Mona Lake Area
Quiet lots near top schools
The quick answer
Mona Lake Area is a neighborhood, part of Mona Shores Public School District. Homes here typically sell for around $294,000.
14 homes for sale·Median $294K·Walkability 2.4/10·Schools 6.0/10
The rhythm here is shaped by proximity—a restaurant steps away, a grocery store an 8-minute walk, Ross Park just 6 minutes on foot. Daily errands don't require much planning, which means more time actually living instead of driving. The area spans 2,841 acres, offering room to breathe without the sprawl feeling. You're technically in Norton Shores city, attending Mona Shores Public School District, but the real geography here is about options—41 restaurants within a mile, 9 grocers within two, a coffee shop a short walk away. Grand Haven's beaches are 15 minutes down the road when you want them; downtown Grand Rapids sits 44 minutes off if you need it. What keeps people rooted, though, isn't the drive times—it's the everyday texture. You don't have to choose between convenience and space.
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Why people love it here
Lake life
- Mona Lake within walking distance
- 5 parks within 1 mile
- Ross Park: 12 min walk
- Beach in Randall Rd & Sunnyridge St Area: 12 min walk
29,534 sq ft avg lots
- 286 homes
Mona Shores High School
- High — 1.8 mi away
- Mona Shores
- 5 rated schools in district
Notable nearby
Conventional Mortgage Calculator
Median home price in Mona Lake Area
Estimated Monthly Payment
$1,993/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
45 homes sold in Mona Lake Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Ross Park
0.3 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Mona Lake
0.0 mi
Median Sale Price
$294K
45 sales in last 12mo
Parks Nearby
5
within 1 mile
Nearest Park
Ross Park
0.3 mi
Expected Rent
$1,575/mo
$1,450 – $1,700 · estimated range
Based on 5 rated schools nearby
Range: 4/10 to 10/10
School District: Mona Shores Public School District
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Meijer
Chili's
+1 more
Biggby Coffee
Hank's Tavern
Ross Park
+1 more
Playground in Randall Rd & Sunnyridge St Area
Beach in Randall Rd & Sunnyridge St Area
Segment 1 to 2
Shoreline Landing Dog Park
Mill Point Park Launch
Rec Room
Rite Aid
Norton Shores Jacob O. Funkhouser Branch Library
Cinema Carousel
Crime in Mona Lake Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Norton Shores.
Norton Shores crime & safety stats →To buy a median-priced Mona Lake Area home (around $293,500) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $53k/year in household income to qualify — an estimated monthly payment of $1,977 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,977/mo | $52,718 |
| 10% (+PMI) | $2,275/mo | $60,678 |
| 5% (+PMI) | $2,376/mo | $63,353 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
12 parcels
Active / pending
Typical Land Value
$28K/acre
Median asking
Median Price
$44K
Per listing
Who actually lends in Mona Lake Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
City of Norton Shores
Source: nortonshores.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$887/yr in electricity from a typical rooftop solar system
Produces ~6,473 kWh/yr · offsets ~62% of a typical home's use
City of Norton Shores Water & Sewer Division
City water distribution (sourced from City of Muskegon supply)
Republic Services (area hauler)
Curbside via contracted hauler; Republic serves the area
Republic Services (area hauler)
Area recycling via Republic
Municipal fire/EMS; also covers Roosevelt Park by contract; 3 stations
Services for Norton Shores · Source: nortonshores.org
Utility, solar, and service details for Mona Lake Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(11)
+8 more within 5 miles
🍕 Restaurants(5)
Restaurant
Chili's
Restaurant
Fast Food
Fast Food
☕ Coffee(8)
+5 more within 5 miles
🍺 Bars(6)
+3 more within 5 miles
🏫 Schools(30)
+25 more within 5 miles
🐕 Dog Parks(1)
Shoreline Landing Dog Park
Dog Park
🚴 Trails(7)
+4 more within 5 miles
💊 Pharmacies(8)
+5 more within 5 miles
👶 Childcare(1)
Jumpstart
Childcare Center
🏥 Hospitals(2)
Hospital
Hospital
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Mona Lake Area? Our team can help with availability, schools, and what it's really like to live here.
Living in Mona Lake Area: the details
Is Mona Lake Area a good place to live?
Mona Lake Area suits buyers looking for easy access to Lake Michigan and room to spread out on larger lots — here is what the data shows. For getting around, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Mona Shores Public School District. The going price is around $294,000.
What does it cost to live in Mona Lake Area?
Homes in Mona Lake Area sell for a median of about $294,000. There are 14 homes for sale here right now and 45 homes sold here in the past year.
Frequently asked about Mona Lake Area
- What do homes cost in Mona Lake Area?
- The median home value in Mona Lake Area is about $293,500. Individual prices vary by street, size, and condition.
- How active is the Mona Lake Area housing market?
- there are 14 homes for sale in Mona Lake Area right now, and 45 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Mona Lake Area?
- Mona Lake Area is served by Mona Shores Public School District. Its highest-rated assigned school is Mona Shores High School (10/10).
- Is Mona Lake Area walkable?
- Mona Lake Area scores 2.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
