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School District

Whitehall School District

Surrounded by nature

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)

Median $357K

Why people love it here

🌊Nature & Outdoors

Lake life

  • Fox Lake within walking distance
  • 15 parks within 1 mile
💰Home Values

$357K median

  • 36 sales in last 12mo

Conventional Mortgage Calculator

Median home price in Whitehall School District

Estimated Monthly Payment

$2,424/mo

$
$71,400
20%
%
Principal & Interest $1,85276%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

36 homes sold in Whitehall School District this year. Thinking of selling?

See what your home is worth

Crime in Whitehall School District is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon County.

Muskegon County crime & safety stats →

To buy a median-priced Whitehall School District home (around $357,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $64k/year in household income to qualify — an estimated monthly payment of $2,407 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $2,407/mo$64,174
10% (+PMI)$2,770/mo$73,862
5% (+PMI)$2,892/mo$77,120

Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Whitehall School District cost-of-living breakdown →

Land for sale

Listings

25 parcels

Active / pending

Typical Land Value

$40K/acre

Median asking

Median Price

$61K

Per listing

Who actually lends in Whitehall School District, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~134 loans · $39M

Loans to buy a home

Conventional 79%FHA 13%VA 8%

Most active lenders

1Lake Michigan Credit Union37%
2Mortgage 1 Incorporated11%
3United Shore Financial Services, LLC8%
4The Huntington National Bank6%
5VAN DYK Mortgage Corporation5%
Refinances~79 loans · $18M

Homeowners refinancing an existing mortgage

Conventional 73%FHA 15%VA 12%

Most active lenders

1Rocket Mortgage, LLC22%
2United Shore Financial Services, LLC13%
3Lake Michigan Credit Union12%
4MMS Mortgage Services, Ltd.9%
5Fifth Third Bank, National Association9%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

🛒 Grocery(2)

Walmart Supercenter

Grocery Store

1.5 mimap

Montague Foods

Grocery Store

3.4 mimap

🍕 Restaurants(5)

San Marco's Mexican Restaurant Bar and Grill

Restaurant

1.7 mimap
Burger King

Fast Food

1.8 mimap
Culver's

Fast Food

1.8 mimap
McDonald's

Fast Food

1.8 mimap
Little Caesars

Fast Food

1.9 mimap

☕ Coffee(3)

Biggby Coffee

Café

2.0 mimap
The Book Nook & Java Shop

Café

3.5 mimap

Cafe 31

Café

4.5 mimap

🍺 Bars(4)

The Chamber Bar & Grill

Bar

2.3 mimap

Pub 111

Pub

2.9 mimap
Surfside Beer Garden

Pub

3.0 mimap

+1 more within 5 miles

🏫 Schools(12)

Whitehall High School

School

0.9 mimap
Shoreline Elementary School

School

2.3 mimap

White Lake Community Center

2.3 mimap
Whitehall Middle School

School

2.3 mimap
Ealy Elementary School

School

2.5 mimap

+7 more within 5 miles

💪 Gyms(1)

America's Fitness Center

Fitness Center

2.5 mimap

🌳 Parks(7)

Park
0.2 mimap
Unnamed park
0.2 mimap
MCD Hunting Parcel 2
0.2 mimap

+4 more within 5 miles

🐕 Dog Parks(3)

Fetch Brewing Co.

Dog Park

2.9 mimap

Dog Park in Peterson Rd & Lasley St Area

Dog Park

2.9 mimap

Dog Star Ranch

Dog Park

4.0 mimap

🚴 Trails(4)

Unnamed bike_path

Bike Path

1.3 mimap

Bike Path

Bike Path

1.3 mimap

White Lake Pathway

Bike Path

1.4 mimap

+1 more within 5 miles

📚 Libraries(2)

White Lake Community Library

2.2 mimap

Montague Library

3.5 mimap

⚡ EV Charging(1)

Unnamed ev_charging

EV Charging

2.9 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Whitehall School District? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Whitehall School District

What do homes cost in Whitehall School District?
The median home value in Whitehall School District is about $357,000. Individual prices vary by street, size, and condition.
How active is the Whitehall School District housing market?
there are 32 homes for sale in Whitehall School District right now, and 36 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.

Top contributors in Whitehall School District

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Whitehall School District? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Whitehall School District

Estimated Monthly Payment

$2,424/mo

$
$71,400
20%
%
Principal & Interest $1,85276%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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