Muskrat Lake
Surrounded by nature
Median $863K·Walkability 1.9/10·Schools 5.3/10
This residential community in Kent County offers an exceptional rural lifestyle with expansive properties averaging nearly three acres per home. The 153-acre community provides the perfect balance of privacy and convenience, with generous lot sizes that allow for gardens, recreation, and outdoor living while remaining connected to Grand Rapids amenities.
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Why people love it here
Lake life
- Muskrat Lake within walking distance
- 5 parks within 1 mile
- Beach in Simonelli Rd & Zellar Rd Area: 14 min walk
- Marcus Park: 14 min walk
$863K median
- 2 recent sales
Lake facts
MI DNRDepth, fish species, and motor restrictions sourced from MI DNR — coming soon.
Explore Muskrat Lake
Same name, different focus — Muskrat Lake is also covered as:
- Muskrat Lake Lake Area — lake area details
Conventional Mortgage Calculator
Median home price in Muskrat Lake
Estimated Monthly Payment
$5,855/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Marcus Park
0.7 mi
Parks Nearby
5
within 1 mile
Based on 3 rated schools nearby
Range: 4/10 to 7/10
School District: Whitehall District Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
White Duck Country Market
Marcus Park
Playground in Simonelli Rd & Zellar Rd Area
Duck Lake
Beach in Simonelli Rd & Zellar Rd Area
+1 more
Blue Trail
Crime in Muskrat Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon County.
Muskegon County crime & safety stats →To buy a median-priced Muskrat Lake home (around $862,500) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $155k/year in household income to qualify — an estimated monthly payment of $5,819 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $5,819/mo | $155,165 |
| 10% (+PMI) | $6,697/mo | $178,586 |
| 5% (+PMI) | $6,992/mo | $186,463 |
Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Fruitland Township
Source: fruitlandmi.gov · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$889/yr in electricity from a typical rooftop solar system
Produces ~6,481 kWh/yr · offsets ~62% of a typical home's use
Private well
Municipal water not available; all homes on private wells
Septic - individual
No municipal sewer; individual septic
Resident-arranged hauler (Republic/Arrowaste area)
Residents contract their own hauler
Consumers Energy Co · ~13.7¢/kWh
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressRegional gas IOU where available; rural may use propane
Confirm by addressMuskegon County Sheriff (PINS dedicated deputy)
Participates in Partners in Neighborhood Safety; assigned a dedicated deputy
Services for Fruitland Township · Source: en.wikipedia.org
Utility, solar, and service details for Muskrat Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Muskrat Lake? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Muskrat Lake
- What do homes cost in Muskrat Lake?
- The median home value in Muskrat Lake is about $862,500. Individual prices vary by street, size, and condition.
- How active is the Muskrat Lake housing market?
- no homes are listed in Muskrat Lake right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Muskrat Lake?
- Muskrat Lake is served by Whitehall District Schools. Its highest-rated assigned school is Whitehall Senior High School (7/10).
- Is Muskrat Lake walkable?
- Muskrat Lake scores 1.9/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Muskrat Lake
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.