Swan Lake
Surrounded by nature
Median $183K·Walkability 6.5/10·Schools 5.6/10
This 1,218-acre lakefront community offers generous lot sizes averaging over a third of an acre, providing plenty of space for outdoor activities and lake living. Located in Kent County, the area centers around beautiful Swan Lake, where residents enjoy waterfront access and recreational opportunities right at their doorstep.
Why people love it here
Lake life
- Swan Lake within walking distance
- 10 parks within 1 mile
- Swan Lake: 0 min walk
- Swan Lake Public Access: 1 min walk
Very walkable
- Swan Lake: 0 min walk
- 2 places within a 10 min walk
$183K median
- 2 recent sales
Lake facts
MI DNRMortgage Calculator
Median home price in Swan Lake
Estimated Monthly Payment
$1,239/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Flood Risk
None
Not in flood zone
Nearest Park
Swan Lake Public Access
0.1 mi
Parks Nearby
10
within 1 mile
Walkability
Good
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Swan Lake Public Access
Swan Lake
Beach in Breezy Point Dr & Swan Dr Area
Based on 5 rated schools nearby
Range: 5/10 to 6/10
School District: Allegan Public Schools
Crime in Swan Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan County.
Allegan County crime & safety stats →To buy a median-priced Swan Lake home (around $182,500) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $32k/year in household income to qualify — an estimated monthly payment of $1,208 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,208/mo | $32,216 |
| 10% (+PMI) | $1,391/mo | $37,095 |
| 5% (+PMI) | $1,452/mo | $38,723 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Local Government · area-wide
Cheshire Township
Source: cheshiretownship.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$876/yr in electricity from a typical rooftop solar system
Produces ~6,391 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural; individual wells.
Septic - individual
Individual septic systems.
Resident-arranged hauler
Republic/Waste Management common in area.
Consumers Energy Co|Indiana Michigan Power Co · ~13.7¢/kWh
Regional electric provider.
Confirm by addressLocal township/area fire department
Rural fire coverage; confirm provider.
Services for Cheshire · Source: cheshiretownship.org
Utility, solar, and service details for Swan Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Frequently asked about Swan Lake
- What do homes cost in Swan Lake?
- The median home value in Swan Lake is about $182,500. Individual prices vary by street, size, and condition.
- How active is the Swan Lake housing market?
- no homes are listed in Swan Lake right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Swan Lake?
- Swan Lake is served by Allegan Public Schools. Its highest-rated assigned school is West Ward Elementary School (6/10).
- Is Swan Lake walkable?
- Swan Lake scores 6.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Swan Lake
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