Belmont
Great schools with outdoor access
Median $427K·Walkability 6.0/10·Schools 6.7/10
Rolling hills and open sky define this corner of Kent County, where the Grand River winds through wooded terrain and the White Pine Trail—Michigan's longest rail-to-trail—stretches 93 miles northward from nearby Comstock Park. About 15 minutes from downtown Grand Rapids, the area sits far enough out to feel genuinely rural, yet close enough that you're not abandoning conveniences; Cannonsburg Ski Area anchors winter weekends with tubing runs and terrain parks just minutes away. Downtown draws locals with Boulder Creek Club's golf-course views and The Vestal Inn, a long-standing spot for the kind of food that doesn't require explanation. Homes here tend toward spacious layouts—walkouts onto acreage, finished basements, fireplaces—with newer builds mixing alongside established neighborhoods that see little through traffic. Served by Rockford Public Schools, the area supports roughly 200 business establishments and draws a mix of families, retirees, and longtime residents who value land and proximity to the Grand River for fishing, canoeing, and hiking. It's the kind of place where you can keep your distance without losing access to what matters.
Why people love it here
Near the water
- Versluis Lake — 0.5 mi
- 41 parks within 1 mile
- Belmont Elementary Playground: 5 min walk
- White Pine Trail: 11 min walk
Belmont Elementary School
- Elementary — within walking distance
- Rockford
- 5 rated schools in district
Very walkable
- Belmont Grocery: 2 min walk
- 5 places within a 10 min walk
Explore Belmont
Same name, different focus — Belmont is also covered as:
- Belmont Neighborhood — the neighborhood — homes for sale and what it's like to live there
Conventional Mortgage Calculator
Median home price in Belmont
Estimated Monthly Payment
$2,897/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
96 homes sold in Belmont this year. Thinking of selling?
See what your home is worthBased on 13 rated schools nearby
Range: 3/10 to 9/10
School District: Rockford Public Schools
Walkability
Good
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Belmont Grocery
BC Pizza
Itsy Bitsy Play Cafe
Vestal Inn
Belmont Elementary Playground
Unnamed playground
Chandler Lake
Unnamed beach
Roguewood Drive Northeast
dog_park
White Pine Trail
Rogue River Mouth Launch
+1 more
Snap Fitness
Meijer - Plainfield Township
+1 more
Walgreens
KDL - Plainfield Township Branch
Kidz Clubhouse
Celebration! Cinema North
Crime in Belmont is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Belmont home (around $426,750) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $77k/year in household income to qualify — an estimated monthly payment of $2,877 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,877/mo | $76,713 |
| 10% (+PMI) | $3,311/mo | $88,293 |
| 5% (+PMI) | $3,457/mo | $92,187 |
Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Who actually lends in Belmont, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
Plainfield Charter Township
Source: plainfieldmi.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$868/yr in electricity from a typical rooftop solar system
Produces ~6,331 kWh/yr · offsets ~60% of a typical home's use
Municipal / public water
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Resident-arranged private hauler
Township provides public safety coordinating with sheriff/Major Case Team.
Services for Plainfield · Source: NREL Utility Rates API
Utility, solar, and service details for Belmont are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(14)
+11 more within 5 miles
🍕 Restaurants(6)
BC Pizza
Fast Food
Shots On The River
Restaurant
Little Caesars Pizza
Restaurant
Rio Grand Steakhouse
Restaurant
Anna's House - Northland Dr
Restaurant
+1 more within 5 miles
☕ Coffee(11)
+8 more within 5 miles
🍺 Bars(15)
+12 more within 5 miles
🏫 Schools(25)
Post School
School
School
School
+20 more within 5 miles
💪 Gyms(5)
Snap Fitness
Fitness Center
Planet Fitness
Fitness Center
Fitness Center
+2 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(1)
Dog Park in North End
Dog Park
🚴 Trails(3)
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
Transit Stop
+27 more within 5 miles
👶 Childcare(1)
Childcare Center
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Belmont? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Belmont
- What do homes cost in Belmont?
- The median home value in Belmont is about $426,750. Individual prices vary by street, size, and condition.
- How active is the Belmont housing market?
- there are 29 homes for sale in Belmont right now, and 96 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Belmont?
- Belmont is served by Rockford Public Schools. Its highest-rated assigned school is North Rockford Middle School (9/10).
- Is Belmont walkable?
- Belmont scores 6.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Belmont
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