Algoma Highlands
Great schools with outdoor access
Median $450K·Walkability 2.0/10·Schools 7.0/10
Driving through Algoma Highlands means rolling past 25 acres of spacious lots—each averaging 1.22 acres—where homes sit far enough apart that you're not counting your neighbor's fence posts from your kitchen window. The median home value hovers around $492K, and the commute to downtown Grand Rapids takes about 21 and a half minutes, which feels reasonable when you're trading strip-mall proximity for actual land. Camp Lake sits 1.8 miles away for weekend water time without feeling like it's in your literal backyard. Grocery stores and restaurants cluster about three miles out, so you're not stumbling to dinner on foot, but a quick drive lands you where you need to be.
Why people love it here
Sparta Senior High School
- High — 4.1 mi away
- Sparta
- 3 rated schools in district
Near the water
- Camp Lake — 1.8 mi
- High Lake: 6 min bike
- Wallace Lake: 7 min bike
$450K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Algoma Highlands
Estimated Monthly Payment
$3,055/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 5/10 to 9/10
School District: Sparta Area Schools
Flood Risk
None
Not in flood zone
Nearest Park
Algoma Sports Park
1.3 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Camp Lake
1.8 mi
Recent Sale Price
$450K
1 recent sale
Units
18
Complex Size
25.3 ac
18 units
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Family Fare Supermarket
Chase N Dogs
Tim Hortons
GR/Sparta Moose Lodge #50
+1 more
Algoma Sports Park
Algoma Sports Park Playground
High Lake
+1 more
Unnamed beach
Roguewood Drive Northeast
dog_park
White Pine Trail
Camp Lake Launch
+1 more
Rite Aid
Sparta Township Library and Community Enrichment Center
Northstar Cinema
Crime in Algoma Highlands is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Algoma Highlands home (around $450,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $80k/year in household income to qualify — an estimated monthly payment of $2,993 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,993/mo | $79,815 |
| 10% (+PMI) | $3,446/mo | $91,892 |
| 5% (+PMI) | $3,597/mo | $95,931 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$861/yr in electricity from a typical rooftop solar system
Produces ~6,277 kWh/yr · offsets ~60% of a typical home's use
Algoma Sanitary District / private well
Algoma Sanitary District serves water/sewer in pockets (incl. Algoma-Plainfield system); rural on private well.
Algoma Sanitary District / individual septic
Sanitary district + Camp Lake Sewer in serviced areas; rural on septic.
Resident-arranged private hauler
Algoma Township Fire Department
Serves ~12,143 in 33 sq mi; 2 stations; full-time chief + 3 FT + 28 paid-on-call.
Services for Algoma · Source: algomasd.org
Utility, solar, and service details for Algoma Highlands are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(3)
🍕 Restaurants(12)
Chase N Dogs
Restaurant
Palermo Pizza Sparta
Restaurant
Hill'S Bbq Llc
Restaurant
Restaurant
+7 more within 5 miles
☕ Coffee(17)
Tim Hortons
Café
Meijer Cafe And Thrift Market
Café
Starbucks Coffee Company
Café
+14 more within 5 miles
🍺 Bars(17)
GR/Sparta Moose Lodge #50
Bar
Angela's Italian Restaurant
Bar
Cellar Brewing Company
Pub
+14 more within 5 miles
🏫 Schools(13)
Myers School
Goff School
Holy Family School
Englishville School (Closed)
+8 more within 5 miles
🌳 Parks(5)
+2 more within 5 miles
🐕 Dog Parks(2)
🚴 Trails(7)
White Pine Trail
Bike Path
Merrell Trail
Bike Path
Belmont Ave & Northland Dr Area Trail
Bike Path
+4 more within 5 miles
⛵ Boat Launches(5)
Boat Launch
Boat Launch
Boat Launch
+2 more within 5 miles
💊 Pharmacies(1)
Rite Aid
Pharmacy
Frequently asked about Algoma Highlands
- What do homes cost in Algoma Highlands?
- The median home value in Algoma Highlands is about $450,000. Individual prices vary by street, size, and condition.
- How active is the Algoma Highlands housing market?
- no homes are listed in Algoma Highlands right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Algoma Highlands?
- Algoma Highlands is served by Sparta Area Schools. Its highest-rated assigned school is Sparta Senior High School (9/10).
- Is Algoma Highlands walkable?
- Algoma Highlands scores 2.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.