ATLAS— Grand Rapids Real Estate
ListingsPlaces
SavedWizardHome loansReviews
ATLAS
SavedMatchWizardHome Loans
Home/Neighborhoods/Opportunity Zones/Muskegon County/Muskegon Opportunity Zone (Tract 42)
Opportunity Zone1458.7 acres

Muskegon Opportunity Zone (Tract 42)

Surrounded by nature

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
Show on map

Median $170K·Walkability 4.2/10

🏙️35 mito Downtown GR(~1h 10m drive)
🏞️12 mito Lake Michigan(~25 min drive)

Why people love it here

🌊Nature & Outdoors

Near the water

  • Muskegon Lake — 1.1 mi
  • 70 parks within 1 mile
  • Lakeshore Trail: 8 min walk
  • Fisherman's Landing: 11 min bike
💰Home Values

$170K median

  • 8 sales in last 12mo
Loading map…

Conventional Mortgage Calculator

Median home price in Muskegon Opportunity Zone (Tract 42)

Estimated Monthly Payment

$1,154/mo

$
$33,990
20%
%
Principal & Interest $88276%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

8 homes sold in Muskegon Opportunity Zone (Tract 42) this year. Thinking of selling?

See what your home is worth

Walkability

4.2

Fair

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
2.4
🍽️Dining— Restaurants, cafes, bars
6.5
🌳Nature— Parks, trails
1.8
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
6.5

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🛒Grocery Stores
Short drive

Valy Vietnamese Oriental Food, Gifts & Market

4 mindrive· 21 min walk· 13 min bike
Great Lakes Fresh Market
8 mindrive
Save-A-Lot
8 mindrive
Gordon Food Service
8 mindrive

+1 more

🍽️Restaurants
Walkable

Nipote's Italian Kitchen

12 minwalk· 9 min bike· 3 min drive
Northtown 794
13 minwalk
☕Coffee Shops
Walkable

Aldea Coffee

13 minwalk· 10 min bike· 2 min drive
🍺Bars & Breweries
Walkable

Hennesse's Irish Pub

13 minwalk· 9 min bike· 3 min drive
18th Ammendment
13 minwalk
🌳Parks
Bikeable

Fisherman's Landing

11 minbike· 18 min walk· 5 min drive
🛝Playgrounds
Bikeable

Unnamed playground

11 minbike· 19 min walk· 5 min drive
🏞️Lakes & Water
Quick drive

Bear Lake

13 mindrive
🏖️Beaches
Quick drive

Unnamed beach

13 mindrive
🥾Hiking Trails
Quick drive

Veterans Memorial Park Walkway

6 mindrive· 20 min bike
🚴Bike Paths
Short walk

Lakeshore Trail

8 minwalk· 7 min bike· <1 min drive
💊Pharmacies
Quick drive

Walgreens

6 mindrive· 18 min bike
Rite Aid
7 mindrive
Hometown Pharmacy
8 mindrive
📚Libraries
Bikeable

Hackley Public Library

10 minbike· 16 min walk· 3 min drive
Norton Shores Jacob O. Funkhouser Branch Library
10 mindrive
👶Daycares
Quick drive

Jumpstart

12 mindrive
🎬Movie Theaters
Quick drive

Getty Drive-In

14 mindrive

Crime in Muskegon Opportunity Zone (Tract 42) is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon County.

Muskegon County crime & safety stats →

To buy a median-priced Muskegon Opportunity Zone (Tract 42) home (around $169,950) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $31k/year in household income to qualify — an estimated monthly payment of $1,146 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $1,146/mo$30,550
10% (+PMI)$1,319/mo$35,162
5% (+PMI)$1,377/mo$36,713

Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Muskegon Opportunity Zone (Tract 42) cost-of-living breakdown →

Land for sale

Listings

4 parcels

Active / pending

Median Price

$34K

Per listing

Multifamily for sale

Listings

4 buildings

Active / pending

Median Price

$250K

Per building

Price Per Unit

$94K

Median

Who actually lends in Muskegon Opportunity Zone (Tract 42), and how homes here are financed — from 2024 federal mortgage records.

Home purchases~63 loans · $11M

Loans to buy a home

Conventional 70%FHA 29%VA 2%

Most active lenders

1Mortgage 1 Incorporated17%
2United Shore Financial Services, LLC12%
3Lake Michigan Credit Union10%
4T2 Financial LLC8%
5The Huntington National Bank8%
Refinances~16 loans · $4M

Homeowners refinancing an existing mortgage

Conventional 81%FHA 13%VA 6%

Most active lenders

1Consumers Credit Union19%
2Rocket Mortgage, LLC19%
3Independent Bank6%
4T2 Financial LLC6%
5Mortgage 1 Incorporated6%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Solar potential

~$881/yr in electricity from a typical rooftop solar system

Produces ~6,423 kWh/yr · offsets ~61% of a typical home's use

Utility, solar, and service details for Muskegon Opportunity Zone (Tract 42) are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🛒 Grocery(11)

Valy Vietnamese Oriental Food, Gifts & Market

Grocery Store

0.7 mimap

Great Lakes Fresh Market

Grocery Store

1.9 mimap

Aldi

Grocery Store

2.3 mimap

+8 more within 5 miles

🍕 Restaurants(5)

Nipote's Italian Kitchen

Restaurant

0.2 mimap

Northtown 794

Restaurant

0.2 mimap
Capone's Speakeasy and Pizzeria

Restaurant

0.3 mimap

Carmen's Mercantile

Restaurant

0.4 mimap
Burger King

Fast Food

0.4 mimap

☕ Coffee(7)

Aldea Coffee

Café

0.3 mimap
Drip Drop Drink

Café

0.5 mimap
The Coffee Factory

Café

1.4 mimap

+4 more within 5 miles

🍺 Bars(5)

Hennesse's Irish Pub

Pub

0.4 mimap

18th Ammendment

Bar

0.5 mimap
Pigeon Hill

Pub

0.7 mimap

+2 more within 5 miles

🏫 Schools(30)

Vanderlaan School

0.6 mimap

Froehel School

0.7 mimap
Muskegon Covenant Academy

School

1.0 mimap
Muskegon High School

School

1.0 mimap
Muskegon Community Education Center

School

1.2 mimap

+25 more within 5 miles

💪 Gyms(1)

Waters Edge Fitness

Fitness Center

3.5 mimap

🌳 Parks(3)

Fisherman's Landing

0.3 mimap

Alcoa Celebration Square

0.4 mimap

Green Acres Park

0.5 mimap

🚴 Trails(3)

Lakeshore Trail

Bike Path

114mmap

Bike Path

Bike Path

0.2 mimap

Unnamed bike_path

Bike Path

0.2 mimap

💊 Pharmacies(9)

Walgreens

Pharmacy

1.2 mimap

Rite Aid

Pharmacy

1.7 mimap
Hometown Pharmacy

Pharmacy

1.8 mimap

+6 more within 5 miles

👶 Childcare(1)

Jumpstart

Childcare Center

3.8 mimap

🏥 Hospitals(2)

Mercy Health Hackley Campus

Hospital

1.4 mimap
Mercy Health Mercy Campus

Hospital

3.0 mimap

📚 Libraries(2)

Hackley Public Library

0.6 mimap

Norton Shores Jacob O. Funkhouser Branch Library

3.9 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Muskegon Opportunity Zone (Tract 42)? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Muskegon Opportunity Zone (Tract 42)

What do homes cost in Muskegon Opportunity Zone (Tract 42)?
The median home value in Muskegon Opportunity Zone (Tract 42) is about $169,950. Individual prices vary by street, size, and condition.
How active is the Muskegon Opportunity Zone (Tract 42) housing market?
there are 19 homes for sale in Muskegon Opportunity Zone (Tract 42) right now, and 8 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
Is Muskegon Opportunity Zone (Tract 42) walkable?
Muskegon Opportunity Zone (Tract 42) scores 4.2/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Muskegon Opportunity Zone (Tract 42)

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Muskegon Opportunity Zone (Tract 42)? Our team can help.

Call
🧭

Find neighborhoods you'll love

Answer a few questions, see your top matches

Take the 2-Minute Quiz

No account needed. Find places that fit you.

Conventional Mortgage Calculator

Median in Muskegon Opportunity Zone (Tract 42)

Estimated Monthly Payment

$1,154/mo

$
$33,990
20%
%
Principal & Interest $88276%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

Real estate professional?

Claim Muskegon Opportunity Zone (Tract 42) — add insider tips, video tours, and connect with buyers. For licensed agents only.

Claim this neighborhood