High Lake Area
Space and nature
The quick answer
High Lake Area is a neighborhood, part of Sparta Area Schools and about 12 miles from downtown Grand Rapids. Homes here typically sell for around $511,000.
8 homes for sale·Median $511K·Walkability 1.4/10·Schools 6.0/10
Mornings out here mean space—lots of it. Most properties sit on several acres, with ranch-style homes set back from the road and room to breathe between neighbors. The area draws people looking for that rural feel without being far from town; downtown Grand Rapids is about 22 minutes away, and everyday stops like grocers and coffee shops are within a short walk or drive. Sparta Area Schools serves the area, and the Rogue River runs through, with a boat launch just over a mile down the road for anyone serious about water access. Parks dot the immediate surroundings—eight within a mile—including Chalmers Park, a 13-minute walk from most homes. It's the kind of place where you get acreage and privacy without isolation, all within Algoma township.
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Why people love it here
3.1 acre avg lots
- 26 homes
Near the water
- Elk Lake — 1.0 mi
- 40 parks within 1 mile
- Chalmers Park: 8 min bike
- Unnamed beach: 7 min drive
$511K median
- 42 sales in last 12mo
Conventional Mortgage Calculator
Median home price in High Lake Area
Estimated Monthly Payment
$3,471/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
42 homes sold in High Lake Area this year. Thinking of selling?
See what your home is worthMedian Sale Price
$511K
42 sales in last 12mo
Parks Nearby
40
within 1 mile
Nearest Park
Chalmers Park
0.6 mi
Expected Rent
$2,025/mo
$1,775 – $2,275 · wider-area estimate
Flood Risk
None
Not in flood zone
Nearest Park
Chalmers Park
0.6 mi
Parks Nearby
40
within 1 mile
Nearest Lake
Elk Lake
1.0 mi
Based on 5 rated schools nearby
Range: 1/10 to 9/10
School District: Sparta Area Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Flo's Pizzeria Ristorante & Sports Bar
Chalmers Park
Chalmers Park Playground
Clear Bottom Lake
+1 more
Unnamed beach
Roguewood Drive Northeast
dog_park
Rogue River Launch (A-41-011)
+1 more
Northstar Cinema
Crime in High Lake Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced High Lake Area home (around $511,250) at today's 6.76% 30-year fixed rate with 20% down, you'd need roughly $93k/year in household income to qualify — an estimated monthly payment of $3,473 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,473/mo | $92,626 |
| 10% (+PMI) | $3,997/mo | $106,590 |
| 5% (+PMI) | $4,174/mo | $111,300 |
Estimates use a 6.76% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
5 parcels
Active / pending
Typical Land Value
$56K/acre
Median asking
Median Price
$500K
Per listing
Who actually lends in High Lake Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$867/yr in electricity from a typical rooftop solar system
Produces ~6,327 kWh/yr · offsets ~60% of a typical home's use
Private well
Based on assessor parcel records
Septic (individual)
Based on assessor parcel records
Resident-arranged private hauler
Algoma Township Fire Department
Serves ~12,143 in 33 sq mi; 2 stations; full-time chief + 3 FT + 28 paid-on-call.
Services for Algoma Township · Source: NREL Utility Rates API
Utility, solar, and service details for High Lake Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(7)
Meijer
Grocery Store
Family Fare Supermarket
Grocery Store
Family Fare
Grocery Store
+4 more within 5 miles
🍕 Restaurants(8)
Hill'S Bbq Llc
Restaurant
Thai Fusion Rockford
Restaurant
Chipotle Mexican Grill
Restaurant
+3 more within 5 miles
☕ Coffee(11)
Meijer Cafe And Thrift Market
Café
Starbucks Coffee Company
Café
Biggby Coffee
Café
+8 more within 5 miles
🍺 Bars(10)
GR/Sparta Moose Lodge #50
Bar
Flo's Pizzeria Ristorante & Sports Bar
Bar
Bow Tie Tavern
Bar
+7 more within 5 miles
🏫 Schools(12)
Goff School
Myers School
Englishville School (Closed)
Post School
+7 more within 5 miles
💪 Gyms(3)
Snap Fitness
Fitness Center
MVP Fitness
Fitness Center
Fitness Center
🐕 Dog Parks(2)
🚴 Trails(7)
Merrell Trail
Bike Path
Belmont Ave & Northland Dr Area Trail
Bike Path
Carin Tech
Bike Path
+4 more within 5 miles
⛵ Boat Launches(5)
Boat Launch
Boat Launch
Boat Launch
+2 more within 5 miles
💊 Pharmacies(1)
Rite Aid
Pharmacy
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about High Lake Area? Our team can help with availability, schools, and what it's really like to live here.
Living in High Lake Area: the details
Is High Lake Area a good place to live?
High Lake Area suits buyers looking for a quick drive to downtown Grand Rapids and room to spread out on larger lots — here is what the data shows. Day to day, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Sparta Area Schools. The going price is around $511,000.
What does it cost to live in High Lake Area?
Homes in High Lake Area sell for a median of about $511,000. There are 8 homes for sale here right now and 42 homes sold here in the past year.
Frequently asked about High Lake Area
- What do homes cost in High Lake Area?
- The median home value in High Lake Area is about $511,250. Individual prices vary by street, size, and condition.
- How active is the High Lake Area housing market?
- there are 8 homes for sale in High Lake Area right now, and 42 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve High Lake Area?
- High Lake Area is served by Sparta Area Schools. Its highest-rated assigned school is Sparta Senior High School (9/10).
- Is High Lake Area walkable?
- High Lake Area scores 1.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
