Schermerhorn Lake
Surrounded by nature
Median $340K·Walkability 0.0/10·Schools 5.6/10
Why people love it here
Lake life
- Schermerhorn Lake within walking distance
- Schermerhorn Lake: 10 min drive
- Swan Lake Public Access: 10 min drive
$340K median
- 3 sales in last 12mo
Lake facts
MI DNRDepth, fish species, and motor restrictions sourced from MI DNR — coming soon.
Conventional Mortgage Calculator
Median home price in Schermerhorn Lake
Estimated Monthly Payment
$2,308/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
3 homes sold in Schermerhorn Lake this year. Thinking of selling?
See what your home is worthNearest Park
Swan Lake Public Access
2.2 mi
Parks Nearby
0
within 1 mile
Based on 5 rated schools nearby
Range: 5/10 to 6/10
School District: Allegan Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Swan Lake Public Access
Schermerhorn Lake
Unnamed beach
Crime in Schermerhorn Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan County.
Allegan County crime & safety stats →To buy a median-priced Schermerhorn Lake home (around $340,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $60k/year in household income to qualify — an estimated monthly payment of $2,261 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,261/mo | $60,305 |
| 10% (+PMI) | $2,604/mo | $69,430 |
| 5% (+PMI) | $2,718/mo | $72,481 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Median Price
$40K
Per listing
Local Government · area-wide
Cheshire Township
Source: cheshiretownship.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$872/yr in electricity from a typical rooftop solar system
Produces ~6,359 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural; individual wells.
Septic - individual
Individual septic systems.
Resident-arranged hauler
Republic/Waste Management common in area.
Consumers Energy Co|Indiana Michigan Power Co · ~13.7¢/kWh
Regional electric provider.
Confirm by addressLocal township/area fire department
Rural fire coverage; confirm provider.
Services for Cheshire · Source: cheshiretownship.org
Utility, solar, and service details for Schermerhorn Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(2)
The Grocery Outlet Store
Grocery Store
Grocery Store
🍕 Restaurants(6)
Fast Food
Fast Food
+1 more within 5 miles
☕ Coffee(1)
Biggby Coffee
Café
🏫 Schools(15)
Marble School
Diamond School
Rowe School
Lindsley School
Prouty School
+10 more within 5 miles
🌳 Parks(4)
Swan Lake Public Access
Sheffer Lake Public Access
Littlejohn Lake County Park
+1 more within 5 miles
🐕 Dog Parks(1)
Dog Park in Frost Sub Area
Dog Park
🚴 Trails(3)
🏥 Hospitals(1)
Hospital
Frequently asked about Schermerhorn Lake
- What do homes cost in Schermerhorn Lake?
- The median home value in Schermerhorn Lake is about $340,000. Individual prices vary by street, size, and condition.
- How active is the Schermerhorn Lake housing market?
- there is 1 home for sale in Schermerhorn Lake right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Schermerhorn Lake?
- Schermerhorn Lake is served by Allegan Public Schools. Its highest-rated assigned school is West Ward Elementary School (6/10).
- Is Schermerhorn Lake walkable?
- Schermerhorn Lake scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Schermerhorn Lake
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.