Mona Lake
Great schools with outdoor access
Median $703K·Walkability 6.4/10·Schools 6.3/10
This lakefront community centers around the pristine waters of Mona Lake, just 0.2 miles away, offering access to both the lake and nearby Lake Michigan. Properties sit on generous lots averaging over half an acre, providing privacy and space for waterfront living. The area features stunning homes with expansive lake views, private frontages, and all-sports lake access perfect for water recreation.
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Why people love it here
Lake life
- Mona Lake within walking distance
- 5 parks within 1 mile
- Ross Park: 3 min walk
- Ross Park Beach: 4 min walk
Mona Shores High School
- High — 0.7 mi away
- Mona Shores
- 6 rated schools in district
Very walkable
- Ross Park: 3 min walk
- 3 places within a 10 min walk
Lake facts
MI DNRConventional Mortgage Calculator
Median home price in Mona Lake
Estimated Monthly Payment
$4,771/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
10 homes sold in Mona Lake this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Ross Park
0.9 mi
Parks Nearby
5
within 1 mile
Based on 6 rated schools nearby
Range: 4/10 to 10/10
School District: Mona Shores Public School District
Walkability
Good
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Meijer
+1 more
Chili's
+1 more
Biggby Coffee
Hank's Tavern
Ross Park
+1 more
Community Center Playground
Mona Lake
Ross Park Beach
Veterans Memorial Park Walkway
Shoreline Landing Dog Park
Rec Room
CVS Pharmacy
Norton Shores Jacob O. Funkhouser Branch Library
Jumpstart
Cinema Carousel
Crime in Mona Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon County.
Muskegon County crime & safety stats →To buy a median-priced Mona Lake home (around $702,709) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $126k/year in household income to qualify — an estimated monthly payment of $4,741 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $4,741/mo | $126,419 |
| 10% (+PMI) | $5,456/mo | $145,500 |
| 5% (+PMI) | $5,697/mo | $151,918 |
Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Median Price
$230K
Per listing
Local Government · area-wide
City of Norton Shores
Source: nortonshores.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$887/yr in electricity from a typical rooftop solar system
Produces ~6,473 kWh/yr · offsets ~62% of a typical home's use
City of Norton Shores Water & Sewer Division
City water distribution (sourced from City of Muskegon supply)
Republic Services (area hauler)
Curbside via contracted hauler; Republic serves the area
Republic Services (area hauler)
Area recycling via Republic
Municipal fire/EMS; also covers Roosevelt Park by contract; 3 stations
Services for Norton Shores · Source: nortonshores.org
Utility, solar, and service details for Mona Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(10)
+7 more within 5 miles
🍕 Restaurants(5)
☕ Coffee(6)
+3 more within 5 miles
🍺 Bars(5)
+2 more within 5 miles
🏫 Schools(30)
+25 more within 5 miles
🐕 Dog Parks(1)
Shoreline Landing Dog Park
Dog Park
🚴 Trails(4)
Lake Harbor Trail
Bike Path
Lakeshore Trail
Bike Path
Unnamed bike_path
Bike Path
+1 more within 5 miles
💊 Pharmacies(6)
+3 more within 5 miles
👶 Childcare(1)
Jumpstart
Childcare Center
🏥 Hospitals(2)
Hospital
Hospital
📚 Libraries(2)
⚡ EV Charging(5)
232 | Muskegon - Shell Recharge
EV Charging
Meijer Stores 232 Fruitport - Chargepoint
EV Charging
EV Charging
EV Charging
Unnamed ev_charging
EV Charging
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Mona Lake? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Mona Lake
- What do homes cost in Mona Lake?
- The median home value in Mona Lake is about $702,709. Individual prices vary by street, size, and condition.
- How active is the Mona Lake housing market?
- there are 2 homes for sale in Mona Lake right now, and 10 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Mona Lake?
- Mona Lake is served by Mona Shores Public School District. Its highest-rated assigned school is Mona Shores High School (10/10).
- Is Mona Lake walkable?
- Mona Lake scores 6.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Mona Lake
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