Muskegon Opportunity Zone (Tract 42)
Surrounded by nature
Median $162K·Walkability 4.2/10
Why people love it here
Near the water
- Muskegon Lake — 1.1 mi
- 70 parks within 1 mile
- Lakeshore Trail: 8 min walk
- Fisherman's Landing: 11 min bike
$162K median
- 6 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Muskegon Opportunity Zone (Tract 42)
Estimated Monthly Payment
$1,103/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
6 homes sold in Muskegon Opportunity Zone (Tract 42) this year. Thinking of selling?
See what your home is worthNearest Park
Fisherman's Landing
0.3 mi
Parks Nearby
70
within 1 mile
Nearest Lake
Muskegon Lake
1.1 mi
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Valy Vietnamese Oriental Food, Gifts & Market
+1 more
Nipote's Italian Kitchen
Aldea Coffee
Hennesse's Irish Pub
Fisherman's Landing
Unnamed playground
Bear Lake
Unnamed beach
Veterans Memorial Park Walkway
Lakeshore Trail
Walgreens
Hackley Public Library
Jumpstart
Getty Drive-In
Crime in Muskegon Opportunity Zone (Tract 42) is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon County.
Muskegon County crime & safety stats →To buy a median-priced Muskegon Opportunity Zone (Tract 42) home (around $162,450) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $29k/year in household income to qualify — an estimated monthly payment of $1,081 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,081/mo | $28,813 |
| 10% (+PMI) | $1,244/mo | $33,173 |
| 5% (+PMI) | $1,299/mo | $34,631 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
3 parcels
Active / pending
Median Price
$35K
Per listing
Multifamily for sale
Listings
3 buildings
Active / pending
Median Price
$275K
Per building
Price Per Unit
$108K
Median
Who actually lends in Muskegon Opportunity Zone (Tract 42), and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$881/yr in electricity from a typical rooftop solar system
Produces ~6,423 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Muskegon Opportunity Zone (Tract 42) are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(11)
Valy Vietnamese Oriental Food, Gifts & Market
Grocery Store
Great Lakes Fresh Market
Grocery Store
Aldi
Grocery Store
+8 more within 5 miles
🍕 Restaurants(6)
Nipote's Italian Kitchen
Restaurant
Northtown 794
Restaurant
Restaurant
Carmen's Mercantile
Restaurant
Fast Food
+1 more within 5 miles
☕ Coffee(8)
+5 more within 5 miles
🍺 Bars(8)
+5 more within 5 miles
🏫 Schools(30)
Vanderlaan School
Froehel School
School
+25 more within 5 miles
💪 Gyms(1)
Waters Edge Fitness
Fitness Center
🌳 Parks(4)
+1 more within 5 miles
🚴 Trails(3)
💊 Pharmacies(9)
+6 more within 5 miles
👶 Childcare(1)
Jumpstart
Childcare Center
🏥 Hospitals(2)
Hospital
Hospital
Frequently asked about Muskegon Opportunity Zone (Tract 42)
- What do homes cost in Muskegon Opportunity Zone (Tract 42)?
- The median home value in Muskegon Opportunity Zone (Tract 42) is about $162,450. Individual prices vary by street, size, and condition.
- How active is the Muskegon Opportunity Zone (Tract 42) housing market?
- there are 21 homes for sale in Muskegon Opportunity Zone (Tract 42) right now, and 6 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- Is Muskegon Opportunity Zone (Tract 42) walkable?
- Muskegon Opportunity Zone (Tract 42) scores 4.2/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Muskegon Opportunity Zone (Tract 42)
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