Simonelli Rd & Zellar Rd Area
Space and nature
16 homes for sale·Median $423K·Walkability 3.5/10
At dusk, when the sky turns that particular shade of orange-pink that only happens over West Michigan farmland, this area—sprawled across nearly 24,000 acres in Fruitland township—actually looks intentional instead of accidental. The roads themselves are unremarkable; what matters is what surrounds them: Duck Creek Natural Area is a two-minute walk away, and three parks sit within a mile, so there's green space enough to justify the drive. Groceries and restaurants sit steps from your door, which is convenient when you're this far from anything resembling density—the nearest coffee shop is 1.6 miles out, and that's fine, because you've got 14 restaurants within walking distance and two groceries within two miles. Whitehall District Schools serves the area. If you need the beach, Grand Haven is 32 minutes away. It's the kind of place that works because nobody's pretending it's something it isn't: rural enough to breathe, close enough to amenities to not feel abandoned.
Why people love it here
Lake life
- Duck Lake within walking distance
- 15 parks within 1 mile
- Duck Creek Natural Area: 2 min walk
- Orange Connector: 4 min walk
2.0 acre avg lots
- 484 homes
$423K median
- 64 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Simonelli Rd & Zellar Rd Area
Estimated Monthly Payment
$2,868/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
64 homes sold in Simonelli Rd & Zellar Rd Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Duck Creek Natural Area
0.1 mi
Parks Nearby
15
within 1 mile
Nearest Lake
Duck Lake
0.0 mi
Median Sale Price
$423K
64 sales in last 12mo
Parks Nearby
15
within 1 mile
Nearest Park
Duck Creek Natural Area
0.1 mi
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Beach Bites
Surfside Beer Garden
Duck Creek Natural Area
Playground in Simonelli Rd & Zellar Rd Area
Beach in Simonelli Rd & Zellar Rd Area
Orange Connector
Dog Star Ranch
Fred Meijer Berry Junction Trail
White Lake Community Library
Northstar Cinema
Crime in Simonelli Rd & Zellar Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon County.
Muskegon County crime & safety stats →To buy a median-priced Simonelli Rd & Zellar Rd Area home (around $422,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $75k/year in household income to qualify — an estimated monthly payment of $2,810 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,810/mo | $74,938 |
| 10% (+PMI) | $3,235/mo | $86,277 |
| 5% (+PMI) | $3,378/mo | $90,068 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
8 parcels
Active / pending
Typical Land Value
$11K/acre
Median asking
Median Price
$93K
Per listing
Who actually lends in Simonelli Rd & Zellar Rd Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
Fruitland Township
Source: fruitlandmi.gov · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$892/yr in electricity from a typical rooftop solar system
Produces ~6,504 kWh/yr · offsets ~62% of a typical home's use
Private well
Municipal water not available; all homes on private wells
Septic - individual
No municipal sewer; individual septic
Resident-arranged hauler (Republic/Arrowaste area)
Residents contract their own hauler
Consumers Energy Co · ~13.7¢/kWh
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressRegional gas IOU where available; rural may use propane
Confirm by addressMuskegon County Sheriff (PINS dedicated deputy)
Participates in Partners in Neighborhood Safety; assigned a dedicated deputy
Services for Fruitland · Source: en.wikipedia.org
Utility, solar, and service details for Simonelli Rd & Zellar Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(2)
White Duck Country Market
Grocery Store
Grocery Store
🍕 Restaurants(6)
Fast Food
Fast Food
Restaurant
Fast Food
+1 more within 5 miles
☕ Coffee(1)
Biggby Coffee
Café
🍺 Bars(4)
+1 more within 5 miles
🏫 Schools(13)
Collins School
Conklin School
Anderson School
Gordon School
Whitelake School
+8 more within 5 miles
💪 Gyms(1)
America's Fitness Center
Fitness Center
🌳 Parks(5)
+2 more within 5 miles
🐕 Dog Parks(3)
🚴 Trails(4)
Fred Meijer Berry Junction Trail
Bike Path
Bike Path
Bike Path
Unnamed bike_path
Bike Path
+1 more within 5 miles
📚 Libraries(1)
White Lake Community Library
⚡ EV Charging(1)
Unnamed ev_charging
EV Charging
Frequently asked about Simonelli Rd & Zellar Rd Area
- What do homes cost in Simonelli Rd & Zellar Rd Area?
- The median home value in Simonelli Rd & Zellar Rd Area is about $422,500. Individual prices vary by street, size, and condition.
- How active is the Simonelli Rd & Zellar Rd Area housing market?
- there are 16 homes for sale in Simonelli Rd & Zellar Rd Area right now, and 64 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Simonelli Rd & Zellar Rd Area?
- Simonelli Rd & Zellar Rd Area is served by Whitehall District Schools.
- Is Simonelli Rd & Zellar Rd Area walkable?
- Simonelli Rd & Zellar Rd Area scores 3.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
