Duck Lake (Cheshire Twp)
Surrounded by nature
Median $247K·Walkability 1.5/10·Schools 5.8/10
This lakeside community offers a rare opportunity for year-round lake living on the pristine waters of Duck Lake in Kent County. With generous median lot sizes of 0.29 acres and sandy shoreline access, residents enjoy an authentic lake lifestyle complete with seasonal traditions like Fourth of July boat parades and winter ice fishing. The area features classic lake cottages with expansive windows capturing water views, many with private lakefront access requiring no steps to reach the shoreline.
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Why people love it here
Lake life
- Duck Lake within walking distance
- 5 parks within 1 mile
- Duck Lake Public Access: 10 min bike
- Sweet Lake: 11 min bike
$247K median
- 5 sales in last 12mo
Lake facts
MI DNRConventional Mortgage Calculator
Median home price in Duck Lake (Cheshire Twp)
Estimated Monthly Payment
$1,673/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
5 homes sold in Duck Lake (Cheshire Twp) this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Duck Lake Public Access
0.3 mi
Parks Nearby
5
within 1 mile
Based on 5 rated schools nearby
Range: 5/10 to 7/10
School District: Allegan Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Duck Lake Public Access
Sweet Lake
+1 more
Crime in Duck Lake (Cheshire Twp) is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan County.
Allegan County crime & safety stats →To buy a median-priced Duck Lake (Cheshire Twp) home (around $246,500) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $44k/year in household income to qualify — an estimated monthly payment of $1,663 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,663/mo | $44,346 |
| 10% (+PMI) | $1,914/mo | $51,039 |
| 5% (+PMI) | $1,998/mo | $53,291 |
Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Cheshire Township
Source: cheshiretownship.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$887/yr in electricity from a typical rooftop solar system
Produces ~6,466 kWh/yr · offsets ~62% of a typical home's use
Private well
Rural; individual wells.
Septic - individual
Individual septic systems.
Resident-arranged hauler
Republic/Waste Management common in area.
Consumers Energy Co|Indiana Michigan Power Co · ~13.7¢/kWh
Regional electric provider.
Confirm by addressLocal township/area fire department
Rural fire coverage; confirm provider.
Services for Cheshire Township · Source: cheshiretownship.org
Utility, solar, and service details for Duck Lake (Cheshire Twp) are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Duck Lake (Cheshire Twp)? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Duck Lake (Cheshire Twp)
- What do homes cost in Duck Lake (Cheshire Twp)?
- The median home value in Duck Lake (Cheshire Twp) is about $246,500. Individual prices vary by street, size, and condition.
- How active is the Duck Lake (Cheshire Twp) housing market?
- there is 1 home for sale in Duck Lake (Cheshire Twp) right now, and 5 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Duck Lake (Cheshire Twp)?
- Duck Lake (Cheshire Twp) is served by Allegan Public Schools. Its highest-rated assigned school is Allegan Online K8 (7/10).
- Is Duck Lake (Cheshire Twp) walkable?
- Duck Lake (Cheshire Twp) scores 1.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Duck Lake (Cheshire Twp)
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