White Lake
Surrounded by nature
Median $738K·Walkability 0.9/10·Schools 5.0/10
This expansive residential area in Kent County offers exceptional privacy and space, with properties averaging nearly half an acre on wooded lots. The community maintains an intimate, close-knit feel with very limited turnover and exclusively owner-occupied homes. Residents enjoy the perfect balance of rural tranquility and suburban convenience, with plenty of room for outdoor recreation, storage buildings, and entertaining spaces.
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Why people love it here
Lake life
- White Lake within walking distance
- Duck Lake State Park: 11 min drive
- Duck Lake State Park Beach: 12 min drive
$738K median
- 8 sales in last 12mo
Lake facts
MI DNRConventional Mortgage Calculator
Median home price in White Lake
Estimated Monthly Payment
$5,010/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
8 homes sold in White Lake this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Unnamed park
1.6 mi
Parks Nearby
0
within 1 mile
Based on 5 rated schools nearby
Range: 4/10 to 6/10
School District: Montague Area Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
White Duck Country Market
Park in Simonelli Rd & Zellar Rd Area
Duck Lake
Duck Lake State Park Beach
Bridge #3
Fetch Brewing Co.
Unnamed bike path
White Lake Community Library
Northstar Cinema
Crime in White Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon County.
Muskegon County crime & safety stats →To buy a median-priced White Lake home (around $738,000) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $133k/year in household income to qualify — an estimated monthly payment of $4,979 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $4,979/mo | $132,767 |
| 10% (+PMI) | $5,730/mo | $152,807 |
| 5% (+PMI) | $5,983/mo | $159,547 |
Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$413K/acre
Median asking
Median Price
$595K
Per listing
Local Government · area-wide
Fruitland Township
Source: fruitlandmi.gov · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$878/yr in electricity from a typical rooftop solar system
Produces ~6,408 kWh/yr · offsets ~61% of a typical home's use
Private well
Municipal water not available; all homes on private wells
Septic - individual
No municipal sewer; individual septic
Resident-arranged hauler (Republic/Arrowaste area)
Residents contract their own hauler
Consumers Energy Co · ~13.7¢/kWh
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressRegional gas IOU where available; rural may use propane
Confirm by addressMuskegon County Sheriff (PINS dedicated deputy)
Participates in Partners in Neighborhood Safety; assigned a dedicated deputy
Services for Fruitland Township · Source: en.wikipedia.org
Utility, solar, and service details for White Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(3)
White Duck Country Market
Grocery Store
Montague Foods
Grocery Store
Grocery Store
🍕 Restaurants(5)
Fast Food
Big John's Pizza
Restaurant
Restaurant
Dog-N-Suds
Restaurant
☕ Coffee(3)
🍺 Bars(4)
+1 more within 5 miles
🏫 Schools(13)
Whitelake School
Mouth School
School
School
+8 more within 5 miles
💪 Gyms(1)
America's Fitness Center
Fitness Center
🌳 Parks(6)
+3 more within 5 miles
🐕 Dog Parks(2)
🚴 Trails(4)
+1 more within 5 miles
⚡ EV Charging(1)
Unnamed ev_charging
EV Charging
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about White Lake? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about White Lake
- What do homes cost in White Lake?
- The median home value in White Lake is about $738,000. Individual prices vary by street, size, and condition.
- How active is the White Lake housing market?
- there are 3 homes for sale in White Lake right now, and 8 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve White Lake?
- White Lake is served by Montague Area Public Schools. Its highest-rated assigned school is Montague High School (6/10).
- Is White Lake walkable?
- White Lake scores 0.9/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in White Lake
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