/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
3 homes sold in Ridge Water Estates II this year. Thinking of selling?
See what your home is worthMedian Sale Price
$550K
3 sales in last 12mo
Units
43
Complex Size
54.6 ac
43 units
Based on 3 rated schools nearby
Range: 5/10 to 7/10
School District: Cedar Springs Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
ALDI
Momma's Boy
+1 more
Tim Hortons
St. Julian Winery & Distillery Tasting Room
Algoma Sports Park
Unnamed playground
Whit Lake
+1 more
Unnamed beach
North Country Trail
dog_park
White Pine Trail
Rogue River Launch (A-41-102)
+1 more
MAX Fitness
Cedar library #1
Northstar Cinema
Crime in Ridge Water Estates II is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Ridge Water Estates II home (around $550,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $98k/year in household income to qualify — an estimated monthly payment of $3,658 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,658/mo | $97,552 |
| 10% (+PMI) | $4,212/mo | $112,313 |
| 5% (+PMI) | $4,397/mo | $117,249 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Homeowners Association
Ridge Water Estates II Condominium Association
Managed by Sable Homes (developer)
Source: sablehomes.com · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$861/yr in electricity from a typical rooftop solar system
Produces ~6,277 kWh/yr · offsets ~60% of a typical home's use
Algoma Sanitary District / private well
Algoma Sanitary District serves water/sewer in pockets (incl. Algoma-Plainfield system); rural on private well.
Algoma Sanitary District / individual septic
Sanitary district + Camp Lake Sewer in serviced areas; rural on septic.
Resident-arranged private hauler
Algoma Township Fire Department
Serves ~12,143 in 33 sq mi; 2 stations; full-time chief + 3 FT + 28 paid-on-call.
Services for Algoma · Source: algomasd.org
Utility, solar, and service details for Ridge Water Estates II are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Algoma Sports Park
1.5 mi
Parks Nearby
0
within 1 mile
🛒 Grocery(4)
+1 more within 5 miles
🍕 Restaurants(11)
Momma's Boy
Restaurant
Evergreen Inn Restaurant
Restaurant
Fast Food
Piccadilly Circus Pizza
Restaurant
Subway
Restaurant
+6 more within 5 miles
☕ Coffee(17)
+14 more within 5 miles
🍺 Bars(12)
Flo's Wood Fired Pizzeria
Bar
St. Julian Winery & Distillery Tasting Room
Bar
GR/Sparta Moose Lodge #50
Bar
+9 more within 5 miles
🏫 Schools(8)
Myers School
Christian Hill School
Valley View School
Creative Technologies Academy
+3 more within 5 miles
💪 Gyms(2)
Fitness Center
MVP Fitness
Fitness Center
🐕 Dog Parks(2)
⛵ Boat Launches(5)
Boat Launch
Boat Launch
Boat Launch
+2 more within 5 miles
🚌 Transit(1)
Transit Stop
Frequently asked about Ridge Water Estates II
- What do homes cost in Ridge Water Estates II?
- The median home value in Ridge Water Estates II is about $550,000. Individual prices vary by street, size, and condition.
- How active is the Ridge Water Estates II housing market?
- there are 3 homes for sale in Ridge Water Estates II right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Ridge Water Estates II?
- Ridge Water Estates II is served by Cedar Springs Public Schools. Its highest-rated assigned school is Cedar View Elementary School (7/10).
- Is Ridge Water Estates II walkable?
- Ridge Water Estates II scores 1.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.