Cottages on the Rogue
Strong schools draw families here
Median $782K·Walkability 2.9/10·Schools 9.0/10
There's something about driving through here that just feels open—68 acres of condo living where you're not stacked on top of neighbors, with room to actually move around. The layout pulls you in naturally, and before you know it you're finding a coffee shop about a mile away, or one of six restaurants within walking distance if the weather's right. A grocery store sits just over a mile off, so daily errands don't eat up your whole afternoon.
Why people love it here
Valley View Elementary School
- Elementary — 2.7 mi away
- Rockford
- 5 rated schools in district
$782K median
- Based on 3yr sales
Park-rich area
- 35 parks within 1 mile
- Unnamed park: 1 min walk
- Unnamed beach: 7 min drive
Conventional Mortgage Calculator
Median home price in Cottages on the Rogue
Estimated Monthly Payment
$5,305/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 1 rated school nearby
School District: Rockford Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
0.0 mi
Parks Nearby
35
within 1 mile
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Meijer
HILL'S BBQ LLC
+1 more
BIGGBY COFFEE
Digby's Deli
Unnamed park
Unnamed playground
Clear Bottom Lake
+1 more
Unnamed beach
Roguewood Drive Northeast
dog_park
Rogue River Launch (A-41-011)
Krause Memorial Library
Northstar Cinema
Crime in Cottages on the Rogue is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Cottages on the Rogue home (around $781,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $139k/year in household income to qualify — an estimated monthly payment of $5,198 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $5,198/mo | $138,613 |
| 10% (+PMI) | $5,984/mo | $159,586 |
| 5% (+PMI) | $6,247/mo | $166,600 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Homeowners Association
Cottages on the Rogue Condominium Association
Source: michigancorporates.com
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$867/yr in electricity from a typical rooftop solar system
Produces ~6,327 kWh/yr · offsets ~60% of a typical home's use
Algoma Sanitary District / private well
Algoma Sanitary District serves water/sewer in pockets (incl. Algoma-Plainfield system); rural on private well.
Algoma Sanitary District / individual septic
Sanitary district + Camp Lake Sewer in serviced areas; rural on septic.
Resident-arranged private hauler
Algoma Township Fire Department
Serves ~12,143 in 33 sq mi; 2 stations; full-time chief + 3 FT + 28 paid-on-call.
Services for Algoma · Source: algomasd.org
Utility, solar, and service details for Cottages on the Rogue are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(7)
Meijer
Grocery Store
Grocery Store
Family Fare Supermarket
Grocery Store
+4 more within 5 miles
🍕 Restaurants(10)
Hill'S Bbq Llc
Restaurant
Thai Fusion Rockford
Restaurant
Chipotle Mexican Grill
Restaurant
+5 more within 5 miles
☕ Coffee(18)
Meijer Cafe And Thrift Market
Café
Starbucks Coffee Company
Café
Biggby Coffee
Café
+15 more within 5 miles
🍺 Bars(18)
Flo's Pizzeria Ristorante & Sports Bar
Bar
Eastern Kille Distillery
Restaurant
Digby's Deli
Bar
+15 more within 5 miles
🏫 Schools(12)
Goff School
Valley View School
Post School
Parkside Elementary
School
+7 more within 5 miles
💪 Gyms(3)
MVP Fitness
Fitness Center
Fitness Center
Snap Fitness
Fitness Center
🐕 Dog Parks(2)
🚴 Trails(7)
Merrell Trail
Bike Path
Belmont Ave & Northland Dr Area Trail
Bike Path
Carin Tech
Bike Path
+4 more within 5 miles
⛵ Boat Launches(4)
Boat Launch
Boat Launch
Boat Launch
+1 more within 5 miles
💊 Pharmacies(1)
Rite Aid
Pharmacy
Frequently asked about Cottages on the Rogue
- What do homes cost in Cottages on the Rogue?
- The median home value in Cottages on the Rogue is about $781,500. Individual prices vary by street, size, and condition.
- How active is the Cottages on the Rogue housing market?
- there is 1 home for sale in Cottages on the Rogue right now. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Cottages on the Rogue?
- Cottages on the Rogue is served by Rockford Public Schools. Its highest-rated assigned school is Valley View Elementary School (9/10).
- Is Cottages on the Rogue walkable?
- Cottages on the Rogue scores 2.9/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.