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Home/Neighborhoods/Opportunity Zones/Newaygo County/Ashland Township Opportunity Zone (Tract 9712)
Opportunity Zone42023.6 acres

Ashland Township Opportunity Zone (Tract 9712)

Surrounded by nature

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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Median $302K·Walkability 0.0/10

🏙️29 mito Downtown GR(~58 min drive)
🏞️25 mito Lake Michigan(~51 min drive)

Why people love it here

🌊Nature & Outdoors

Near the water

  • Hess Lake — 1.6 mi
  • 5 parks within 1 mile
  • Sand Lake: 10 min drive
  • LP19 Snowmobile Trail: 15 min drive
💰Home Values

$302K median

  • 3 sales in last 12mo
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Conventional Mortgage Calculator

Median home price in Ashland Township Opportunity Zone (Tract 9712)

Estimated Monthly Payment

$2,050/mo

$
$60,400
20%
%
Principal & Interest $1,56776%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

3 homes sold in Ashland Township Opportunity Zone (Tract 9712) this year. Thinking of selling?

See what your home is worth

Walkability

0.0

Car-dependent

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
0.0
🍽️Dining— Restaurants, cafes, bars
0.0
🌳Nature— Parks, trails
0.0
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
0.0

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🛒Grocery Stores
Quick drive

Gene's Family Market

10 mindrive
🍺Bars & Breweries
Quick drive

7 Mile Inn

7 mindrive
🏞️Lakes & Water
Quick drive

Sand Lake

10 mindrive
🏖️Beaches
Quick drive

Unnamed beach

11 mindrive

Crime in Ashland Township Opportunity Zone (Tract 9712) is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Newaygo County.

Newaygo County crime & safety stats →

To buy a median-priced Ashland Township Opportunity Zone (Tract 9712) home (around $302,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $54k/year in household income to qualify — an estimated monthly payment of $2,036 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $2,036/mo$54,288
10% (+PMI)$2,343/mo$62,483
5% (+PMI)$2,446/mo$65,238

Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Ashland Township Opportunity Zone (Tract 9712) cost-of-living breakdown →

Land for sale

Listings

9 parcels

Active / pending

Typical Land Value

$27K/acre

Median asking

Median Price

$75K

Per listing

Who actually lends in Ashland Township Opportunity Zone (Tract 9712), and how homes here are financed — from 2024 federal mortgage records.

Home purchases~51 loans · $12M

Loans to buy a home

Conventional 84%FHA 12%VA 4%

Most active lenders

1ChoiceOne Bank18%
2Lake Michigan Credit Union15%
3Independent Bank8%
4GreenStone Farm Credit Services, FLCA8%
5Guild Mortgage Company8%
Refinances~36 loans · $5M

Homeowners refinancing an existing mortgage

Conventional 72%FHA 14%VA 14%

Most active lenders

1Rocket Mortgage, LLC24%
2Gerber Federal Credit Union18%
3Lake Michigan Credit Union12%
4Independent Bank9%
5ChoiceOne Bank6%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Solar potential

~$901/yr in electricity from a typical rooftop solar system

Produces ~6,308 kWh/yr · offsets ~60% of a typical home's use

Utility, solar, and service details for Ashland Township Opportunity Zone (Tract 9712) are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🍺 Bars(1)

7 Mile Inn

Bar

1.9 mimap

🏫 Schools(10)

Patterson School

2.0 mimap

Schenck School

2.7 mimap

Wheat School

2.7 mimap

Dickenson School

2.7 mimap

McLean School

3.5 mimap

+5 more within 5 miles

🌳 Parks(2)

Marl Pit Creek Boating Access Site
1.0 mimap

Bridgeton Township Park

1.4 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Ashland Township Opportunity Zone (Tract 9712)? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Ashland Township Opportunity Zone (Tract 9712)

What do homes cost in Ashland Township Opportunity Zone (Tract 9712)?
The median home value in Ashland Township Opportunity Zone (Tract 9712) is about $302,000. Individual prices vary by street, size, and condition.
How active is the Ashland Township Opportunity Zone (Tract 9712) housing market?
there are 14 homes for sale in Ashland Township Opportunity Zone (Tract 9712) right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
Is Ashland Township Opportunity Zone (Tract 9712) walkable?
Ashland Township Opportunity Zone (Tract 9712) scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Ashland Township Opportunity Zone (Tract 9712)

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Ashland Township Opportunity Zone (Tract 9712)? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Ashland Township Opportunity Zone (Tract 9712)

Estimated Monthly Payment

$2,050/mo

$
$60,400
20%
%
Principal & Interest $1,56776%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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