Belmont
Quiet lots near top schools
16 homes for sale·Median $490K·Walkability 1.1/10·Schools 7.6/10
Belmont sits on the north edge of the Grand Rapids metro, an unincorporated community in Plainfield Charter Township where the Rogue River spills into the Grand near exit 95 off U.S. 131. It was platted in 1874, part of a township organized back in 1838 that once held a handful of little river villages whose names now survive mostly as roads. There's no city hall and no formal line on a map — locals mark it by the rivers, by Belmont Avenue NE running north past Belmont Elementary, and by Northland Drive NE. The community keeps its own ZIP code and post office, though many addresses out here file under a Rockford mailing city, a reflection of how the postal and school identity leans north toward Rockford.
Why people love it here
Near the water
- Versluis Lake — 0.7 mi
- 16 parks within 1 mile
- Evergreen Forrest: 8 min bike
- Evergreen Forrest Trail: 9 min bike
23,139 sq ft avg lots
- 4 homes
North Rockford Middle School
- Middle — 2.7 mi away
- Rockford
- 5 rated schools in district
Explore Belmont
Same name, different focus — Belmont is also covered as:
- Belmont Community — community details
Conventional Mortgage Calculator
Median home price in Belmont
Estimated Monthly Payment
$3,327/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
117 homes sold in Belmont this year. Thinking of selling?
See what your home is worthBased on 11 rated schools nearby
Range: 1/10 to 9/10
School District: Rockford Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Evergreen Forrest
0.8 mi
Parks Nearby
16
within 1 mile
Nearest Lake
Versluis Lake
0.7 mi
Median Sale Price
$490K
117 sales in last 12mo
Parks Nearby
16
within 1 mile
Nearest Park
Evergreen Forrest
0.8 mi
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Family Fare
Eastern Kille Distillery
Evergreen Forrest
Unnamed playground
Versluis Lake
Unnamed beach
Luton Yellow Trail
Evergreen Forrest Trail
Rogue River Mouth Launch
MVP Fitness
Walgreens
Krause Memorial Library
Northstar Cinema
Crime in Belmont is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Belmont home (around $490,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $87k/year in household income to qualify — an estimated monthly payment of $3,259 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,259/mo | $86,910 |
| 10% (+PMI) | $3,752/mo | $100,061 |
| 5% (+PMI) | $3,917/mo | $104,458 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$13K/acre
Median asking
Median Price
$1.7M
Per listing
Who actually lends in Belmont, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
Plainfield Charter Township
Source: plainfieldmi.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$875/yr in electricity from a typical rooftop solar system
Produces ~6,385 kWh/yr · offsets ~61% of a typical home's use
Municipal / public water
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Resident-arranged private hauler
Township provides public safety coordinating with sheriff/Major Case Team.
Services for Plainfield · Source: NREL Utility Rates API
Utility, solar, and service details for Belmont are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(8)
+5 more within 5 miles
🍕 Restaurants(9)
BC Pizza
Fast Food
Jersey Mike's Subs
Restaurant
Chipotle Mexican Grill
Restaurant
+4 more within 5 miles
☕ Coffee(17)
Biggby Coffee
Café
Starbucks Coffee Company
Café
Meijer Cafe And Thrift Market
Café
+14 more within 5 miles
🍺 Bars(15)
+12 more within 5 miles
🏫 Schools(19)
Crestwood School
Post School
Valley View School
Parkside Elementary
School
+14 more within 5 miles
💪 Gyms(4)
Snap Fitness
Fitness Center
Fitness Center
MVP Fitness
Fitness Center
+1 more within 5 miles
🌳 Parks(5)
+2 more within 5 miles
🐕 Dog Parks(1)
Dog Park in Pine Island Dr & Algoma Ave Area
Dog Park
🚴 Trails(5)
+2 more within 5 miles
⛵ Boat Launches(4)
Boat Launch
Boat Launch
Boat Launch
+1 more within 5 miles
🚌 Transit(1)
Transit Stop
👶 Childcare(1)
Childcare Center
Frequently asked about Belmont
- What do homes cost in Belmont?
- The median home value in Belmont is about $490,000. Individual prices vary by street, size, and condition.
- How active is the Belmont housing market?
- there are 16 homes for sale in Belmont right now, and 117 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Belmont?
- Belmont is served by Rockford Public Schools. Its highest-rated assigned school is North Rockford Middle School (9/10).
- Is Belmont walkable?
- Belmont scores 1.1/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
