Chicora Area
Space and nature
The quick answer
Chicora Area is a neighborhood, part of Allegan Public Schools. Homes here typically sell for around $305,000.
9 homes for sale·Median $305K·Walkability 0.5/10·Schools 5.2/10
Driving through Schermerhorn Lake Preserve Area means settling into long stretches of open land—parcels averaging 11.5 acres, the kind of space where you can actually see sky and treeline rather than the next mailbox. It's deep in Cheshire township, where the rural character that's been here since the 1800s still defines the landscape. Grocery stores and restaurants sit about two miles out, so the rhythm here isn't one of popping next door for milk; it's the kind of place where you plan ahead and don't mind the drive. Swan Lake Public Access is just a few minutes' walk away, and with two parks within a mile, water and woods anchor the area. At nearly 23,000 acres total, this preserve area speaks to something fundamental about the region—the commitment to keeping land as land, not subdividing it away.
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Why people love it here
Lake life
- Duck Lake within walking distance
- 10 parks within 1 mile
- Swan Creek Preserve: 8 min drive
- Beach in Breezy Point Dr & Swan Dr Area: 12 min drive
10.0 acre avg lots
- 694 homes
$305K median
- 32 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Chicora Area
Estimated Monthly Payment
$2,070/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
32 homes sold in Chicora Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Swan Lake Public Access
0.3 mi
Parks Nearby
10
within 1 mile
Nearest Lake
Duck Lake
0.0 mi
Median Sale Price
$305K
32 sales in last 12mo
Parks Nearby
10
within 1 mile
Nearest Park
Swan Lake Public Access
0.3 mi
Expected Rent
$1,175/mo
$1,100 – $1,275 · estimated range
Based on 5 rated schools nearby
Range: 4/10 to 6/10
School District: Allegan Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Swan Creek Preserve
Swan Lake
Beach in Breezy Point Dr & Swan Dr Area
Crime in Chicora Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan County.
Allegan County crime & safety stats →To buy a median-priced Chicora Area home (around $304,950) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $55k/year in household income to qualify — an estimated monthly payment of $2,054 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,054/mo | $54,775 |
| 10% (+PMI) | $2,364/mo | $63,045 |
| 5% (+PMI) | $2,468/mo | $65,824 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
11 parcels
Active / pending
Typical Land Value
$21K/acre
Median asking
Median Price
$115K
Per listing
Who actually lends in Chicora Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
Cheshire Township
Source: cheshiretownship.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$876/yr in electricity from a typical rooftop solar system
Produces ~6,391 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural; individual wells.
Septic - individual
Individual septic systems.
Resident-arranged hauler
Republic/Waste Management common in area.
Consumers Energy Co|Indiana Michigan Power Co · ~13.7¢/kWh
Regional electric provider.
Confirm by addressLocal township/area fire department
Rural fire coverage; confirm provider.
Services for Cheshire Township · Source: cheshiretownship.org
Utility, solar, and service details for Chicora Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Chicora Area? Our team can help with availability, schools, and what it's really like to live here.
Living in Chicora Area: the details
Is Chicora Area a good place to live?
Chicora Area is a strong fit if you want room to spread out on larger lots and green space nearby — here is what the data shows. Day to day, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Allegan Public Schools. Homes here typically sell for around $305,000.
What does it cost to live in Chicora Area?
Homes in Chicora Area sell for a median of about $305,000. There are 9 homes for sale here right now and 32 homes sold here in the past year.
Frequently asked about Chicora Area
- What do homes cost in Chicora Area?
- The median home value in Chicora Area is about $304,950. Individual prices vary by street, size, and condition.
- How active is the Chicora Area housing market?
- there are 9 homes for sale in Chicora Area right now, and 32 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Chicora Area?
- Chicora Area is served by Allegan Public Schools. Its highest-rated assigned school is West Ward Elementary School (6/10).
- Is Chicora Area walkable?
- Chicora Area scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
